Factor Insurance Brokers A/S
Public limited companyCVR 20894601HolteActive
Factor Insurance Brokers A/S is a public limited company, based in Holte, active in activities of insurance agents and brokers, founded in 1998. Net profit rose 533% from 2024 to 2025, ending at DKK 827k. With 10 employees, the company is about 3 times larger than the industry median.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Net profit rose 533% (2024 → 2025), to DKK 827k.
- Equity fell 14% (2024 → 2025), to DKK 10.2m.
Employees
- 3 fewer employees than a year earlier: 10 (08/2026) against 13 (08/2025).
Management and owners, last 24 months
- New in management: Svend Randers (chair of the board, 26/06/2025).
- Stepped down: John Lundsgaard (chair of the board, 26/06/2025).
- New owners registered: AL Sydbank A/S (08/12/2025), Factor Insurance Brokers A/S (01/07/2026) and Nykredit Bank A/S (01/04/2026).
- No longer registered as owner: Aktieselskabet Arbejdernes Landsbank (08/12/2025), Spar Nord Bank A/S (01/04/2026) and Vestjysk Bank A/S (08/12/2025) (+2).
Registrations, last 24 months
- 01/01/2025: Industry changed to Activities of insurance agents and brokers (662200)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2020–2025 · amounts in DKK thousandEquity and net profit
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change | |
|---|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | 8,979 | 9,319 | 9,672 | 15,502 | 10,531 | 10,534 | +0% |
| Operating profit (EBIT) | 506 | 190 | 563 | 838 | 1,376 | 22 | −98.4% |
| Profit before tax | 425 | 101 | 477 | 841 | 131 | 827 | +532.5% |
| Net profit | 425 | 101 | 477 | 841 | 131 | 827 | +532.5% |
| Total assets | 13,785 | 12,470 | 14,205 | 24,428 | 23,870 | 44,649 | +87.1% |
| Equity | 10,321 | 10,422 | 10,899 | 11,741 | 11,871 | 10,242 | −13.7% |
| Liabilities | 3,464 | 2,048 | 3,306 | 12,688 | 11,999 | 34,407 | +186.8% |
| Cash and cash equivalents | 11,536 | 10,059 | 12,528 | 20,736 | 5,950 | 26,780 | +350.1% |
| Average number of employees | 11 | 12 | 10 | 11 | 10 | 11 | +10% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresProfit for five years in a row
Net result has been positive in 2021–2025.
How is this calculated?
Net result is positive in the five latest annual reports in a row.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
6 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 24/04/2026 | The company | PDF not statedXBRL |
| 2024 | 01/01/2024 – 31/12/2024 | 25/04/2025 | The company | PDFXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 13/05/2024 | The company | PDFXBRL |
| 2022 | 01/01/2022 – 31/12/2022 | 26/04/2023 | The company | PDFXBRL |
| 2021 | 01/01/2021 – 31/12/2021 | 29/03/2022 | The company | PDFXBRL |
| 2020 | 01/01/2020 – 31/12/2020 | 06/04/2021 | The company | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
142 companies in the databaseComparison with the other companies in activities of insurance agents and brokers based on the latest financial year.
Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with fewer than 20 employees69,967 companies in the comparison | No. 4,418of 69,742 Better than 94% | No. 8,939of 69,964 Better than 87% |
| Same industry and fewer than 20 employees108 companies in the comparison | No. 20of 108 Better than 82% | No. 9of 108 Better than 93% |
| Companies that are between 15 and 29 years old24,910 companies in the comparison | No. 5,749of 24,791 Better than 77% | No. 6,627of 24,909 Better than 73% |
| All companies of type A/S18,025 companies in the comparison | No. 8,760of 17,786 Better than 51% | No. 8,676of 18,024 Better than 52% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Activities of insurance agents and brokers- Factor Insurance Brokers A/SDKK 10.5m
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Factor Insurance Brokers A/SDKK 827k
- Aon Denmark A/SDKK 8.1m
- Marsh A/SDKK 80.1m
- Factor Insurance Brokers A/SDKK 10.2m
- Aon Denmark A/SDKK 120.6m
- Marsh A/SDKK 85.7m
- Factor Insurance Brokers A/S10
- Aon Denmark A/S162
- Marsh A/S142
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership Register- Middelfart Sparekasse5%
- Sparekassen Kronjylland5%
- SJF Bank A/S5%
- Sparekassen Danmark10%
- AL Sydbank A/S33.33%
- Factor Insurance Brokers A/S5%
Subsidiaries are shown only if they are in the database.
