Howden Forsikringsagentur A/S
Public limited companyCVR 32841341RisskovActive
Howden Forsikringsagentur A/S is a public limited company, based in Risskov, active in activities of insurance agents and brokers, founded in 2010. Net profit fell 44% from 2023 to 2025, ending at DKK 5.5m. Measured by gross profit, it ranks no. 8 of 140 companies in the industry in the database. Operations are spread over 5 production units in 5 towns.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesEmployees
- 5 more employees than a year earlier: 50 (08/2026) against 45 (08/2025).
Management and owners, last 24 months
- New in management: Johnny Krohn Rasmussen (board member, 24/01/2025), Christian Elmelund (director, 24/01/2025) and Teis Kristian Flemming Kristensen (board member, 04/12/2024) (+1).
- Stepped down: Johnny Krohn Rasmussen (board member, 04/12/2024), Lasse Martens Jensen (director, 03/12/2024) and Teis Kristian Flemming Kristensen (board member, 24/01/2025) (+1).
Registrations, last 24 months
- 01/03/2026: Moved to Mosevej 5B, 4. th, 8240 Risskov
- 26/06/2025: Merger registered in CVR
- 01/01/2025: Industry changed to Activities of insurance agents and brokers (662200)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2019–2025 · amounts in DKK thousandEquity and net profit
| 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change | |
|---|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | 17,289 | 19,254 | 18,600 | 43,519 | 37,062 | 47,806 | +29% |
| Operating profit (EBIT) | 9,582 | 10,917 | 10,317 | 28,366 | 13,660 | 8,586 | −37.1% |
| Profit before tax | 9,562 | 10,908 | 10,299 | 27,825 | 12,880 | 8,939 | −30.6% |
| Net profit | 7,437 | 8,501 | 8,035 | 21,614 | 9,779 | 5,486 | −43.9% |
| Total assets | 13,112 | 14,037 | 13,464 | 44,842 | 136,542 | 100,608 | −26.3% |
| Equity | 7,946 | 9,047 | 8,581 | 22,195 | 78,214 | 64,264 | −17.8% |
| Liabilities | 5,166 | 4,990 | 4,883 | 22,640 | 54,155 | 36,344 | −32.9% |
| Cash and cash equivalents | 6,717 | 10,847 | 5,892 | 8,197 | 8,210 | 15,027 | +83% |
| Average number of employees | 10 | 11 | 12 | 22 | 29 | 38 | +31% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2019, 2020, 2021, 2022, 2023, 2025: smaller companies may omit it, and we do not derive it from other figures. The register has no financial statements for 2024 (changed financial year or not filed).
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresProfit for five years in a row
Net result has been positive in 2020–2025.
How is this calculated?
Net result is positive in the five latest annual reports in a row.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
6 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/10/2024 – 30/09/2025 | 08/04/2026 | The company | PDF not statedXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 11/03/2025 | The company | PDFXBRL |
| 2022 | 01/07/2021 – 31/12/2022 | 28/06/2023 | The company | PDFXBRL |
| 2021 | 01/07/2020 – 30/06/2021 | 04/10/2021 | The company | PDFXBRL |
| 2020 | 01/07/2019 – 30/06/2020 | 01/10/2020 | The company | PDFXBRL |
| 2019 | 01/07/2018 – 30/06/2019 | 26/09/2019 | The company | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
142 companies in the databaseComparison with the other companies in activities of insurance agents and brokers based on the latest financial year.
Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with 50–199 employees4,467 companies in the comparison | No. 1,883of 4,412 Better than 57% | No. 990of 4,466 Better than 78% |
| Same industry and 50–199 employees13 companies in the comparison | No. 7of 11 Better than 40% | No. 4of 13 Better than 75% |
| Companies that are between 15 and 29 years old24,910 companies in the comparison | No. 1,488of 24,791 Better than 94% | No. 1,912of 24,909 Better than 92% |
| All companies of type A/S18,025 companies in the comparison | No. 3,023of 17,786 Better than 83% | No. 3,044of 18,024 Better than 83% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Activities of insurance agents and brokers- Howden Forsikringsagentur A/SDKK 47.8m
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Howden Forsikringsagentur A/SDKK 5.5m
- Aon Denmark A/SDKK 8.1m
- Marsh A/SDKK 80.1m
- Howden Forsikringsagentur A/SDKK 64.3m
- Aon Denmark A/SDKK 120.6m
- Marsh A/SDKK 85.7m
- Howden Forsikringsagentur A/S50
- Aon Denmark A/S162
- Marsh A/S142
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership RegisterSubsidiaries are shown only if they are in the database.
