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Mastercard OB Services Europe A/S

Public limited companyCVR 33509006København SActive

Mastercard OB Services Europe A/S is a public limited company, based in København S, active in other information technology and computer service activities, founded in 2011. The company made a loss in both 2024 and 2025, most recently DKK 276.8m. With 92 employees, the company is about 31 times larger than the industry median. Equity fell to DKK 164.1m in 2025.

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Key figures · financial year 2025

Gross profit−DKK 73m+27.1% vs. 2024
Net profit−DKK 276.8m−10.1% vs. 2024
EquityDKK 164.1m−59.6% vs. 2024
Employees92latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • The loss grew: from DKK 251.5m to DKK 276.8m (2024 → 2025).
  • Equity fell 60% (2024 → 2025), to DKK 164.1m.

Employees

  • 23 fewer employees than a year earlier: 92 (08/2026) against 115 (08/2025).

Management and owners, last 24 months

  • New in management: Valerie Nowak (ceo, 15/11/2024), Jan-Willem Van der Schoot (board member, 14/03/2025) and Dennis Rasmussen (director, 12/12/2025) (+4).
  • Stepped down: Bart Pieter M Willaert (board member, 11/06/2026), Erik Jozef Stessens (chair of the board, 11/06/2026) and Bart Pieter M Willaert (ceo, 15/11/2024) (+2).

Registrations, last 24 months

  • 23/06/2026: Share capital changed from 4,420,000 DKK to 4,740,000 DKK
  • 15/12/2025: Share capital changed from 4,270,000 DKK to 4,420,000 DKK
  • 11/06/2025: Share capital changed from 4,200,000 DKK to 4,270,000 DKK
  • 01/01/2025: Industry changed to Other information technology and computer service activities (629000)
  • 11/12/2024: Share capital changed from 3,800,000 DKK to 4,200,000 DKK

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 300m−DKK 200m−DKK 100mDKK 0DKK 100mDKK 200mDKK 300mDKK 400m202020212022202320242025
EquityNet profit
Financial figures for Mastercard OB Services Europe A/S
202020212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit−9,193−10,4588,670−84,185−100,196−73,035+27.1%
Operating profit (EBIT)−19,934−25,492−70,865−238,571−287,285−277,170+3.5%
Profit before tax−22,623−27,849−71,866−233,285−285,496−274,872+3.7%
Net profit−18,918−22,802−60,247−188,148−251,514−276,818−10.1%
Total assets56,129107,149272,849519,976534,763344,828−35.5%
Equity−1,70690,802245,554357,407405,893164,075−59.6%
Liabilities57,83516,34727,294162,569128,870180,753+40.3%
Cash and cash equivalents14,35750,403172,648356,175280,285175,283−37.5%
Average number of employees40436394119115−3.4%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 120m−DKK 100m−DKK 80m−DKK 60m−DKK 40m−DKK 20mDKK 0202020212022202320242025
Gross profitMedian, the industry (291 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Loss for 6 years in a row

    Net result has been negative in 2020–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

  • Equity fell sharply

    Equity fell 60% from 2024 to 2025 (DKK 405.9m to DKK 164.1m).

    How is this calculated?

    Equity has fallen by at least 30% from the previous annual report, and it was positive the year before.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Mastercard OB Services Europe A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202509/04/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202404/04/2025The companyPDF not statedXBRL
202301/01/2023 – 31/12/202303/04/2024The companyPDFXBRL
202201/01/2022 – 31/12/202230/03/2023The companyPDFXBRL
202101/01/2021 – 31/12/202130/05/2022The companyPDFXBRL
202001/01/2020 – 31/12/202008/06/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
02040608010012009/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/2608/26
Employees

Position in the industry

291 companies in the database

Comparison with the other companies in other information technology and computer service activities based on the latest financial year.

Gross profit−DKK 73mNo. 291 of 291
Better than 0% of the companies in the industry
EquityDKK 164.1mNo. 6 of 291
Better than 98% of the companies in the industry
Number of employees92No. 4 of 291
Better than 99% of the companies in the industry

Industry median: gross profit DKK 2.7m, net profit DKK 247k, equity DKK 1.2m, 3 employees.

