&money ApS
Private limited companyCVR 40716297NordhavnActive
&money ApS is a private limited company, based in Nordhavn, active in other information technology and computer service activities, founded in 2019. After a loss in 2024, the company made a profit of DKK 9.8m in 2025. Equity grew to DKK 20.7m in 2025. Gross profit is higher than that of 87% of the companies in the industry in the database.
Key figures · financial year 2025
Gross profitDKK 18.1m+376.5% vs. 2024
Net profitDKK 9.8m+340.4% vs. 2024
EquityDKK 20.7m+89.5% vs. 2024
Employees4latest month from CVR
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Gross profit rose 377% (2024 → 2025), to DKK 18.1m.
- Net profit went from a loss of DKK 4.1m to a profit of DKK 9.8m (2024 → 2025).
- Equity rose 89% (2024 → 2025), to DKK 20.7m.
Employees
- 1 more employees than a year earlier: 4 (07/2026) against 3 (07/2025).
Management and owners, last 24 months
- New in management: Casper Kidmose (board member, 18/12/2025) and Linette Damgaard Hansen (board member, 13/03/2026).
- Stepped down: Henrik Nystrup Kragh (board member, 18/12/2025), Frederik Hviid (board member, 13/03/2026) and Kim Østergaard (board member, 01/04/2025).
- New owners registered: AL Sydbank A/S (05/12/2025) and Nykredit Bank A/S (01/04/2026).
- No longer registered as owner: Spar Nord Bank A/S (01/04/2026), Nykredit Bank A/S (31/03/2026) and Aktieselskabet Arbejdernes Landsbank (05/12/2025).
Registrations, last 24 months
- 01/01/2025: Industry changed to Other information technology and computer service activities (629000)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2020–2025 · amounts in DKK thousandEquity and net profit
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change | |
|---|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | −423 | −205 | −2,525 | −824 | 3,798 | 18,096 | +376.5% |
| Operating profit (EBIT) | −1,550 | −1,981 | −6,108 | −16,595 | −4,093 | 9,771 | +338.7% |
| Profit before tax | −1,586 | −2,025 | −6,123 | −16,550 | −4,059 | – | – |
| Net profit | −1,237 | −1,580 | −4,776 | −17,564 | −4,059 | 9,759 | +340.4% |
| Total assets | 11,782 | 18,132 | 24,007 | 23,108 | 23,451 | 36,368 | +55.1% |
| Equity | 10,883 | 14,303 | 20,527 | 14,964 | 10,904 | 20,663 | +89.5% |
| Liabilities | – | – | – | – | 12,547 | 15,705 | +25.2% |
| Cash and cash equivalents | 5,620 | 4,729 | 3,868 | 11,452 | 9,325 | 14,900 | +59.8% |
| Average number of employees | – | 0 | 0 | 2 | 3 | 3 | 0% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.
Download the figures as CSV · free with an account, amounts in whole DKK
Annual reports
6 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 22/05/2026 | The company | PDF not statedXBRL |
| 2024 | 01/01/2024 – 31/12/2024 | 19/05/2025 | The company | PDFXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 26/06/2024 | The company | PDFXBRL |
| 2022 | 01/01/2022 – 31/12/2022 | 23/05/2023 | The company | PDFXBRL |
| 2021 | 01/01/2021 – 31/12/2021 | 25/05/2022 | The company | PDFXBRL |
| 2020 | 16/08/2019 – 31/12/2020 | 17/06/2021 | The company | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
291 companies in the databaseComparison with the other companies in other information technology and computer service activities based on the latest financial year.