Management
4 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Christian Elmelund | Director | 24/01/2025 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Lars Rosenkrantz Gundorph | Chair of the board | 30/11/2021 |
| Carl Anders Holde-Jensen | Board member | 09/04/2024 |
| Johnny Krohn Rasmussen | Board member | 24/01/2025 |
- Founders
- Forsikringsmægler Danmark A/S
Former management (12)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Hans Buhl | Board member | 15/04/2010 | 30/11/2021 |
| Jørn Buhl Pedersen | Board member | 15/04/2010 | 30/11/2021 |
| Jørn Buhl Pedersen | Director | 15/04/2010 | 09/04/2024 |
| Villy Bukbjerg Fiedler | Board member | 01/07/2010 | 30/09/2021 |
| Jens Albert Nielsen Kusk | Chair of the board | 01/07/2010 | 30/11/2021 |
| Christian Hjort | Board member | 11/09/2012 | 31/03/2014 |
| Lasse Martens Jensen | Board member | 20/09/2016 | 09/04/2024 |
| Thomas Kaas Selsø | Board member | 30/11/2021 | 14/02/2022 |
| Johnny Krohn Rasmussen | Board member | 14/02/2022 | 04/12/2024 |
| Lasse Martens Jensen | Director | 09/04/2024 | 03/12/2024 |
| Teis Kristian Flemming Kristensen | Board member | 04/12/2024 | 24/01/2025 |
| Johnny Krohn Rasmussen | Director | 04/12/2024 | 24/01/2025 |
Signing rule: Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller en direktør, eller af den samlede bestyrelse.
Address and production units
5 active production unitsMosevej 5B
8240 Risskov
| Production unit | Address | Employees | P number |
|---|---|---|---|
| Howden Forsikringsagentur A/S Aarhus | Mosevej 5B, 4. th, 8240 Risskov | 25 | 1030430448 |
| Howden Forsikringsagentur A/S Lyngby | Nørgaardsvej 30, 2800 Kongens Lyngby | 15 | 1028939457 |
| Howden Forsikringsagentur A/S Aalborg | Vandmanden 10A, 9200 Aalborg SV | 6 | 1029842244 |
| Howden Forsikringsagentur A/S Haderslev | Kløvervænget 26, 6100 Haderslev | 2 | 1030845974 |
| Howden Forsikringsagentur A/S Odense | Cortex Park Vest 4, 5230 Odense M | 2 | 1031242661 |
Purpose
Selskabets formål er formidling af erhvervsforsikringer og hermed beslægtet virksomhed.
The purpose is quoted from the register in Danish.
Changes year by year
58 registered events20262 changesaccounts 1 · address 1
- AccountsAnnual report for 2025 published
- AddressMoved to Mosevej 5B, 4. th, 8240 Risskov
20257 changesmerger 1 · accounts 1 · management 4 · industry 1
- MergerMerger registered in CVR
- AccountsAnnual report for 2023 published
- ManagementChristian Elmelund appointed director
- ManagementJohnny Krohn Rasmussen appointed board member
- ManagementJohnny Krohn Rasmussen stepped down as director
- ManagementTeis Kristian Flemming Kristensen stepped down as board member
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
202411 changesmanagement 8 · address 2 · name 1
- ManagementJohnny Krohn Rasmussen appointed director
- ManagementTeis Kristian Flemming Kristensen appointed board member
- ManagementJohnny Krohn Rasmussen stepped down as board member
- ManagementLasse Martens Jensen stepped down as director
- AddressMoved to Navervej 16A, 7451 Sunds
- AddressMoved to Nørgaardsvej 32, 2800 Kongens Lyngby
- NameName changed from North Forsikringsagentur A/S to Howden Forsikringsagentur A/S
- ManagementLasse Martens Jensen appointed director
- ManagementCarl Anders Holde-Jensen appointed board member
- ManagementLasse Martens Jensen stepped down as board member
- ManagementJørn Buhl Pedersen stepped down as director
20235 changesmerger 2 · name 1 · capital 1 · accounts 1
- MergerMerger registered in CVR