DKK 100kDKK 602kDKK 3.6mDKK 21.9mDKK 72.4m
Distribution of gross profit for 267 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 50–199 employees4,467 companies in the comparison
No. 4,406of 4,412
Better than 0%
No. 418of 4,466
Better than 91%
Same industry and 50–199 employees13 companies in the comparison
No. 13of 13
Better than 0%
No. 2of 13
Better than 92%
Companies that are between 15 and 29 years old24,910 companies in the comparison
No. 24,783of 24,791
Better than 0%
No. 922of 24,909
Better than 96%
All companies of type A/S18,025 companies in the comparison
No. 17,768of 17,786
Better than 0%
No. 1,644of 18,024
Better than 91%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other information technology and computer service activities
Gross profit
  1. Mastercard OB Services Europe A/S−DKK 73m
  2. Unity Technologies ApSDKK 131.7m
  3. Kollab A/SDKK 115.5m
Net profit
  1. Mastercard OB Services Europe A/S−DKK 276.8m
  2. Unity Technologies ApSDKK 125.6m
  3. Kollab A/SDKK 5.7m
Equity
  1. Mastercard OB Services Europe A/SDKK 164.1m
  2. Unity Technologies ApSDKK 273.6m
  3. Kollab A/SDKK 35.8m
Employees
  1. Mastercard OB Services Europe A/S92
  2. Unity Technologies ApS213
  3. Kollab A/S117

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Mastercard/Europay U.K. Limited100%
Mastercard OB Services Europe A/S

Management

8 active registrations

Executive management

Executive management at Mastercard OB Services Europe A/S
NameRoleAppointed
Line AhrensburgDirector08/02/2023
Valerie NowakCEO15/11/2024
Dennis RasmussenDirector12/12/2025

Board of directors

Board of directors at Mastercard OB Services Europe A/S
NameRoleAppointed
Rebecca Kate RawsonBoard member24/11/2022
Valerie NowakBoard member24/11/2022
Jan-Willem Van der SchootBoard member14/03/2025
Michele CentemeroBoard member11/06/2026
Sébastien AlbertChair of the board11/06/2026
Founders
Mette Reissmann, Bouncing Back ApS, Mentum Holding ApS, Circular ApS, desequence ehf
Former management (28)
Former management at Mastercard OB Services Europe A/S
NameRoleAppointedResigned
Ole KassowBoard member03/02/201125/05/2012
Ole KassowDirector03/02/201125/05/2012
Rune MaiBoard member03/02/201107/05/2018
Rune MaiDirector03/02/201108/02/2023
Mette ReissmannBoard member03/02/201125/05/2012
Guðmundur HreiðarssonBoard member03/02/201106/05/2018
Thomas JespersenBoard member28/04/201101/08/2015
Lars KolindChair of the board28/04/201107/05/2018
Jesper KringBoard member18/08/201517/11/2021
Sten Tore Sanberg DavidsenBoard member18/08/201517/11/2021
Frank Lyhne HansenBoard member18/08/201507/05/2018
Claus Rørslev BockBoard member22/08/201607/05/2018
Guðmundur HreiðarssonChair of the board07/05/201801/06/2018
Lars MalmbergBoard member07/05/201820/11/2020
Johan LorenzenChair of the board04/06/201817/11/2021
Per Kristian Næss-FladsetBoard member18/12/201807/05/2021
Julia StaunigBoard member20/11/202004/01/2021
Lars AlstrupBoard member04/01/202112/04/2021
Jens Keld Nørgaard TrinskjærBoard member12/04/202117/11/2021
Anders ØstensvigBoard member07/05/202117/11/2021
Rune MaiBoard member17/11/202102/02/2023
Erik Jozef StessensBoard member17/11/202107/02/2023
James Michael Frank WadsworthChair of the board17/11/202108/02/2023
Bart Pieter M WillaertBoard member24/11/202211/06/2026
Erik Jozef StessensChair of the board08/02/202311/06/2026
Bart Pieter M WillaertCEO08/02/202315/11/2024
Timothy WestendorfBoard member01/04/202530/04/2026
Ryan Raymond BeaudryBoard member14/05/202614/08/2026

Signing rule: Selskabet tegnes af to bestyrelsesmedlemmer i forening, af en direktør i forening med et bestyrelsesmedlem eller af den samlede bestyrelse i forening.

Address and production units

1 active production units

Arne Jacobsens Allé 13
2300 København S

København Municipality · Postcode 2300

Other companies at the address (2)

Production units
Production unitAddressEmployeesP number
Mastercard OB Services Europe A/SArne Jacobsens Allé 13, 2300 København S921016688408

Purpose

Selskabets formål er at drive virksomhed indenfor finansielle onlineservices med fokus på at hjælpe private og erhvervsdrivende. Dette inkluderer forbundne aktiviteter som kurser, foredrag, rådgivning, målrettet tilbudskatalog, affiliate-aftaler med finansielle institutioner, salg af statistik og salg af samarbejdsmodeller med banker og anden virksomhed og aktiviteter, der står i forbindelse hermed.

The purpose is quoted from the register in Danish.

