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Howden Forsikringsmægler A/S

Public limited companyCVR 34890285EsbjergActive

Howden Forsikringsmægler A/S is a public limited company, based in Esbjerg, active in activities of insurance agents and brokers, founded in 2012. Measured by gross profit, it ranks no. 5 of 140 companies in the industry in the database. The company made a loss in both 2023 and 2025, most recently DKK 30.6m. Operations are spread over 7 production units in 7 towns.

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Key figures · financial year 2025

Gross profitDKK 74.5m−8% vs. 2023
Net profit−DKK 30.6m−1,071% vs. 2023
EquityDKK 38m+109.3% vs. 2023
Employees139latest month from CVR

What has changed

calculated from recorded figures and dates

Employees

  • 18 more employees than a year earlier: 139 (07/2026) against 121 (07/2025).

Management and owners, last 24 months

  • Stepped down: Christian Elmelund (director, 24/01/2025).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Activities of insurance agents and brokers (662200)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2019–2025 · amounts in DKK thousand

Equity and net profit

−DKK 40m−DKK 30m−DKK 20m−DKK 10mDKK 0DKK 10mDKK 20mDKK 30mDKK 40m201920202021202220232025
EquityNet profit
Financial figures for Howden Forsikringsmægler A/S
201920202021202220232025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit35,53443,36647,66666,29180,97374,490−8%
Operating profit (EBIT)3,58010,225−1,222593−3,444−26,068−656.9%
Profit before tax––−1,9901,174−3,694−33,664−811.3%
Net profit3,49410,364−1,6181,067−2,610−30,563−1,071%
Total assets19,11232,25540,35546,665142,477211,632+48.5%
Equity9,87219,0362,4503,51718,16938,024+109.3%
Liabilities9,24013,21937,90542,876123,435173,608+40.6%
Cash and cash equivalents5,7437,7413,3916227,13711,778+65%
Average number of employees3941537087104+19.5%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2019, 2020, 2021, 2022, 2023, 2025: smaller companies may omit it, and we do not derive it from other figures. The register has no financial statements for 2024 (changed financial year or not filed).

Download the figures as CSV · free with an account, amounts in whole DKK

DKK 0DKK 20mDKK 40mDKK 60mDKK 80m201920202021202220232025
Gross profitMedian, the industry (142 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Loss for 2 years in a row

    Net result has been negative in 2023–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Howden Forsikringsmægler A/S
Financial yearPeriodPublishedFigures forDocuments
202501/10/2024 – 30/09/202501/04/2026The companyPDF not statedXBRL
202301/01/2023 – 31/12/202301/04/2025The companyPDFXBRL
202201/01/2022 – 31/12/202216/05/2023The companyPDFXBRL
202101/01/2021 – 31/12/202102/05/2022The companyPDFXBRL
202001/01/2020 – 31/12/202012/04/2021The companyPDFXBRL
201901/01/2019 – 31/12/201926/08/2020The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
02040608010012014016008/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

142 companies in the database

Comparison with the other companies in activities of insurance agents and brokers based on the latest financial year.

Gross profitDKK 74.5mNo. 5 of 140
Better than 97% of the companies in the industry
EquityDKK 38mNo. 9 of 142
Better than 94% of the companies in the industry
Number of employees139No. 4 of 142
Better than 98% of the companies in the industry

Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.

