kompasbank a/s
Public limited companyCVR 38803611VedbækActive
kompasbank a/s is a public limited company, based in Vedbæk, active in other monetary intermediation, founded in 2017. The company made a loss in both 2019 and 2020, most recently DKK 13.7m. Equity fell to DKK 787k in 2020. 8 other companies in the database are registered at the same address.
Key figures · financial year 2020
Gross profit−DKK 5.3m+43% vs. 2019
Net profit−DKK 13.7m+29.6% vs. 2019
EquityDKK 787k−89.9% vs. 2019
Employees78latest month from CVR
What has changed
calculated from recorded figures and datesFinancials: 2020 against 2019
- The loss got smaller: from DKK 19.5m to DKK 13.7m (2019 → 2020).
- Equity fell 90% (2019 → 2020), to DKK 787k.
Employees
- 4 fewer employees than a year earlier: 78 (07/2026) against 82 (07/2025).
Management and owners, last 24 months
- New in management: Steen Blaafalk (board member, 30/04/2025).
- Stepped down: Johan Lorenzen (board member, 30/04/2025) and Ian Douglas Wilson (board member, 31/12/2025).
Registrations, last 24 months
- 04/05/2026: Share capital changed from 58,871,095 DKK to 58,913,095 DKK
- 31/01/2025: Share capital changed from 57,567,834 DKK to 58,871,095 DKK
- 01/01/2025: Industry changed to Other monetary intermediation (641900)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2018–2020 · amounts in DKK thousandEquity and net profit
| 2018 | 2019 | 2020 | Change | |
|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | – |
| Gross profit | −4,397 | −9,339 | −5,326 | +43% |
| Operating profit (EBIT) | −13,032 | −19,443 | −13,694 | +29.6% |
| Profit before tax | −13,038 | −19,495 | −13,721 | +29.6% |
| Net profit | −13,038 | −19,495 | −13,721 | +29.6% |
| Total assets | 17,830 | 13,103 | 5,291 | −59.6% |
| Equity | 13,037 | 7,815 | 787 | −89.9% |
| Liabilities | 4,793 | 5,288 | 4,505 | −14.8% |
| Cash and cash equivalents | 15,821 | 10,320 | 2,528 | −75.5% |
| Average number of employees | 8 | 12 | 11 | −8.3% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2018, 2019, 2020: smaller companies may omit it, and we do not derive it from other figures. Download annual report 2020 (PDF)
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2020 figuresLoss for 3 years in a row
Net result has been negative in 2018–2020.
How is this calculated?
Net result is negative in the two or more latest annual reports in a row.
Equity fell sharply
Equity fell 90% from 2019 to 2020 (DKK 7.8m to DKK 787k).
How is this calculated?
Equity has fallen by at least 30% from the previous annual report, and it was positive the year before.
A more recent annual report is missing
The latest annual report in the database is for 2020 (period ending 2020-12-31). The next year's report is not in the database.
How is this calculated?
More than 19 months have passed since the end of the latest annual report's period: a twelve-month financial year, a five-month deadline and two months of margin. The company may have a shifted financial year, or the report has not been loaded yet.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
3 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2020 | 01/01/2020 – 31/12/2020 | 26/05/2021 | The company | PDFXBRL |
| 2019 | 01/01/2019 – 31/12/2019 | 20/07/2020 | The company | PDFXBRL |
| 2018 | 18/07/2017 – 31/12/2018 | 16/05/2019 | The group | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
7 companies in the databaseComparison with the other companies in other monetary intermediation based on the latest financial year.