Management
4 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Klaus Ravn | CEO | 01/04/2021 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Peter Søndergaard Christiansen | Board member | 03/11/2008 |
| Michael Nelander Petersen | Board member | 31/03/2021 |
| Svend Randers | Chair of the board | 26/06/2025 |
- Founders
- Anpartsselskabet Stakemann
Former management (26)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Kim Madsen | Chair of the board | 01/04/1998 | 16/07/1998 |
| Peter Andreas Stakemann | Board member | 01/04/1998 | 16/07/1998 |
| Peter Andreas Stakemann | Director | 01/04/1998 | 16/07/1998 |
| Annemette Heller | Board member | 01/04/1998 | 16/07/1998 |
| Peter Feldthusen | Board member | 16/07/1998 | 04/10/2002 |
| Peter Feldthusen | Director | 16/07/1998 | 10/02/2003 |
| Albert Johannes Kristian Stilling | Board member | 16/07/1998 | 06/12/2000 |
| Tina Kolding Feldthusen | Board member | 16/07/1998 | 12/12/2001 |
| Klaus Damgaard Steffensen | Board member | 12/12/2001 | 13/05/2002 |
| Peter Hinrichsen | Board member | 12/12/2001 | 27/11/2003 |
| Jørn Ole Jørgensen | Board member | 04/10/2002 | 24/02/2004 |
| Jørn Allan Pedersen | Board member | 04/10/2002 | 27/11/2003 |
| Erlend Sundstrøm | Board member | 04/10/2002 | 24/02/2004 |
| Jørn Allan Pedersen | Director | 28/02/2003 | 01/07/2003 |
| Eilif Nørgaard | CEO | 01/07/2003 | 03/11/2008 |
| Eilif Nørgaard | Board member | 24/02/2004 | 03/11/2008 |
| Terje Finholdt | Board member | 24/02/2004 | 29/04/2004 |
| Gisle Skansen | Chair of the board | 24/02/2004 | 03/11/2008 |
| Tore Kvam | Board member | 29/04/2004 | 03/11/2008 |
| Henrik Westergaard | Board member | 03/11/2008 | 29/06/2010 |
| Lars Neumann | Director | 03/11/2008 | 01/04/2021 |
| John Lundsgaard | Chair of the board | 03/11/2008 | 26/06/2025 |
| Klaus Oberthanner Skjødt | Board member | 29/06/2010 | 31/03/2011 |
| Karl Tholstrup | Board member | 31/03/2011 | 28/03/2012 |
| Bent Jensen | Board member | 28/03/2012 | 20/03/2013 |
| Per Asbjørn Sønderup | Board member | 20/03/2013 | 31/03/2021 |
Signing rule: Selskabet tegnes af bestyrelsesformanden i forening med et bestyrelsesmedlem eller af en direktør i forening med 1 bestyrelsesmedlem eller af den samlede bestyrelse.
Address and production units
1 active production unitsKongevejen 415
2840 Holte
| Production unit | Address | Employees | P number |
|---|---|---|---|
| FACTOR INSURANCE BROKERS A/S | Kongevejen 415, 2840 Holte | 10 | 1004644116 |
Purpose
Selskabets formål er at drive virksomhed med rådgivning om og formidling af danske og internationale forsikringsydelser samt anden hermed beslægtet virksomhed. Selskabet ejer desuden ejendommen Kongevejen 415, Holte og varetager den hermed forbundne udlejningsvirksomhed.