Gross profitDKK 18.1mNo. 39 of 291
Better than 87% of the companies in the industry
EquityDKK 20.7mNo. 31 of 291
Better than 90% of the companies in the industry
Number of employees4No. 142 of 291
Better than 51% of the companies in the industry
Industry median: gross profit DKK 2.7m, net profit DKK 247k, equity DKK 1.2m, 3 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with fewer than 20 employees69,967 companies in the comparison | No. 1,779of 69,742 Better than 97% | No. 5,664of 69,964 Better than 92% |
| Same industry and fewer than 20 employees242 companies in the comparison | No. 6of 242 Better than 98% | No. 12of 242 Better than 95% |
| Companies that are between 5 and 14 years old33,688 companies in the comparison | No. 2,290of 33,588 Better than 93% | No. 2,254of 33,687 Better than 93% |
| All companies of type ApS66,508 companies in the comparison | No. 2,815of 66,379 Better than 96% | No. 4,141of 66,505 Better than 94% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Other information technology and computer service activitiesGross profit
- &money ApSDKK 18.1m
- Unity Technologies ApSDKK 131.7m
- Kollab A/SDKK 115.5m
Net profit
- &money ApSDKK 9.8m
- Unity Technologies ApSDKK 125.6m
- Kollab A/SDKK 5.7m
Equity
- &money ApSDKK 20.7m
- Unity Technologies ApSDKK 273.6m
- Kollab A/SDKK 35.8m
Employees
- &money ApS4
- Unity Technologies ApS213
- Kollab A/S117
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership RegisterOwners
- Trifork Labs ApS25%
- AL Sydbank A/S25%
- Nykredit Bank A/S50%
&money ApS
Management
8 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Torsten Michael Schøler Terp | CEO | 23/10/2019 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Torsten Michael Schøler Terp | Board member | 23/10/2019 |
| Jørn Larsen | Board member | 30/06/2021 |
| Jesper Mygind | Board member | 30/06/2021 |
| Carsten Kruse | Chair of the board | 16/05/2022 |
| Michael Guy Cottle | Board member | 27/10/2022 |
| Casper Kidmose | Board member | 18/12/2025 |
| Linette Damgaard Hansen | Board member | 13/03/2026 |
- Founders
- Spar Nord Bank A/S
Former management (12)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Ole Madsen | Director | 16/08/2019 | 23/10/2019 |
| Kim Østergaard | Board member | 23/10/2019 | 16/12/2022 |
| Ole Madsen | Chair of the board | 23/10/2019 | 21/09/2020 |
| Carsten Kruse | Board member | 23/10/2019 | 15/05/2022 |
| Simon Sinding Jørgensen | Board member | 17/04/2020 | 27/10/2022 |
| Jette Haarup-Jensen | Board member | 17/04/2020 | 16/05/2022 |
| Morten Baden | Chair of the board | 21/09/2020 | 15/05/2022 |
| Christian Holm Nielsen | Board member | 16/05/2022 | 28/02/2023 |
| Morten Baden | Board member | 16/05/2022 | 01/01/2024 |
| Henrik Nystrup Kragh | Board member | 16/12/2022 | 18/12/2025 |
| Frederik Hviid | Board member | 08/06/2023 | 13/03/2026 |
| Kim Østergaard | Board member | 01/01/2024 | 01/04/2025 |
Signing rule: Selskabet tegnes af 5 bestyrelsesmedlemmer i forening eller af den samlede bestyrelse.
Address and production units
2 active production unitsGdanskgade 2
2150 Nordhavn
København Municipality · Postcode 2150
Other companies at the address (1)
- Dryp A/SOther measurement and technical analysis
| Production unit | Address | Employees | P number |
|---|---|---|---|
| &money ApS | Gdanskgade 2, 1, 2150 Nordhavn | 3 | 1024946920 |
| &money Aalborg | Skibbrogade 5, 1, 9000 Aalborg | 1 | 1029335946 |
Purpose
Selskabets formål er at drive kommerciel IT-virksomhed, der sælger softwarelicenser til virksomheder i Danmark og i udlandet.
The purpose is quoted from the register in Danish.