EquityDKK 787kNo. 6 of 7
Better than 17% of the companies in the industry
Number of employees78No. 6 of 7
Better than 17% of the companies in the industry
Industry median: gross profit −DKK 2.9m, net profit DKK 623.1m, equity DKK 4.8bn, 671 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with 50–199 employees4,467 companies in the comparison | No. 4,369of 4,412 Better than 1% | No. 4,005of 4,466 Better than 10% |
| Companies that are between 5 and 14 years old33,688 companies in the comparison | No. 33,439of 33,588 Better than 0% | No. 17,048of 33,687 Better than 49% |
| All companies of type A/S18,025 companies in the comparison | No. 17,645of 17,786 Better than 1% | No. 16,274of 18,024 Better than 10% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Owners and group
from the Public Ownership RegisterOwners
- Equilibria ApS5%
- Wandt Invest ApS5%
- Oryza Capital SL5%
- Norby Group ApS5%
kompasbank a/s
Management
6 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Michael Hurup Andersen | Director | 06/03/2024 |
| Rune Nørregaard | Director | 06/03/2024 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Jeppe Brøndum | Chair of the board | 29/04/2020 |
| Karin Cecilia Hultén | Board member | 29/04/2020 |
| Christian Madsen Motzfeldt | Board member | 31/08/2020 |
| Steen Blaafalk | Board member | 30/04/2025 |
- Founders
- Holdingselskabet af 17.7.2017 ApS
Former management (8)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Michael Hurup Andersen | Director | 18/07/2017 | 27/04/2023 |
| Jacob Norby | Board member | 14/02/2018 | 29/03/2020 |
| Bjørn Damgaard Mortensen | Chair of the board | 14/02/2018 | 29/04/2020 |
| Michael Hurup Andersen | Board member | 14/02/2018 | 15/03/2021 |
| Johan Lorenzen | Board member | 31/08/2020 | 30/04/2025 |
| Ian Douglas Wilson | Board member | 31/08/2020 | 31/12/2025 |
| Preben Riisberg Lund | CEO | 15/04/2021 | 28/04/2023 |
| Michael Hurup Andersen | CEO | 28/04/2023 | 05/03/2024 |
Signing rule: Selskabet tegnes af 2 bestyrelsesmedlemmer i forening eller 1 bestyrelsesmedlem i forening med 1 direktør eller af den samlede bestyrelse.
Address and production units
1 active production unitsFrydenlundsvej 30
2950 Vedbæk
Rudersdal Municipality · Postcode 2950
Other companies at the address (8)
- VikarBasen ApSTemporary employment agency activities and other staff provision
- Diversey Danmark ApSWholesale of chemical products
- Sac-it A/SBusiness and other management consultancy activities
- Greengo Energy A/SProduction of electricity from renewable sources
- Connection Management A/SBusiness and other management consultancy activities
| Production unit | Address | Employees | P number |
|---|---|---|---|
| kompasbank a/s | Frydenlundsvej 30, 2950 Vedbæk | 76 | 1022682306 |
Purpose
Selskabets formål er at drive bank i overensstemmelse med tilladelse i henhold til § 14, jf. § 7 i lov om finansiel virksomhed.
The purpose is quoted from the register in Danish.
Changes year by year
134 registered events42017
142018
122019
242020
532021
62022
92023
62024
52025
12026
20261 changecapital 1
- CapitalShare capital changed from 58,871,095 DKK to 58,913,095 DKK
20255 changesmanagement 3 · capital 1 · industry 1
- ManagementIan Douglas Wilson stepped down as board member
- ManagementSteen Blaafalk appointed board member
- ManagementJohan Lorenzen stepped down as board member
- CapitalShare capital changed from 57,567,834 DKK to 58,871,095 DKK
- IndustryIndustry changed to Other monetary intermediation (641900)
20246 changescapital 2 · management 3 · ownership 1
- CapitalShare capital changed from 55,495,487 DKK to 57,567,834 DKK
- ManagementMichael Hurup Andersen appointed director
- ManagementRune Nørregaard appointed director
- ManagementMichael Hurup Andersen stepped down as ceo
- CapitalShare capital changed from 54,612,575 DKK to 55,495,487 DKK
- OwnershipJeppe Brøndum is no longer registered as owner
20239 changescapital 3 · ownership 3 · management 3
- CapitalShare capital changed from 50,840,434 DKK to 54,612,575 DKK
- CapitalShare capital changed from 50,700,432 DKK to 50,840,434 DKK
- OwnershipJeppe Brøndum registered as owner (5%)