The purpose is quoted from the register in Danish.
Changes year by year
99 registered events20265 changesownership 4 · accounts 1
- OwnershipFACTOR INSURANCE BROKERS A/S registered as owner (5%)
- OwnershipNYKREDIT BANK A/S is no longer registered as owner
- AccountsAnnual report for 2025 published
- OwnershipNYKREDIT BANK A/S registered as owner (15%)
- OwnershipSPAR NORD BANK A/S is no longer registered as owner
20258 changesownership 4 · management 2 · accounts 1 · industry 1
- OwnershipAL Sydbank A/S registered as owner (33.33%)
- OwnershipVESTJYSK BANK A/S is no longer registered as owner
- OwnershipAKTIESELSKABET ARBEJDERNES LANDSBANK is no longer registered as owner
- OwnershipAL Sydbank A/S is no longer registered as owner
- ManagementSvend Randers appointed chair of the board
- ManagementJohn Lundsgaard stepped down as chair of the board
- AccountsAnnual report for 2024 published
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
20242 changesaddress 1 · accounts 1
- AddressMoved to Kongevejen 415, 2840 Holte
- AccountsAnnual report for 2023 published
20231 changeaccounts 1
- AccountsAnnual report for 2022 published
20221 changeaccounts 1
- AccountsAnnual report for 2021 published
20219 changesownership 4 · accounts 1 · management 4
- OwnershipSparekassen Danmark registered as owner (10%)
- OwnershipSparekassen Danmark is no longer registered as owner
- OwnershipJUTLANDER BANK A/S is no longer registered as owner
- AccountsAnnual report for 2020 published
- ManagementKlaus Ravn appointed ceo
- ManagementLars Neumann stepped down as director
- ManagementMichael Nelander Petersen appointed board member
- ManagementPer Asbjørn Sønderup stepped down as board member
- OwnershipDen Jyske Sparekasse A/S is no longer registered as owner
20202 changesownership 2
- OwnershipAL Sydbank A/S registered as owner (15%)
- OwnershipSJF Bank A/S registered as owner (5%)
20182 changesownership 2
- OwnershipDen Jyske Sparekasse A/S registered as owner (5%)
- OwnershipDEN JYSKE SPAREKASSE is no longer registered as owner
20158 changesownership 8
- OwnershipJUTLANDER BANK A/S registered as owner (5%)
- OwnershipVESTJYSK BANK A/S registered as owner (10%)
- OwnershipMIDDELFART SPAREKASSE registered as owner (5%)
- OwnershipSPAREKASSEN KRONJYLLAND registered as owner (5%)
- OwnershipDEN JYSKE SPAREKASSE registered as owner (5%)
- OwnershipSPAR NORD BANK A/S registered as owner (15%)
- OwnershipAKTIESELSKABET ARBEJDERNES LANDSBANK registered as owner (5%)
- OwnershipSparekassen Danmark registered as owner (5%)
20132 changesmanagement 2
- ManagementPer Asbjørn Sønderup appointed board member
- ManagementBent Jensen stepped down as board member
20122 changesmanagement 2
- ManagementBent Jensen appointed board member
- ManagementKarl Tholstrup stepped down as board member
20112 changesmanagement 2
- ManagementKarl Tholstrup appointed board member
- ManagementKlaus Oberthanner Skjødt stepped down as board member
20103 changesaddress 1 · management 2
- AddressMoved to Slotsmarken 11, 2, 2970 Hørsholm
- ManagementKlaus Oberthanner Skjødt appointed board member
- ManagementHenrik Westergaard stepped down as board member
20091 changemerger 1
- MergerMerger registered in CVR
200810 changesmanagement 8 · capital 1 · industry 1
- ManagementHenrik Westergaard appointed board member
- ManagementPeter Søndergaard Christiansen appointed board member
- ManagementJohn Lundsgaard appointed chair of the board
- ManagementLars Neumann appointed director
- ManagementTore Kvam stepped down as board member
- ManagementEilif Nørgaard stepped down as board member
