Special Risk - forsikringsformidling ApS
Private limited companyCVR 41679077SøborgActive
Special Risk - forsikringsformidling ApS is a private limited company, based in Søborg, active in activities of insurance agents and brokers, founded in 2020. Equity was negative at the end of 2025 (−DKK 307k). The company went from a profit in 2024 to a loss of DKK 384k in 2025. With 9 employees, the company is about 3 times larger than the industry median.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Gross profit fell 30% (2024 → 2025), to DKK 7m.
- Net profit went from a profit of DKK 1.3m to a loss of DKK 384k (2024 → 2025).
- Equity turned negative: −DKK 307k (2024 → 2025).
Employees
- 5 fewer employees than a year earlier: 9 (07/2026) against 14 (07/2025).
Management and owners, last 24 months
- New in management: Morten Broby Klitvad (ceo, 01/01/2026), Lars Rosenkrantz Gundorph (chair of the board, 15/04/2026) and Carl Anders Holde-Jensen (board member, 15/04/2026) (+1).
- Stepped down: Michael Schütten Klitvad (ceo, 01/01/2026) and Morten Broby Klitvad (director, 31/12/2025).
- New owners registered: Howden Forsikringsagentur A/S (02/03/2026).
- No longer registered as owner: Klitvad Koncernen ApS (02/03/2026) and Klitvad Holding ApS (02/03/2026).
Registrations, last 24 months
- 01/01/2025: Industry changed to Activities of insurance agents and brokers (662200)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2021–2025 · amounts in DKK thousandEquity and net profit
| 2021 | 2022 | 2023 | 2024 | 2025 | Change | |
|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | 5,629 | 6,633 | 10,651 | 9,983 | 7,038 | −29.5% |
| Operating profit (EBIT) | 253 | 493 | 1,322 | 1,725 | −380 | −122% |
| Profit before tax | 219 | 467 | 1,339 | 1,749 | −440 | −125.1% |
| Net profit | 179 | 345 | 1,025 | 1,322 | −384 | −129.1% |
| Total assets | 8,406 | 5,988 | 7,424 | 3,087 | 2,657 | −13.9% |
| Equity | 203 | 548 | 1,306 | 1,878 | −307 | −116.3% |
| Liabilities | 8,188 | 5,439 | 6,118 | 1,209 | 2,963 | +145.1% |
| Cash and cash equivalents | 4,285 | 5,334 | 3,575 | 1,617 | 1,125 | −30.4% |
| Average number of employees | 5 | 11 | 9 | 7 | 7 | 0% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresNegative equity
Equity was −DKK 307k at the end of 2025.
How is this calculated?
Equity in the latest annual report is below zero.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
5 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 30/03/2026 | The company | PDF not statedXBRL |
| 2024 | 01/01/2024 – 31/12/2024 | 25/03/2025 | The company | PDFXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 05/03/2024 | The company | PDFXBRL |
| 2022 | 01/01/2022 – 31/12/2022 | 23/02/2023 | The company | PDFXBRL |
| 2021 | 31/08/2020 – 31/12/2021 | 30/06/2022 | The company | PDF not statedXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
142 companies in the databaseComparison with the other companies in activities of insurance agents and brokers based on the latest financial year.
Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with fewer than 20 employees69,967 companies in the comparison | No. 8,520of 69,742 Better than 88% | No. 64,649of 69,964 Better than 8% |
| Same industry and fewer than 20 employees108 companies in the comparison | No. 26of 108 Better than 77% | No. 92of 108 Better than 15% |
| Companies that are between 5 and 14 years old33,688 companies in the comparison | No. 6,271of 33,588 Better than 81% | No. 30,520of 33,687 Better than 9% |
| All companies of type ApS66,508 companies in the comparison | No. 9,415of 66,379 Better than 86% | No. 61,059of 66,505 Better than 8% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Activities of insurance agents and brokers- Special Risk - forsikringsformidling ApSDKK 7m
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Special Risk - forsikringsformidling ApS−DKK 384k
- Aon Denmark A/SDKK 8.1m
- Marsh A/SDKK 80.1m
- Special Risk - forsikringsformidling ApS−DKK 307k
- Aon Denmark A/SDKK 120.6m
- Marsh A/SDKK 85.7m
- Special Risk - forsikringsformidling ApS9
- Aon Denmark A/S162
- Marsh A/S142
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership RegisterManagement
4 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Morten Broby Klitvad | CEO | 01/01/2026 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Lars Rosenkrantz Gundorph | Chair of the board | 15/04/2026 |
| Carl Anders Holde-Jensen | Board member | 15/04/2026 |
| Johnny Krohn Rasmussen | Board member | 15/04/2026 |
- Founders
- Klitvad Holding ApS, Myrälf Holding ApS
Former management (3)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Michael Schütten Klitvad | CEO | 31/08/2020 | 01/01/2026 |
| Ulf Stefan Harry Myrälf | Director | 31/08/2020 | 01/07/2023 |
| Morten Broby Klitvad | Director | 01/07/2023 | 31/12/2025 |
Signing rule: Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller af bestyrelsens formand i forening med en direktør.
