CVRdatabase
Menu

SJF Bank A/S

Public limited companyCVR 36532130HolbækActive

SJF Bank A/S is a public limited company, based in Holbæk, active in other monetary intermediation, founded in 2014. After a loss in 2014, the company made a profit of DKK 623.1m in 2024. Operations are spread over 34 production units in 33 towns. Equity grew to DKK 4.8bn in 2024.

Follow
PDF reportCompare

Key figures · financial year 2024

Net profitDKK 623.1m+12,462,520% vs. 2014
EquityDKK 4.8bn+971,162.2% vs. 2014
Employees671latest month from CVR

What has changed

calculated from recorded figures and dates

Employees

  • 5 more employees than a year earlier: 671 (07/2026) against 666 (07/2025).

Management and owners, last 24 months

  • New in management: Ane Arnth Jensen (board member, 07/05/2026).
  • Stepped down: Lars Bolding (director, 31/10/2025).
  • No longer registered as owner: Købstædernes Forsikring, Gensidig (31/10/2025).

Registrations, last 24 months

  • 09/04/2026: Share capital changed from 165,422,230 DKK to 162,289,500 DKK
  • 05/03/2026: Name changed from Sparekassen Sjælland-Fyn A/S to SJF Bank A/S
  • 06/03/2025: Share capital changed from 169,801,150 DKK to 165,422,230 DKK
  • 01/01/2025: Industry changed to Other monetary intermediation (641900)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2014–2024 · amounts in DKK thousand

Equity and net profit

−DKK 1bnDKK 0DKK 1bnDKK 2bnDKK 3bnDKK 4bnDKK 5bn20142024
EquityNet profit
Financial figures for SJF Bank A/S
20142024Change
Revenuenot statednot stated–
Gross profit0––
Operating profit (EBIT)−5––
Profit before tax−5814,768+16,295,460%
Net profit−5623,121+12,462,520%
Total assets50032,106,620+6,421,224%
Equity4954,807,748+971,162.2%
Liabilities526,796,229+535,924,480%
Cash and cash equivalents–7,151,799–

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2014, 2024: smaller companies may omit it, and we do not derive it from other figures. The register has no financial statements for 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 (changed financial year or not filed).

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 500mDKK 0DKK 500mDKK 1bnDKK 1.5bnDKK 2bnDKK 2.5bnDKK 3bn20142024
Net profitMedian, the industry (7 companies)

Signals from the financial statements

calculated from the 2024 figures

  • A more recent annual report is missing

    The latest annual report in the database is for 2024 (period ending 2024-12-31). The next year's report is not in the database.

    How is this calculated?

    More than 19 months have passed since the end of the latest annual report's period: a twelve-month financial year, a five-month deadline and two months of margin. The company may have a shifted financial year, or the report has not been loaded yet.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

2 financial years
Annual reports for SJF Bank A/S
Financial yearPeriodPublishedFigures forDocuments
202401/01/2024 – 31/12/202414/03/2025The companyPDF not statedXBRL
201422/12/2014 – 31/12/201427/03/2015The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
010020030040050060070008/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

7 companies in the database

Comparison with the other companies in other monetary intermediation based on the latest financial year.

EquityDKK 4.8bnNo. 4 of 7
Better than 50% of the companies in the industry
Number of employees671No. 4 of 7
Better than 50% of the companies in the industry

Industry median: gross profit −DKK 2.9m, net profit DKK 623.1m, equity DKK 4.8bn, 671 employees.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 500–999 employees207 companies in the comparisonnot stated
No. 14of 207
Better than 94%
Companies that are between 5 and 14 years old33,688 companies in the comparisonnot stated
No. 17of 33,687
Better than 100%
All companies of type A/S18,025 companies in the comparisonnot stated
No. 111of 18,024
Better than 99%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other monetary intermediation
Gross profit
  1. SJF Bank A/SDKK 0
  2. Lunar Bank A/S−DKK 463k
  3. kompasbank a/s−DKK 5.3m
Net profit
  1. SJF Bank A/SDKK 623.1m
  2. Lunar Bank A/S−DKK 470k
  3. kompasbank a/s−DKK 13.7m
Equity
  1. SJF Bank A/SDKK 4.8bn
  2. Lunar Bank A/SDKK 480k
  3. kompasbank a/sDKK 787k
Employees
  1. SJF Bank A/S671
  2. Lunar Bank A/S388
  3. kompasbank a/s78

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
SJF Bank A/S
Subsidiaries and ownership shares

Subsidiaries are shown only if they are in the database.