- ManagementGisle Skansen stepped down as chair of the board
- ManagementEilif Nørgaard stepped down as ceo
- CapitalShare capital changed from 1,001,000 DKK to 2,000,000 DKK
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
20061 changecapital 1
- CapitalShare capital changed from 1,000,000 DKK to 1,001,000 DKK
20047 changesmanagement 7
- ManagementTore Kvam appointed board member
- ManagementTerje Finholdt stepped down as board member
- ManagementEilif Nørgaard appointed board member
- ManagementTerje Finholdt appointed board member
- ManagementGisle Skansen appointed chair of the board
- ManagementJørn Ole Jørgensen stepped down as board member
- ManagementErlend Sundstrøm stepped down as board member
20037 changesmanagement 6 · name 1
- ManagementJørn Allan Pedersen stepped down as board member
- ManagementPeter Hinrichsen stepped down as board member
- NameName changed from FACTOR I.G. DANMARK A/S to FACTOR INSURANCE BROKERS A/S
- ManagementEilif Nørgaard appointed ceo
- ManagementJørn Allan Pedersen stepped down as director
- ManagementJørn Allan Pedersen appointed director
- ManagementPeter Feldthusen stepped down as director
20026 changescapital 1 · management 5
- CapitalShare capital changed from 500,000 DKK to 1,000,000 DKK
- ManagementJørn Ole Jørgensen appointed board member
- ManagementErlend Sundstrøm appointed board member
- ManagementJørn Allan Pedersen appointed board member
- ManagementPeter Feldthusen stepped down as board member
- ManagementKlaus Damgaard Steffensen stepped down as board member
20015 changesmanagement 3 · address 1 · name 1
- ManagementKlaus Damgaard Steffensen appointed board member
- ManagementPeter Hinrichsen appointed board member
- ManagementTina Kolding Feldthusen stepped down as board member
- AddressMoved to Slotsmarken 14, 2, 2970 Hørsholm
- NameName changed from SWAN INTERMEDIARIES SCANDINAVIA A/S to FACTOR I.G. DANMARK A/S
20001 changemanagement 1
- ManagementAlbert Johannes Kristian Stilling stepped down as board member
199814 changesname 1 · management 12 · founded 1
- NameName changed from A/S PSE 38 NR. 1910 to SWAN INTERMEDIARIES SCANDINAVIA A/S
- ManagementPeter Feldthusen appointed board member
- ManagementTina Kolding Feldthusen appointed board member
- ManagementAlbert Johannes Kristian Stilling appointed board member
- ManagementPeter Feldthusen appointed director
- ManagementPeter Andreas Stakemann stepped down as director
- ManagementAnnemette Heller stepped down as board member
- ManagementPeter Andreas Stakemann stepped down as board member
- ManagementKim Madsen stepped down as chair of the board
- FoundedRegistered as A/S PSE 38 NR. 1910
- ManagementPeter Andreas Stakemann appointed director
- ManagementAnnemette Heller appointed board member
- ManagementPeter Andreas Stakemann appointed board member
- ManagementKim Madsen appointed chair of the board
Related companies
Same industry in Rudersdal
- True Insure Forsikringsformidling A/S5 employees
- AffiNordic ApS3 employees
- Anchor Marine Copenhagen ApS2 employees
Same people in management
- Danske Bank A/Svia Peter Hinrichsen
- Tryg Forsikring A/Svia Kim Madsen
- AL Sydbank A/Svia Svend Randers
- Pure Gym Denmark A/Svia Peter Andreas Stakemann
- Semler Mobility Retail A/Svia Annemette Heller
- Atea A/Svia Annemette Heller
Largest in the industry
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Apc Forsikringsmæglere A/SDKK 172.8m
- balticfinance Danmark A/SDKK 131.5m
- Howden Forsikringsmægler A/SDKK 74.5m
- Söderberg & Partners Forsikringsmæglere A/SDKK 59m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.