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Howden Pensionsagentur A/S

Public limited companyCVR 31633869Aalborg SVActive

Howden Pensionsagentur A/S is a public limited company, based in Aalborg SV, active in activities of insurance agents and brokers, founded in 2008. Net profit fell 50% from 2023 to 2025, ending at DKK 4m. With 30 employees, the company is about 10 times larger than the industry median. Equity fell to DKK 13.8m in 2025.

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Key figures · financial year 2025

Gross profitDKK 29.3m+19.2% vs. 2023
Net profitDKK 4m−50.5% vs. 2023
EquityDKK 13.8m−77% vs. 2023
Employees30latest month from CVR

What has changed

calculated from recorded figures and dates

Employees

  • 4 more employees than a year earlier: 30 (08/2026) against 26 (08/2025).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Activities of insurance agents and brokers (662200)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2019–2025 · amounts in DKK thousand

Equity and net profit

DKK 0DKK 10mDKK 20mDKK 30mDKK 40mDKK 50mDKK 60m201920202021202220232025
EquityNet profit
Financial figures for Howden Pensionsagentur A/S
201920202021202220232025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit32,76640,16131,91929,83724,57529,283+19.2%
Operating profit (EBIT)12,787–17,13819,3239,2332,515−72.8%
Profit before tax14,16923,90518,46819,63310,5325,569−47.1%
Net profit11,04818,53414,28015,3588,0974,011−50.5%
Total assets22,71032,96832,45950,80567,66333,758−50.1%
Equity18,37225,90525,68644,25759,90413,764−77%
Liabilities3,0095,6746,4955,8507,18219,466+171%
Cash and cash equivalents7,2718,6628,6605442,4571,118−54.5%
Average number of employees222518131622+37.5%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2019, 2020, 2021, 2022, 2023, 2025: smaller companies may omit it, and we do not derive it from other figures. The register has no financial statements for 2024 (changed financial year or not filed).

Download the figures as CSV · free with an account, amounts in whole DKK

DKK 0DKK 10mDKK 20mDKK 30mDKK 40m201920202021202220232025
Gross profitMedian, the industry (142 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Equity fell sharply

    Equity fell 77% from 2023 to 2025 (DKK 59.9m to DKK 13.8m).

    How is this calculated?

    Equity has fallen by at least 30% from the previous annual report, and it was positive the year before.

  • Profit for five years in a row

    Net result has been positive in 2020–2025.

    How is this calculated?

    Net result is positive in the five latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Howden Pensionsagentur A/S
Financial yearPeriodPublishedFigures forDocuments
202501/10/2024 – 30/09/202508/04/2026The companyPDF not statedXBRL
202301/01/2023 – 31/12/202311/04/2025The companyPDFXBRL
202201/01/2022 – 31/12/202215/05/2023The companyPDFXBRL
202101/01/2021 – 31/12/202102/05/2022The companyPDFXBRL
202001/01/2020 – 31/12/202017/02/2021The companyPDFXBRL
201901/01/2019 – 31/12/201909/03/2020The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
05101520253009/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/2608/26
Employees

Position in the industry

142 companies in the database

Comparison with the other companies in activities of insurance agents and brokers based on the latest financial year.

Gross profitDKK 29.3mNo. 20 of 140
Better than 86% of the companies in the industry
EquityDKK 13.8mNo. 17 of 142
Better than 89% of the companies in the industry
Number of employees30No. 21 of 142
Better than 86% of the companies in the industry

Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.

DKK 100kDKK 667kDKK 4.5mDKK 29.7mDKK 105.3mHere
Distribution of gross profit for 127 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 20–49 employees9,922 companies in the comparison
No. 1,401of 9,892
Better than 86%
No. 2,397of 9,922
Better than 76%
Same industry and 20–49 employees20 companies in the comparison
No. 9of 20
Better than 58%
No. 4of 20
Better than 84%
Companies that are between 15 and 29 years old24,910 companies in the comparison
No. 2,411of 24,791
Better than 90%
No. 5,533of 24,909
Better than 78%
All companies of type A/S18,025 companies in the comparison
No. 4,474of 17,786
Better than 75%
No. 7,521of 18,024
Better than 58%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Activities of insurance agents and brokers
Gross profit
  1. Howden Pensionsagentur A/SDKK 29.3m
  2. Aon Denmark A/SDKK 198.2m
  3. Marsh A/SDKK 191.6m
Net profit
  1. Howden Pensionsagentur A/SDKK 4m
  2. Aon Denmark A/SDKK 8.1m
  3. Marsh A/SDKK 80.1m
Equity
  1. Howden Pensionsagentur A/SDKK 13.8m
  2. Aon Denmark A/SDKK 120.6m
  3. Marsh A/SDKK 85.7m
Employees
  1. Howden Pensionsagentur A/S30
  2. Aon Denmark A/S162
  3. Marsh A/S142

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
Howden Pensionsagentur A/S

Management

4 active registrations

Executive management

Executive management at Howden Pensionsagentur A/S
NameRoleAppointed
Lars BartholomæussenDirector25/08/2008

Board of directors

Board of directors at Howden Pensionsagentur A/S
NameRoleAppointed
Lars Rosenkrantz GundorphChair of the board07/05/2021
Johnny Krohn RasmussenBoard member14/02/2022
Carl Anders Holde-JensenBoard member01/09/2023
Founders
Lbp Group ApS, BB Group ApS, LB Group ApS, Msk Group ApS
Former management (7)
Former management at Howden Pensionsagentur A/S
NameRoleAppointedResigned
Brian Bundgaard PedersenDirector25/08/200801/07/2021
Ole SchouBoard member31/05/201007/05/2021
Lars Bo PedersenChair of the board31/05/201007/05/2021
Brian Bundgaard PedersenBoard member31/05/201007/05/2021
Lars BartholomæussenBoard member31/05/201001/09/2023
Morten Søgaard KristensenBoard member31/05/201007/05/2021
Thomas Kaas SelsøBoard member07/05/202114/02/2022

Signing rule: Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller en direktør, eller af den samlede bestyrelse.