Changes year by year

160 registered events
20269 changesmanagement 7 · capital 1 · accounts 1
  • Ryan Raymond Beaudry stepped down as board member
  • Share capital changed from 4,420,000 DKK to 4,740,000 DKK
  • Sébastien Albert appointed chair of the board
  • Michele Centemero appointed board member
  • Erik Jozef Stessens stepped down as chair of the board
  • Bart Pieter M Willaert stepped down as board member
  • Ryan Raymond Beaudry appointed board member
  • Timothy Westendorf stepped down as board member
  • Annual report for 2025 published
20257 changescapital 2 · management 3 · accounts 1 · industry 1
  • Share capital changed from 4,270,000 DKK to 4,420,000 DKK
  • Dennis Rasmussen appointed director
  • Share capital changed from 4,200,000 DKK to 4,270,000 DKK
  • Annual report for 2024 published
  • Timothy Westendorf appointed board member
  • Jan-Willem Van der Schoot appointed board member
  • Industry changed to Other information technology and computer service activities (629000)
20247 changescapital 2 · management 2 · accounts 1 · address 1 · name 1
  • Share capital changed from 3,800,000 DKK to 4,200,000 DKK
  • Valerie Nowak appointed ceo
  • Bart Pieter M Willaert stepped down as ceo
  • Share capital changed from 3,600,000 DKK to 3,800,000 DKK
  • Annual report for 2023 published
  • Moved to Arne Jacobsens Allé 13, 2300 København S
  • Name changed from Aiia A/S to Mastercard OB Services Europe A/S
202310 changescapital 2 · accounts 1 · management 7
  • Share capital changed from 3,200,000 DKK to 3,600,000 DKK
  • Share capital changed from 3,000,000 DKK to 3,200,000 DKK
  • Annual report for 2022 published
  • Erik Jozef Stessens appointed chair of the board
  • Line Ahrensburg appointed director
  • Bart Pieter M Willaert appointed ceo
  • James Michael Frank Wadsworth stepped down as chair of the board
  • Rune Mai stepped down as director
  • Erik Jozef Stessens stepped down as board member
  • Rune Mai stepped down as board member
20225 changesmanagement 3 · accounts 1 · capital 1
  • Valerie Nowak appointed board member
  • Bart Pieter M Willaert appointed board member
  • Rebecca Kate Rawson appointed board member
  • Annual report for 2021 published
  • Share capital changed from 2,579,442 DKK to 3,000,000 DKK
202143 changescapital 4 · management 14 · ownership 22 · accounts 1 · address 1 · name 1
  • Share capital changed from 2,438,230 DKK to 2,579,442 DKK
  • Rune Mai appointed board member
  • James Michael Frank Wadsworth appointed chair of the board
  • Erik Jozef Stessens appointed board member
  • Anders Østensvig stepped down as board member
  • Jens Keld Nørgaard Trinskjær stepped down as board member
  • Johan Lorenzen stepped down as chair of the board
  • Sten Tore Sanberg Davidsen stepped down as board member
  • Jesper Kring stepped down as board member
  • Mastercard/Europay U.K. Limited registered as owner (100%)
  • CIRCULAR ApS is no longer registered as owner
  • DANSKE BANK A/S is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • DNB VENTURES AS is no longer registered as owner
  • KOLIND A/S is no longer registered as owner
  • Share capital changed from 2,135,748 DKK to 2,438,230 DKK
  • CIRCULAR ApS registered as owner (10%)
  • DANSKE BANK A/S registered as owner (25%)
  • desequence ehf registered as owner (10%)
  • DANSKE BANK A/S is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • CIRCULAR ApS is no longer registered as owner
  • Annual report for 2020 published
  • Share capital changed from 1,809,206 DKK to 2,135,748 DKK
  • DANSKE BANK A/S registered as owner (33.33%)
  • DNB VENTURES AS registered as owner (20%)
  • KOLIND A/S registered as owner (15%)
  • DNB VENTURES AS is no longer registered as owner
  • KOLIND A/S is no longer registered as owner
  • DANSKE BANK A/S is no longer registered as owner
  • Anders Østensvig appointed board member
  • Per Kristian Næss-Fladset stepped down as board member
  • Share capital changed from 1,533,165 DKK to 1,809,206 DKK
  • desequence ehf registered as owner (5%)
  • CIRCULAR ApS registered as owner (5%)
  • CIRCULAR ApS is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • Moved to Artillerivej 86, st. tv, 2300 København S
  • Name changed from SPIIR A/S to Aiia A/S
  • Jens Keld Nørgaard Trinskjær appointed board member
  • Lars Alstrup stepped down as board member
  • Lars Alstrup appointed board member