Management

12 active registrations

Executive management

Executive management at SJF Bank A/S
NameRoleAppointed
Lars PeterssonCEO01/02/2016
Jan Mark Kolbye JensenDirector25/01/2022

Board of directors

Board of directors at SJF Bank A/S
NameRoleAppointed
Otto Frederik SpliidBoard member24/11/2015
Mads WallinBoard member15/04/2016
Torben Dalby LarsenBoard member14/04/2021
Erik LarsenDeputy chair11/04/2023
Liselotte PoulsenBoard member11/04/2023
Jakob Nørrekjær AnderssonChair of the board11/04/2023
Per Asbjørn SønderupBoard member11/04/2023
Dan Roland HansenBoard member07/03/2024
Dorthe Brøndlund AndersenBoard member07/03/2024
Ane Arnth JensenBoard member07/05/2026
Founders
Sparekassen Sjælland
Former management (16)
Former management at SJF Bank A/S
NameRoleAppointedResigned
Jakob Nørrekjær AnderssonBoard member22/12/201410/04/2023
Lars PeterssonBoard member22/12/201424/11/2015
Lars PeterssonDirector22/12/201431/01/2016
Thomas KullegaardChair of the board22/12/201411/04/2023
Erik LarsenBoard member24/11/201510/04/2023
Per BjørnsholmBoard member24/11/201501/04/2019
Peter Michael WoldbyeBoard member24/11/201515/04/2016
Per OlsenBoard member24/11/201507/03/2024
Bent AndersenBoard member24/11/201527/04/2022
Allan Viggo Tornøe NørholmBoard member24/11/201526/04/2017
Helle Lindhof BjørnøeBoard member24/11/201507/03/2024
Bruno Riis-NielsenDirector01/02/201631/03/2023
Michael AgergaardBoard member15/04/201603/04/2018
Flemming Bisgaard NielsenDirector17/10/201610/05/2017
Kirsten Hede NielsenBoard member01/04/201914/04/2021
Lars BoldingDirector01/04/201931/10/2025

Signing rule: Sparekassen tegnes af et bestyrelsesmedlem i forening med den administrerende direktør, af formanden for bestyrelsen i forening med en direktør eller af den samlede bestyrelse.

Address and production units

34 active production units

Isefjords Alle 5
4300 Holbæk

Holbæk Municipality · Postcode 4300

Open in OpenStreetMap
Production units
Production unitAddressEmployeesP number
SJF Bank A/SIsefjords Alle 5, 4300 Holbæk3171020118179
SJF Bank, Næstved afdelingGrønnegade 20, 4700 Næstved481020936203
SJF Bank, Odense CitySøndergade 17, 5000 Odense C431021756829
SJF Bank, Carlsberg Byen afdelingOlivia Hansens Gade 10, 1799 København V371022765155
SJF Bank, Holbæk afdelingKanalstræde 1, 4300 Holbæk271020935177
SJF Bank, Slagelse afdelingKlingeberg 4, 4200 Slagelse231020935800
SJF Bank, HerregårdscentretHerregårdscentret 23, 5600 Faaborg221021756535
SJF Bank, Ringe afdelingAlgade 11, 5750 Ringe201021756845
SJF Bank, Roskilde afdelingKøbenhavnsvej 77, 4000 Roskilde171020935797
SJF Bank, Taastrup afdelingKingosvej 1, 2630 Taastrup161022765171
SJF Bank, Hillerød afdelingFrederiksgade 5, 3400 Hillerød131020936254
SJF Bank, Kalundborg afdelingVænget 14, 4400 Kalundborg121020935576
SJF Bank, Ringsted afdelingNørregade 11, 4100 Ringsted121020935770
SJF Bank, Frederiksberg afdelingSmallegade 4-6, 2000 Frederiksberg111020935150
SJF Bank, Køge afdelingSøndre Alle 11, 4600 Køge111020936092

Showing 15 of 34 units (sorted by employees).

Purpose

Sparekassens formål er at drive pengeinstitutvirksomhed samt anden virksomhed, der er accessorisk hertil.

The purpose is quoted from the register in Danish.