- OwnershipCapital 19 Holding ApS is no longer registered as owner
- ManagementMichael Hurup Andersen appointed ceo
- ManagementPreben Riisberg Lund stepped down as ceo
- ManagementMichael Hurup Andersen stepped down as director
- CapitalShare capital changed from 48,391,370 DKK to 50,700,432 DKK
- OwnershipNorby Group ApS registered as owner (5%)
20226 changesownership 3 · capital 3
- OwnershipNorby Group ApS is no longer registered as owner
- OwnershipFINTECH HOLDING ApS is no longer registered as owner
- CapitalShare capital changed from 45,023,461 DKK to 48,391,370 DKK
- CapitalShare capital changed from 44,805,867 DKK to 45,023,461 DKK
- OwnershipHoldingselskabet af 17.7.2017 ApS is no longer registered as owner
- CapitalShare capital changed from 44,756,191 DKK to 44,805,867 DKK
202153 changescapital 5 · ownership 43 · accounts 1 · management 2 · name 1 · industry 1
- CapitalShare capital changed from 44,670,691 DKK to 44,756,191 DKK
- CapitalShare capital changed from 40,585,916 DKK to 44,670,691 DKK
- OwnershipNorby Group ApS registered as owner (5%)
- OwnershipOryza Capital SL registered as owner (5%)
- AccountsAnnual report for 2020 published
- ManagementPreben Riisberg Lund appointed ceo
- NameName changed from FINTECH SOLUTIONS ApS to kompasbank a/s
- IndustryIndustry changed to Other monetary intermediation (641900)
- CapitalShare capital changed from 696,934 DKK to 40,585,916 DKK
- ManagementMichael Hurup Andersen stepped down as board member
- OwnershipHoldingselskabet af 17.7.2017 ApS registered as owner (5%)
- OwnershipFINTECH HOLDING ApS registered as owner (5%)
- OwnershipWandt Invest ApS registered as owner (5%)
- OwnershipEQUILIBRIA ApS registered as owner (5%)
- OwnershipCapital 19 Holding ApS registered as owner (5%)
- OwnershipMarkholt Finance ApS is no longer registered as owner
- OwnershipHoldingselskabet af 1. marts 2018 ApS is no longer registered as owner
- OwnershipBUSINESS SYNERGY GROUP ApS is no longer registered as owner
- OwnershipEQUILIBRIA ApS is no longer registered as owner
- OwnershipWandt Invest ApS is no longer registered as owner
- OwnershipCapital 19 Holding ApS is no longer registered as owner
- OwnershipFINTECH HOLDING ApS is no longer registered as owner
- OwnershipHoldingselskabet af 17.7.2017 ApS is no longer registered as owner
- CapitalShare capital changed from 678,024 DKK to 696,934 DKK
- OwnershipEQUILIBRIA ApS registered as owner (10%)
- OwnershipWandt Invest ApS registered as owner (15%)
- OwnershipMarkholt Finance ApS registered as owner (5%)
- OwnershipHoldingselskabet af 1. marts 2018 ApS registered as owner (5%)
- OwnershipCapital 19 Holding ApS registered as owner (10%)
- OwnershipFINTECH HOLDING ApS registered as owner (10%)
- OwnershipHoldingselskabet af 17.7.2017 ApS registered as owner (10%)
- OwnershipBUSINESS SYNERGY GROUP ApS registered as owner (5%)
- OwnershipWandt Invest ApS is no longer registered as owner
- OwnershipBUSINESS SYNERGY GROUP ApS is no longer registered as owner
- OwnershipEQUILIBRIA ApS is no longer registered as owner
- OwnershipHoldingselskabet af 17.7.2017 ApS is no longer registered as owner
- OwnershipCapital 19 Holding ApS is no longer registered as owner
- OwnershipMarkholt Finance ApS is no longer registered as owner
- OwnershipHoldingselskabet af 1. marts 2018 ApS is no longer registered as owner
- OwnershipFINTECH HOLDING ApS is no longer registered as owner
- CapitalShare capital changed from 673,024 DKK to 678,024 DKK
- OwnershipWandt Invest ApS registered as owner (15%)
- OwnershipBUSINESS SYNERGY GROUP ApS registered as owner (5%)
- OwnershipEQUILIBRIA ApS registered as owner (10%)
- OwnershipHoldingselskabet af 17.7.2017 ApS registered as owner (10%)
- OwnershipCapital 19 Holding ApS registered as owner (10%)
- OwnershipMarkholt Finance ApS registered as owner (5%)
- OwnershipBUSINESS SYNERGY GROUP ApS is no longer registered as owner
- OwnershipCapital 19 Holding ApS is no longer registered as owner
- OwnershipHoldingselskabet af 17.7.2017 ApS is no longer registered as owner
- OwnershipEQUILIBRIA ApS is no longer registered as owner