- NameName changed from ERHVERVSFORSIKRING DANMARK AGENTUR A/S to North Forsikringsagentur A/S
- CapitalShare capital changed from 500,000 DKK to 501,000 DKK
- MergerMerger registered in CVR
- AccountsAnnual report for 2022 published
20222 changesmanagement 2
- ManagementJohnny Krohn Rasmussen appointed board member
- ManagementThomas Kaas Selsø stepped down as board member
202111 changesmanagement 6 · ownership 3 · address 1 · accounts 1
- ManagementThomas Kaas Selsø appointed board member
- ManagementLars Rosenkrantz Gundorph appointed chair of the board
- ManagementJens Albert Nielsen Kusk stepped down as chair of the board
- ManagementJørn Buhl Pedersen stepped down as board member
- ManagementHans Buhl stepped down as board member
- OwnershipHowden Danmark A/S registered as owner (100%)
- OwnershipBuhl Pedersen Investments ApS is no longer registered as owner
- OwnershipEFD Invest ApS is no longer registered as owner
- AddressMoved to Navervej 16A, 7451 Sunds
- AccountsAnnual report for 2021 published
- ManagementVilly Bukbjerg Fiedler stepped down as board member
20201 changeaccounts 1
- AccountsAnnual report for 2020 published
20194 changesownership 3 · accounts 1
- OwnershipBuhl Pedersen Investments ApS registered as owner (90%)
- OwnershipEFD Invest ApS registered as owner (10%)
- OwnershipBuhl Pedersen Investments ApS is no longer registered as owner
- AccountsAnnual report for 2019 published
20161 changemanagement 1
- ManagementLasse Martens Jensen appointed board member
20153 changesownership 2 · industry 1
- OwnershipBuhl Pedersen Investments ApS registered as owner (100%)
- OwnershipFORSIKRINGSMÆGLER DANMARK A/S is no longer registered as owner
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
20142 changesaddress 1 · management 1
- AddressMoved to Navervej 16A, 7451 Sunds
- ManagementChristian Hjort stepped down as board member
20121 changemanagement 1
- ManagementChristian Hjort appointed board member
20108 changesmanagement 5 · name 1 · founded 1 · ownership 1
- ManagementJens Albert Nielsen Kusk appointed chair of the board
- ManagementVilly Bukbjerg Fiedler appointed board member
- NameName changed from ERHVERVSFORSIKRING DANMARK A/S to ERHVERVSFORSIKRING DANMARK AGENTUR A/S
- FoundedRegistered as ERHVERVSFORSIKRING DANMARK A/S
- ManagementJørn Buhl Pedersen appointed board member
- ManagementJørn Buhl Pedersen appointed director
- ManagementHans Buhl appointed board member
- OwnershipFORSIKRINGSMÆGLER DANMARK A/S registered as owner (100%)
Related companies
Same industry in Aarhus
- If Forsikringscenter Aarhus ApS17 employees
- RuCa Forsikringsmægler ApS5 employees
- Forsikringsmæglerne Caremore P/S4 employees
- Skjold Forsikringsagentur ApS3 employees
- Assurance Forum Agentur ApS2 employees
- PROSAM Forsikring Rådgivning ApS2 employees
Same people in management
- Samdistributionsselskabet Midt-vest A/Svia Jens Albert Nielsen Kusk
- DK Company A/Svia Jens Albert Nielsen Kusk
- Falck Healthcare A/Svia Lars Rosenkrantz Gundorph
- Partner Revision statsautoriseret revisionsaktieselskabvia Villy Bukbjerg Fiedler
- Herning Folkeblad (vestjylland) A/Svia Jens Albert Nielsen Kusk
- Design Eyewear Group International A/Svia Villy Bukbjerg Fiedler
Largest in the industry
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Apc Forsikringsmæglere A/SDKK 172.8m
- balticfinance Danmark A/SDKK 131.5m
- Howden Forsikringsmægler A/SDKK 74.5m
- Söderberg & Partners Forsikringsmæglere A/SDKK 59m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.