  • Julia Staunig stepped down as board member
20202 changesmanagement 2
  • Julia Staunig appointed board member
  • Lars Malmberg stepped down as board member
201822 changescapital 3 · management 10 · ownership 9
  • Share capital changed from 1,267,531 DKK to 1,533,165 DKK
  • Per Kristian Næss-Fladset appointed board member
  • DNB VENTURES AS registered as owner (15%)
  • Share capital changed from 1,213,607 DKK to 1,267,531 DKK
  • Johan Lorenzen appointed chair of the board
  • Guðmundur Hreiðarsson stepped down as chair of the board
  • Share capital changed from 1,138,512 DKK to 1,213,607 DKK
  • Lars Malmberg appointed board member
  • Guðmundur Hreiðarsson appointed chair of the board
  • Claus Rørslev Bock stepped down as board member
  • Frank Lyhne Hansen stepped down as board member
  • Lars Kolind stepped down as chair of the board
  • Rune Mai stepped down as board member
  • CIRCULAR ApS registered as owner (10%)
  • KOLIND A/S registered as owner (20%)
  • desequence ehf registered as owner (10%)
  • DANSKE BANK A/S registered as owner (25%)
  • Mastercard OB Services Europe A/S is no longer registered as owner
  • Guðmundur Hreiðarsson stepped down as board member
  • CIRCULAR ApS is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • KOLIND A/S is no longer registered as owner
20171 changecapital 1
  • Share capital changed from 1,114,864 DKK to 1,138,512 DKK
201619 changesownership 17 · capital 1 · management 1
  • CIRCULAR ApS registered as owner (15%)
  • CIRCULAR ApS is no longer registered as owner
  • desequence ehf registered as owner (15%)
  • CIRCULAR ApS registered as owner (20%)
  • KOLIND A/S registered as owner (33.33%)
  • Mastercard OB Services Europe A/S registered as owner (5%)
  • KOLIND A/S is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • Mastercard OB Services Europe A/S is no longer registered as owner
  • CIRCULAR ApS is no longer registered as owner
  • Share capital changed from 675,000 DKK to 1,114,864 DKK
  • Claus Rørslev Bock appointed board member
  • KOLIND A/S registered as owner (50%)
  • desequence ehf registered as owner (20%)
  • desequence ehf is no longer registered as owner
  • KOLIND A/S is no longer registered as owner
  • MENTUM ApS is no longer registered as owner
  • Mastercard OB Services Europe A/S registered as owner (10%)
  • Mastercard OB Services Europe A/S is no longer registered as owner
201517 changesownership 13 · management 4
  • CIRCULAR ApS registered as owner (25%)
  • desequence ehf registered as owner (25%)
  • MENTUM ApS registered as owner (5%)
  • KOLIND A/S registered as owner (25%)
  • KOLIND A/S is no longer registered as owner
  • desequence ehf is no longer registered as owner
  • MENTUM ApS is no longer registered as owner
  • CIRCULAR ApS is no longer registered as owner
  • Sten Tore Sanberg Davidsen appointed board member
  • Frank Lyhne Hansen appointed board member
  • Jesper Kring appointed board member
  • Thomas Jespersen stepped down as board member
  • KOLIND A/S registered as owner (20%)
  • desequence ehf registered as owner (20%)
  • Mastercard OB Services Europe A/S registered as owner (20%)
  • MENTUM ApS registered as owner (20%)
  • CIRCULAR ApS registered as owner (20%)
20125 changescapital 1 · management 3 · address 1
  • Share capital changed from 540,000 DKK to 675,000 DKK
  • Ole Kassow stepped down as director
  • Mette Reissmann stepped down as board member
  • Ole Kassow stepped down as board member
  • Moved to Mejlgade 48B, 2. th, 8000 Aarhus C
201113 changesname 1 · capital 2 · management 8 · industry 1 · founded 1
  • Name changed from SPIIR ApS to SPIIR A/S
  • Share capital changed from 96,000 DKK to 540,000 DKK
  • Share capital changed from 80,000 DKK to 96,000 DKK
  • Lars Kolind appointed chair of the board
  • Thomas Jespersen appointed board member
  • Industry changed to Anden it-servicevirksomhed (620900)
  • Registered as SPIIR ApS
  • Ole Kassow appointed director
  • Guðmundur Hreiðarsson appointed board member
  • Mette Reissmann appointed board member
  • Rune Mai appointed director
  • Rune Mai appointed board member
  • Ole Kassow appointed board member

Related companies

Same industry in København

See all →

Same people in management

Largest in the industry

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Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

View in CVRReport a correction