DKK 100kDKK 667kDKK 4.5mDKK 29.7mDKK 105.3mHere
Distribution of gross profit for 127 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 50–199 employees4,467 companies in the comparison
No. 1,047of 4,412
Better than 76%
No. 1,499of 4,466
Better than 66%
Same industry and 50–199 employees13 companies in the comparison
No. 5of 11
Better than 60%
No. 5of 13
Better than 67%
Companies that are between 5 and 14 years old33,688 companies in the comparison
No. 438of 33,588
Better than 99%
No. 1,472of 33,687
Better than 96%
All companies of type A/S18,025 companies in the comparison
No. 2,024of 17,786
Better than 89%
No. 4,278of 18,024
Better than 76%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Activities of insurance agents and brokers
Gross profit
  1. Howden Forsikringsmægler A/SDKK 74.5m
  2. Aon Denmark A/SDKK 198.2m
  3. Marsh A/SDKK 191.6m
Net profit
  1. Howden Forsikringsmægler A/S−DKK 30.6m
  2. Aon Denmark A/SDKK 8.1m
  3. Marsh A/SDKK 80.1m
Equity
  1. Howden Forsikringsmægler A/SDKK 38m
  2. Aon Denmark A/SDKK 120.6m
  3. Marsh A/SDKK 85.7m
Employees
  1. Howden Forsikringsmægler A/S139
  2. Aon Denmark A/S162
  3. Marsh A/S142

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
Howden Forsikringsmægler A/S
Subsidiaries and ownership shares

Subsidiaries are shown only if they are in the database.

Management

4 active registrations

Executive management

Executive management at Howden Forsikringsmægler A/S
NameRoleAppointed
Jesper Bøgh KrellDirector09/09/2024

Board of directors

Board of directors at Howden Forsikringsmægler A/S
NameRoleAppointed
Lars Rosenkrantz GundorphChair of the board07/05/2021
Johnny Krohn RasmussenBoard member14/02/2022
Carl Anders Holde-JensenBoard member01/04/2024
Founders
Lars Smedegaard Jespersen, Søren Brinch Langerhuus, Lars Steen Nielsen, Carsten Andersen
Former management (14)
Former management at Howden Forsikringsmægler A/S
NameRoleAppointedResigned
Jan Bruun JørgensenChair of the board13/12/201213/05/2014
Lars Smedegaard JespersenBoard member13/12/201213/08/2013
Søren Brinch LangerhuusBoard member13/12/201207/05/2021
Lars Steen NielsenBoard member13/12/201213/08/2013
Lars Steen NielsenDirector13/12/201201/04/2024
Carsten AndersenBoard member13/12/201207/05/2021
Kurt JensenBoard member13/12/201213/05/2014
Henrik HildebrandtChair of the board13/05/201407/05/2021
Søren Ingolff LindboBoard member01/09/201607/05/2021
Kim Rud-PetersenDeputy chair02/09/201923/11/2020
Thomas Kaas SelsøBoard member07/05/202114/02/2022
Lars Steen NielsenBoard member07/05/202115/09/2021
Teis Kristian Flemming KristensenBoard member15/09/202101/04/2024
Christian ElmelundDirector01/04/202424/01/2025

Signing rule: Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller af bestyrelsens formand i forening med en direktør.

Address and production units

7 active production units

Dokken 10
6700 Esbjerg

Esbjerg Municipality · Postcode 6700

Other companies at the address (3)

Open in OpenStreetMap
Production units
Production unitAddressEmployeesP number
Howden Forsikringsmægler A/SNørgaardsvej 30, 2800 Kongens Lyngby671022911550
Howden Forsikringsmægler A/SDokken 10, 6700 Esbjerg331018144421
Howden Forsikringsmægler A/S AarhusMosevej 5B, 4. th, 8240 Risskov201030545725
Howden Forsikringsmægler A/SVandmanden 10A, 9200 Aalborg SV111027140064
Howden Forsikringsmægler A/S OdenseKochsgade 31D, 5000 Odense C51030912868
Howden Forsikringsmægler A/S OdenseCortex Park Vest 4, 5230 Odense M51030138275
Howden Forsikringsmægler A/S FT NSVilstrup Præstevænge 21A, 6100 Haderslev31030845966

Purpose

Selskabets formål er rådgivning og salg af pensions- og sundhedsordninger og forsikringer til virksomheder.

The purpose is quoted from the register in Danish.