Address and production units
1 active production unitsVandtårnsvej 62A
2860 Søborg
| Production unit | Address | Employees | P number |
|---|---|---|---|
| Special Risk - forsikringsformidling ApS | Vandtårnsvej 62A, 5. e, 2860 Søborg | 9 | 1026263839 |
Purpose
Selskabets formål er at udøve virksomhed med forsikringsformidling samt aktiviteter i tilknytning hertil.
The purpose is quoted from the register in Danish.
Changes year by year
30 registered events20269 changesmanagement 5 · accounts 1 · ownership 3
- ManagementLars Rosenkrantz Gundorph appointed chair of the board
- ManagementJohnny Krohn Rasmussen appointed board member
- ManagementCarl Anders Holde-Jensen appointed board member
- AccountsAnnual report for 2025 published
- OwnershipHowden Forsikringsagentur A/S registered as owner (100%)
- OwnershipKLITVAD KONCERNEN ApS is no longer registered as owner
- OwnershipKlitvad Holding ApS is no longer registered as owner
- ManagementMorten Broby Klitvad appointed ceo
- ManagementMichael Schütten Klitvad stepped down as ceo
20253 changesmanagement 1 · accounts 1 · industry 1
- ManagementMorten Broby Klitvad stepped down as director
- AccountsAnnual report for 2024 published
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
20245 changesownership 3 · address 1 · accounts 1
- OwnershipKLITVAD KONCERNEN ApS registered as owner (50%)
- OwnershipKlitvad Holding ApS registered as owner (50%)
- OwnershipKlitvad Holding ApS is no longer registered as owner
- AddressMoved to Vandtårnsvej 62A, 5. e, 2860 Søborg
- AccountsAnnual report for 2023 published
20236 changesmanagement 2 · ownership 3 · accounts 1
- ManagementMorten Broby Klitvad appointed director
- ManagementUlf Stefan Harry Myrälf stepped down as director
- OwnershipKlitvad Holding ApS registered as owner (100%)
- OwnershipMyrälf Holding ApS is no longer registered as owner
- OwnershipKlitvad Holding ApS is no longer registered as owner
- AccountsAnnual report for 2022 published
20221 changeaccounts 1
- AccountsAnnual report for 2021 published
20206 changesaddress 1 · founded 1 · management 2 · ownership 2
- AddressMoved to Frydenlundsvej 30, 2950 Vedbæk
- FoundedRegistered as Special Risk - forsikringsformidling ApS
- ManagementMichael Schütten Klitvad appointed ceo
- ManagementUlf Stefan Harry Myrälf appointed director
- OwnershipKlitvad Holding ApS registered as owner (50%)
- OwnershipMyrälf Holding ApS registered as owner (50%)
Related companies
Same industry in Gladsaxe
- Honestus & Partners Pensionsmæglervirksomhed ApS16 employees
- Tietgen Pension ApS6 employees
Same people in management
- Falck Healthcare A/Svia Lars Rosenkrantz Gundorph
- Howden Forsikringsmægler A/Svia Carl Anders Holde-Jensen
- CreceaJoblife A/Svia Carl Anders Holde-Jensen
- Bilhuset Elmer A/Svia Morten Broby Klitvad
- Egencia Denmark A/Svia Johnny Krohn Rasmussen
- Howden Danmark A/Svia Carl Anders Holde-Jensen
Largest in the industry
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Apc Forsikringsmæglere A/SDKK 172.8m
- balticfinance Danmark A/SDKK 131.5m
- Howden Forsikringsmægler A/SDKK 74.5m
- Söderberg & Partners Forsikringsmæglere A/SDKK 59m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.