Address and production units

2 active production units

Vandmanden 10A
9200 Aalborg SV

Aalborg Municipality · Postcode 9200

Production units
Production unitAddressEmployeesP number
Howden Pensionsagentur A/SVandmanden 10A, 9200 Aalborg SV221014668345
Howden Pensionsagentur A/S LyngbyNørgaardsvej 30, 2800 Kongens Lyngby81029630182

Purpose

Selskabets formål er rådgivning og salg af pension / sundhedsordninger og forsikringer til virksomheder

The purpose is quoted from the register in Danish.

Changes year by year

59 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20252 changesaccounts 1 · industry 1
  • Annual report for 2023 published
  • Industry changed to Activities of insurance agents and brokers (662200)
20244 changesaddress 2 · name 1 · merger 1
  • Moved to Vandmanden 10A, 9200 Aalborg SV
  • Moved to Nørgaardsvej 32, 2800 Kongens Lyngby
  • Name changed from North Pensionsagentur A/S to Howden Pensionsagentur A/S
  • Merger registered in CVR
20233 changesmanagement 2 · accounts 1
  • Carl Anders Holde-Jensen appointed board member
  • Lars Bartholomæussen stepped down as board member
  • Annual report for 2022 published
20224 changesaddress 1 · accounts 1 · management 2
  • Moved to Vandmanden 10A, 9200 Aalborg SV
  • Annual report for 2021 published
  • Johnny Krohn Rasmussen appointed board member
  • Thomas Kaas Selsø stepped down as board member
202116 changesname 1 · management 7 · ownership 7 · accounts 1
  • Name changed from JYSK PENSION RÅDGIVNING A/S to North Pensionsagentur A/S
  • Brian Bundgaard Pedersen stepped down as director
  • Thomas Kaas Selsø appointed board member
  • Lars Rosenkrantz Gundorph appointed chair of the board
  • Morten Søgaard Kristensen stepped down as board member
  • Ole Schou stepped down as board member
  • Lars Bo Pedersen stepped down as chair of the board
  • Brian Bundgaard Pedersen stepped down as board member
  • Howden Danmark A/S registered as owner (100%)
  • LBP GROUP ApS is no longer registered as owner
  • MSK GROUP ApS is no longer registered as owner
  • SCHOU GROUP ApS is no longer registered as owner
  • JP Invest 2020 ApS is no longer registered as owner
  • BB GROUP ApS is no longer registered as owner
  • LB GROUP ApS is no longer registered as owner
  • Annual report for 2020 published
20208 changesownership 7 · accounts 1
  • LBP GROUP ApS registered as owner (10%)
  • MSK GROUP ApS registered as owner (10%)
  • SCHOU GROUP ApS registered as owner (10%)
  • JP Invest 2020 ApS registered as owner (10%)
  • LBP GROUP ApS is no longer registered as owner
  • MSK GROUP ApS is no longer registered as owner
  • SCHOU GROUP ApS is no longer registered as owner
  • Annual report for 2019 published
20192 changesaddress 2
  • Moved to Vandmanden 10A, 9200 Aalborg SV
  • Moved to Vandmanden 10A, 9200 Aalborg SV
20181 changeindustry 1
  • Industry changed to Activities of insurance agents and brokers (662200)
20161 changeaddress 1
  • Moved to Vandmanden 10A, 9200 Aalborg SV
20131 changeaddress 1
  • Moved to Vandmanden 10A, 9200 Aalborg SV
201012 changesownership 5 · name 1 · capital 1 · management 5
  • LBP GROUP ApS registered as owner (15%)
  • BB GROUP ApS registered as owner (25%)
  • LB GROUP ApS registered as owner (25%)
  • MSK GROUP ApS registered as owner (15%)
  • SCHOU GROUP ApS registered as owner (15%)
  • Name changed from JYSK PENSION ApS to JYSK PENSION RÅDGIVNING A/S
  • Share capital changed from 125,000 DKK to 500,000 DKK
  • Lars Bartholomæussen appointed board member
  • Morten Søgaard Kristensen appointed board member
  • Ole Schou appointed board member
  • Lars Bo Pedersen appointed chair of the board
  • Brian Bundgaard Pedersen appointed board member
20084 changesindustry 1 · founded 1 · management 2
  • Industry changed to Other activities auxiliary to insurance and pension funding (662900)
  • Registered as JYSK PENSION ApS
  • Lars Bartholomæussen appointed director
  • Brian Bundgaard Pedersen appointed director

Related companies

Same industry in Aalborg

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Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

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