Changes year by year

65 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20253 changesaccounts 1 · management 1 · industry 1
  • Annual report for 2023 published
  • Christian Elmelund stepped down as director
  • Industry changed to Activities of insurance agents and brokers (662200)
202411 changesaddress 2 · name 1 · management 5 · merger 3
  • Moved to Dokken 10, 6700 Esbjerg
  • Moved to Nørgaardsvej 32, 2800 Kongens Lyngby
  • Name changed from North Risk Forsikringsmægler A/S to Howden Forsikringsmægler A/S
  • Jesper Bøgh Krell appointed director
  • Merger registered in CVR
  • Christian Elmelund appointed director
  • Carl Anders Holde-Jensen appointed board member
  • Teis Kristian Flemming Kristensen stepped down as board member
  • Lars Steen Nielsen stepped down as director
  • Merger registered in CVR
  • Merger registered in CVR
20232 changesmerger 1 · accounts 1
  • Merger registered in CVR
  • Annual report for 2022 published
20226 changesaccounts 1 · merger 1 · management 2 · ownership 2
  • Annual report for 2021 published
  • Merger registered in CVR
  • Johnny Krohn Rasmussen appointed board member
  • Thomas Kaas Selsø stepped down as board member
  • Howden Danmark A/S registered as owner (100%)
  • Contea Holding A/S is no longer registered as owner
202112 changesname 2 · management 9 · accounts 1
  • Name changed from North Risk Forsikringsmægler P/S to North Risk Forsikringsmægler A/S
  • Name changed from CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S to North Risk Forsikringsmægler P/S
  • Teis Kristian Flemming Kristensen appointed board member
  • Lars Steen Nielsen stepped down as board member
  • Lars Steen Nielsen appointed board member
  • Lars Rosenkrantz Gundorph appointed chair of the board
  • Thomas Kaas Selsø appointed board member
  • Søren Ingolff Lindbo stepped down as board member
  • Henrik Hildebrandt stepped down as chair of the board
  • Carsten Andersen stepped down as board member
  • Søren Brinch Langerhuus stepped down as board member
  • Annual report for 2020 published
20202 changesmanagement 1 · accounts 1
  • Kim Rud-Petersen stepped down as deputy chair
  • Annual report for 2019 published
20191 changemanagement 1
  • Kim Rud-Petersen appointed deputy chair
20185 changesownership 5
  • Contea Holding A/S registered as owner (100%)
  • Søren Brinch Langerhuus is no longer registered as owner
  • Carsten Andersen is no longer registered as owner
  • Lars Steen Nielsen is no longer registered as owner
  • Lars Smedegaard Jespersen is no longer registered as owner
20171 changeownership 1
  • Steen Douglas Bruun is no longer registered as owner
20161 changemanagement 1
  • Søren Ingolff Lindbo appointed board member
20143 changesmanagement 3
  • Henrik Hildebrandt appointed chair of the board
  • Jan Bruun Jørgensen stepped down as chair of the board
  • Kurt Jensen stepped down as board member
20139 changesownership 5 · management 2 · name 1 · status 1
  • Søren Brinch Langerhuus registered as owner (25%)
  • Steen Douglas Bruun registered as owner (10%)
  • Carsten Andersen registered as owner (25%)
  • Lars Steen Nielsen registered as owner (25%)
  • Lars Smedegaard Jespersen registered as owner (10%)
  • Lars Steen Nielsen stepped down as board member
  • Lars Smedegaard Jespersen stepped down as board member
  • Name changed from CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S UNDER STIFTELSE to CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S
  • Status changed to active
20128 changesfounded 1 · management 7
  • Registered as CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S UNDER STIFTELSE
  • Carsten Andersen appointed board member
  • Lars Steen Nielsen appointed director
  • Lars Steen Nielsen appointed board member
  • Søren Brinch Langerhuus appointed board member
  • Jan Bruun Jørgensen appointed chair of the board
  • Lars Smedegaard Jespersen appointed board member
  • Kurt Jensen appointed board member

Related companies

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 23/10/2026.

View in CVRReport a correction