- OwnershipWandt Invest ApS is no longer registered as owner
- OwnershipMarkholt Finance ApS is no longer registered as owner
202024 changescapital 4 · ownership 12 · management 7 · accounts 1
- CapitalShare capital changed from 658,024 DKK to 673,024 DKK
- OwnershipHoldingselskabet af 1. marts 2018 ApS registered as owner (5%)
- OwnershipHoldingselskabet af 1. marts 2018 ApS is no longer registered as owner
- CapitalShare capital changed from 643,024 DKK to 658,024 DKK
- ManagementIan Douglas Wilson appointed board member
- ManagementJohan Lorenzen appointed board member
- ManagementChristian Madsen Motzfeldt appointed board member
- CapitalShare capital changed from 588,024 DKK to 643,024 DKK
- AccountsAnnual report for 2019 published
- CapitalShare capital changed from 279,012 DKK to 588,024 DKK
- ManagementKarin Cecilia Hultén appointed board member
- ManagementJeppe Brøndum appointed chair of the board
- ManagementBjørn Damgaard Mortensen stepped down as chair of the board
- OwnershipFINTECH HOLDING ApS registered as owner (10%)
- OwnershipBUSINESS SYNERGY GROUP ApS registered as owner (5%)
- OwnershipCapital 19 Holding ApS registered as owner (10%)
- OwnershipHoldingselskabet af 17.7.2017 ApS registered as owner (10%)
- OwnershipEQUILIBRIA ApS registered as owner (10%)
- OwnershipWandt Invest ApS registered as owner (15%)
- OwnershipEQUILIBRIA ApS is no longer registered as owner
- OwnershipWandt Invest ApS is no longer registered as owner
- OwnershipCapital 19 Holding ApS is no longer registered as owner
- OwnershipHoldingselskabet af 17.7.2017 ApS is no longer registered as owner
- ManagementJacob Norby stepped down as board member
201912 changescapital 2 · ownership 9 · accounts 1
- CapitalShare capital changed from 270,000 DKK to 279,012 DKK
- CapitalShare capital changed from 225,000 DKK to 270,000 DKK
- OwnershipEQUILIBRIA ApS registered as owner (5%)
- OwnershipWandt Invest ApS registered as owner (10%)
- OwnershipMarkholt Finance ApS registered as owner (5%)
- OwnershipHoldingselskabet af 1. marts 2018 ApS registered as owner (5%)
- OwnershipCapital 19 Holding ApS registered as owner (5%)
- OwnershipHoldingselskabet af 17.7.2017 ApS registered as owner (15%)
- OwnershipWandt Invest ApS is no longer registered as owner
- OwnershipMarkholt Finance ApS is no longer registered as owner
- OwnershipHoldingselskabet af 1. marts 2018 ApS is no longer registered as owner
- AccountsAnnual report for 2018 published
201814 changesownership 5 · address 2 · capital 3 · management 3 · name 1
- OwnershipWandt Invest ApS registered as owner (10%)
- OwnershipWandt ApS is no longer registered as owner
- AddressMoved to Frydenlundsvej 30, 2950 Vedbæk
- OwnershipMarkholt Finance ApS registered as owner (10%)
- AddressMoved to Nørre Farimagsgade 13, 1. th, 1364 København K
- CapitalShare capital changed from 213,738 DKK to 225,000 DKK
- OwnershipHoldingselskabet af 1. marts 2018 ApS registered as owner (5%)
- CapitalShare capital changed from 112,500 DKK to 213,738 DKK
- ManagementMichael Hurup Andersen appointed board member
- ManagementBjørn Damgaard Mortensen appointed chair of the board
- ManagementJacob Norby appointed board member
- OwnershipWandt ApS registered as owner (10%)
- NameName changed from MHU ApS to FINTECH SOLUTIONS ApS
- CapitalShare capital changed from 100,000 DKK to 112,500 DKK
20174 changescapital 1 · industry 1 · founded 1 · management 1
- CapitalShare capital changed from 50,000 DKK to 100,000 DKK
- IndustryIndustry changed to Computerprogrammering (620100)
- FoundedRegistered as MHU ApS
- ManagementMichael Hurup Andersen appointed director
Related companies
Same people in management
- Nykredit Bank A/Svia Bjørn Damgaard Mortensen
- Saxo Bank A/Svia Steen Blaafalk
- Grafisk Maskinfabrik A/Svia Steen Blaafalk
- Dafa A/Svia Jacob Norby
- Mastercard OB Services Europe A/Svia Johan Lorenzen
- Momentum Energy Group A/Svia Steen Blaafalk
Largest in the industry
- Lunar Bank A/S−DKK 463k
- Nykredit Bank A/S
- Saxo Bank A/S
- Lån & Spar Bank A/S
- Skjern Bank A/S
- Jyske Bank A/S
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.