Changes year by year

72 registered events
20263 changesmanagement 1 · capital 1 · name 1
  • Ane Arnth Jensen appointed board member
  • Share capital changed from 165,422,230 DKK to 162,289,500 DKK
  • Name changed from Sparekassen Sjælland-Fyn A/S to SJF Bank A/S
20255 changesmanagement 1 · ownership 1 · accounts 1 · capital 1 · industry 1
  • Lars Bolding stepped down as director
  • KØBSTÆDERNES FORSIKRING, GENSIDIG is no longer registered as owner
  • Annual report for 2024 published
  • Share capital changed from 169,801,150 DKK to 165,422,230 DKK
  • Industry changed to Other monetary intermediation (641900)
20246 changesownership 1 · capital 1 · management 4
  • Fonden for SJF Bank registered as owner (5%)
  • Share capital changed from 173,749,730 DKK to 169,801,150 DKK
  • Dorthe Brøndlund Andersen appointed board member
  • Dan Roland Hansen appointed board member
  • Helle Lindhof Bjørnøe stepped down as board member
  • Per Olsen stepped down as board member
20238 changesmanagement 8
  • Erik Larsen appointed deputy chair
  • Per Asbjørn Sønderup appointed board member
  • Jakob Nørrekjær Andersson appointed chair of the board
  • Liselotte Poulsen appointed board member
  • Thomas Kullegaard stepped down as chair of the board
  • Erik Larsen stepped down as board member
  • Jakob Nørrekjær Andersson stepped down as board member
  • Bruno Riis-Nielsen stepped down as director
20223 changesownership 1 · management 2
  • NYKREDIT REALKREDIT A/S registered as owner (5%)
  • Bent Andersen stepped down as board member
  • Jan Mark Kolbye Jensen appointed director
20213 changesownership 1 · management 2
  • JYSKE BANK A/S registered as owner (5%)
  • Torben Dalby Larsen appointed board member
  • Kirsten Hede Nielsen stepped down as board member
20201 changeaddress 1
  • Moved to Isefjords Alle 5, 4300 Holbæk
20194 changesaddress 1 · management 3
  • Moved to Isefjords Alle 5, 4300 Holbæk
  • Kirsten Hede Nielsen appointed board member
  • Lars Bolding appointed director
  • Per Bjørnsholm stepped down as board member
20185 changesownership 2 · management 1 · capital 1 · address 1
  • KØBSTÆDERNES FORSIKRING, GENSIDIG registered as owner (5%)
  • Fonden for SJF Bank is no longer registered as owner
  • Michael Agergaard stepped down as board member
  • Share capital changed from 130,312,300 DKK to 173,749,730 DKK
  • Moved to Isefjords Alle 5, 4300 Holbæk
20173 changesownership 1 · management 2
  • AL Sydbank A/S registered as owner (5%)
  • Flemming Bisgaard Nielsen stepped down as director
  • Allan Viggo Tornøe Nørholm stepped down as board member
20168 changesmanagement 7 · name 1
  • Flemming Bisgaard Nielsen appointed director
  • Michael Agergaard appointed board member
  • Mads Wallin appointed board member
  • Peter Michael Woldbye stepped down as board member
  • Name changed from Sparekassen Sjælland A/S to Sparekassen Sjælland-Fyn A/S
  • Lars Petersson appointed ceo
  • Bruno Riis-Nielsen appointed director
  • Lars Petersson stepped down as director
201517 changesownership 3 · name 1 · capital 1 · management 9 · merger 1 · industry 1 · accounts 1
  • AP PENSION LIVSFORSIKRINGSAKTIESELSKAB registered as owner (5%)
  • Fonden for SJF Bank registered as owner (5%)
  • Name changed from ISEFJORDS ALLE A/S to Sparekassen Sjælland A/S
  • Share capital changed from 500,000 DKK to 130,312,300 DKK
  • Helle Lindhof Bjørnøe appointed board member
  • Otto Frederik Spliid appointed board member
  • Per Olsen appointed board member
  • Peter Michael Woldbye appointed board member
  • Per Bjørnsholm appointed board member
  • Erik Larsen appointed board member
  • Allan Viggo Tornøe Nørholm appointed board member
  • Bent Andersen appointed board member
  • Lars Petersson stepped down as board member
  • Merger registered in CVR
  • SPAREKASSEN SJÆLLAND is no longer registered as owner
  • Industry changed to Other monetary intermediation (641900)
  • Annual report for 2014 published
20146 changesfounded 1 · management 4 · ownership 1
  • Registered as ISEFJORDS ALLE A/S
  • Lars Petersson appointed board member
  • Thomas Kullegaard appointed chair of the board
  • Lars Petersson appointed director
  • Jakob Nørrekjær Andersson appointed board member
  • SPAREKASSEN SJÆLLAND registered as owner (100%)

Related companies

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 23/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.

View in CVRReport a correction