Changes year by year
63 registered events112019
82020
62021
142022
72023
42024
72025
62026
20266 changesaccounts 1 · ownership 3 · management 2
- AccountsAnnual report for 2025 published
- OwnershipNYKREDIT BANK A/S registered as owner (50%)
- OwnershipSPAR NORD BANK A/S is no longer registered as owner
- OwnershipNYKREDIT BANK A/S is no longer registered as owner
- ManagementLinette Damgaard Hansen appointed board member
- ManagementFrederik Hviid stepped down as board member
20257 changesmanagement 3 · ownership 2 · accounts 1 · industry 1
- ManagementCasper Kidmose appointed board member
- ManagementHenrik Nystrup Kragh stepped down as board member
- OwnershipAL Sydbank A/S registered as owner (25%)
- OwnershipAKTIESELSKABET ARBEJDERNES LANDSBANK is no longer registered as owner
- AccountsAnnual report for 2024 published
- ManagementKim Østergaard stepped down as board member
- IndustryIndustry changed to Other information technology and computer service activities (629000)
20244 changesaccounts 1 · address 1 · management 2
- AccountsAnnual report for 2023 published
- AddressMoved to Gdanskgade 2, 1, 2150 Nordhavn
- ManagementKim Østergaard appointed board member
- ManagementMorten Baden stepped down as board member
20237 changesaddress 4 · management 2 · accounts 1
- AddressMoved to Gdanskgade 2, 1, 2150 Nordhavn
- AddressMoved to Gdanskgade 2, 1, 2150 Nordhavn
- AddressMoved to Gdanskgade 2, 1, 2150 Nordhavn
- ManagementFrederik Hviid appointed board member
- AccountsAnnual report for 2022 published
- AddressMoved to Applebys Plads 7, 1411 København K
- ManagementChristian Holm Nielsen stepped down as board member
202214 changescapital 2 · management 10 · name 1 · accounts 1
- CapitalShare capital changed from 200,004 DKK to 200,008 DKK
- ManagementHenrik Nystrup Kragh appointed board member
- ManagementKim Østergaard stepped down as board member
- ManagementMichael Guy Cottle appointed board member
- ManagementSimon Sinding Jørgensen stepped down as board member
- NameName changed from &Money ApS to &money ApS
- CapitalShare capital changed from 200,000 DKK to 200,004 DKK
- AccountsAnnual report for 2021 published
- ManagementMorten Baden appointed board member
- ManagementChristian Holm Nielsen appointed board member
- ManagementCarsten Kruse appointed chair of the board
- ManagementJette Haarup-Jensen stepped down as board member
- ManagementMorten Baden stepped down as chair of the board
- ManagementCarsten Kruse stepped down as board member
20216 changesname 1 · capital 1 · management 2 · ownership 1 · accounts 1
- NameName changed from Young Money ApS to &Money ApS
- CapitalShare capital changed from 150,000 DKK to 200,000 DKK
- ManagementJesper Mygind appointed board member
- ManagementJørn Larsen appointed board member
- OwnershipTrifork Labs ApS registered as owner (25%)
- AccountsAnnual report for 2020 published
20208 changesmanagement 4 · address 2 · capital 1 · ownership 1
- ManagementMorten Baden appointed chair of the board
- ManagementOle Madsen stepped down as chair of the board
- AddressMoved to Kalvebod Brygge 1, 1560 København V
- AddressMoved to Skelagervej 15, 9000 Aalborg
- CapitalShare capital changed from 100,000 DKK to 150,000 DKK
- ManagementSimon Sinding Jørgensen appointed board member
- ManagementJette Haarup-Jensen appointed board member
- OwnershipAKTIESELSKABET ARBEJDERNES LANDSBANK registered as owner (25%)
201911 changescapital 1 · management 7 · ownership 2 · founded 1
- CapitalShare capital changed from 40,000 DKK to 100,000 DKK
- ManagementKim Østergaard appointed board member
- ManagementCarsten Kruse appointed board member
- ManagementTorsten Michael Schøler Terp appointed ceo
- ManagementTorsten Michael Schøler Terp appointed board member
- ManagementOle Madsen appointed chair of the board
- ManagementOle Madsen stepped down as director
- OwnershipNYKREDIT BANK A/S registered as owner (25%)
- FoundedRegistered as Young Money ApS
- ManagementOle Madsen appointed director
- OwnershipSPAR NORD BANK A/S registered as owner (25%)
Related companies
Same industry in København
- Unity Technologies ApS213 employees
- Lenus eHealth ApS132 employees
- Kollab A/S117 employees
- Mastercard OB Services Europe A/S92 employees
- Aceve Danmark ApS85 employees
- Fortinet Denmark ApS54 employees
Same people in management
- BEC Financial Technologies a.m.b.a.via Simon Sinding Jørgensen
- AP Pension Livsforsikringsaktieselskabvia Jette Haarup-Jensen
- Trifork A/Svia Jesper Mygind
- Totalkredit A/Svia Carsten Kruse
- Xci A/Svia Jørn Larsen
- Trifork Digital Health A/Svia Jørn Larsen
Largest in the industry
- Unity Technologies ApSDKK 131.7m
- Kollab A/SDKK 115.5m
- Fortinet Denmark ApSDKK 96.4m
- TrueCommerce Denmark ApSDKK 92.8m
- Finalto A/SDKK 91m
- Aceve Danmark ApSDKK 80.1m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.