Husejernes Kreditlån Ejendomskreditselskab A/S
Public limited companyCVR 14284834GreveActive
Husejernes Kreditlån Ejendomskreditselskab A/S is a public limited company, based in Greve, active in other financial service activities n.e.c., founded in 1990. Net profit rose 49% from 2024 to 2025, ending at DKK 62.9m. With 16 employees, the company is about 16 times larger than the industry median. Gross profit is higher than that of 97% of the companies in the industry in the database.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Gross profit rose 32% (2024 → 2025), to DKK 42.5m.
- Net profit rose 49% (2024 → 2025), to DKK 62.9m.
- Equity rose 12% (2024 → 2025), to DKK 307.5m.
Registrations, last 24 months
- 01/01/2025: Industry changed to Other financial service activities n.e.c. (649990)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2020–2025 · amounts in DKK thousandEquity and net profit
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change | |
|---|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | 32,402 | 34,003 | 37,584 | 33,044 | 32,175 | 42,506 | +32.1% |
| Operating profit (EBIT) | 25,745 | 28,030 | 31,462 | 25,799 | 25,090 | 32,575 | +29.8% |
| Profit before tax | 42,071 | 49,266 | 57,144 | 51,212 | 49,903 | 72,121 | +44.5% |
| Net profit | 35,928 | 42,706 | 49,624 | 44,196 | 42,308 | 62,945 | +48.8% |
| Total assets | 161,475 | 201,632 | 220,776 | 268,409 | 286,586 | 334,942 | +16.9% |
| Equity | 128,485 | 167,191 | 206,815 | 232,278 | 274,585 | 307,530 | +12% |
| Liabilities | 32,990 | 34,441 | 13,961 | 36,131 | 12,000 | 27,412 | +128.4% |
| Cash and cash equivalents | 47 | 10,752 | 39 | 468 | 9,352 | 12,483 | +33.5% |
| Average number of employees | 8 | 8 | 8 | 9 | 9 | 11 | +22.2% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresProfit for five years in a row
Net result has been positive in 2021–2025.
How is this calculated?
Net result is positive in the five latest annual reports in a row.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
6 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 30/03/2026 | The company | PDF not statedXBRL |
| 2024 | 01/01/2024 – 31/12/2024 | 07/07/2025 | The company | PDFXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 15/04/2024 | The company | PDFXBRL |
| 2022 | 01/01/2022 – 31/12/2022 | 25/04/2023 | The company | PDFXBRL |
| 2021 | 01/01/2021 – 31/12/2021 | 14/04/2022 | The company | PDFXBRL |
| 2020 | 01/01/2020 – 31/12/2020 | 01/04/2021 | The company | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
739 companies in the databaseComparison with the other companies in other financial service activities n.e.c. based on the latest financial year.
Industry median: gross profit −DKK 23,925, net profit DKK 174k, equity DKK 10.2m, 1 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with fewer than 20 employees69,967 companies in the comparison | No. 618of 69,742 Better than 99% | No. 689of 69,964 Better than 99% |
| Same industry and fewer than 20 employees699 companies in the comparison | No. 20of 676 Better than 97% | No. 40of 699 Better than 94% |
| Companies that are at least 30 years old10,276 companies in the comparison | No. 1,699of 10,152 Better than 83% | No. 551of 10,275 Better than 95% |
| All companies of type A/S18,025 companies in the comparison | No. 3,372of 17,786 Better than 81% | No. 1,032of 18,024 Better than 94% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Other financial service activities n.e.c.- Husejernes Kreditlån Ejendomskreditselskab A/SDKK 42.5m
- Kirkbi A/SDKK 60bn
- William Demant Invest A/SDKK 22bn
- Husejernes Kreditlån Ejendomskreditselskab A/SDKK 62.9m
- Kirkbi A/SDKK 16.9bn
- William Demant Invest A/SDKK 1.1bn
- Husejernes Kreditlån Ejendomskreditselskab A/SDKK 307.5m
- Kirkbi A/SDKK 151.9bn
- William Demant Invest A/SDKK 31.6bn
- Husejernes Kreditlån Ejendomskreditselskab A/S16
- Kirkbi A/S176
- William Demant Invest A/S14
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership Register- Husejernes Kreditlån Holding ApS50%
- Moustgaard Management ApS33.33%
Subsidiaries are shown only if they are in the database.
Management
4 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Christina Hagman | Director | 01/07/1990 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Christina Hagman | Board member | 01/07/1990 |
| Jan Moustgaard | Chair of the board | 01/12/2010 |
| Birgitta Saugmann | Board member | 01/12/2010 |
- Auditor
- Grant Thornton, Godkendt Revisionspartnerselskab
- Founders
- Dan Rybak, PG Ejendomme Holding i ApS, PG Ejendomme Holding Ii ApS
Former management (8)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Dan Rybak | Board member | 01/07/1990 | 15/11/1990 |
| Dan Rybak | Director | 01/07/1990 | 15/11/1990 |
| Jens Christian Hagman | Board member | 01/07/1990 | 30/04/2008 |
| Torben Chris Halling Fansby Salomon | Chair of the board | 01/07/1990 | 20/01/1993 |
| Annalise Stege | Board member | 01/07/1990 | 15/11/1990 |
| Lise-Lotte Lyng Andersen | Chair of the board | 01/07/1990 | 15/11/1990 |
| Alice Irene Salomon | Board member | 01/07/1990 | 20/01/1993 |
| Allan Hagman | Board member | 01/05/2008 | 01/12/2010 |
Signing rule: Selskabet tegnes af den samlede bestyrelse eller af en direktør.
Address and production units
1 active production unitsGreve Strandvej 7
2670 Greve
Greve Municipality · Postcode 2670
Other companies at the address (1)
- Hkl Pantebrevs Invest Ii ApSInvestment on own account
| Production unit | Address | Employees | P number |
|---|---|---|---|
| HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S | Greve Strandvej 7, 2670 Greve | 16 | 1000714334 |
Purpose
Selskabets formål er at drive handel og finansieringsvirksomhed
The purpose is quoted from the register in Danish.
Changes year by year
42 registered events20261 changeaccounts 1
- AccountsAnnual report for 2025 published
20252 changesaccounts 1 · industry 1
- AccountsAnnual report for 2024 published
- IndustryIndustry changed to Other financial service activities n.e.c. (649990)
20241 changeaccounts 1
- AccountsAnnual report for 2023 published
20231 changeaccounts 1
- AccountsAnnual report for 2022 published
20221 changeaccounts 1
- AccountsAnnual report for 2021 published
20212 changesname 1 · accounts 1
- NameName changed from HUSEJERNES KREDITLÅN PANTEBREVSSELSKAB A/S to HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S
- AccountsAnnual report for 2020 published
20181 changeaddress 1
- AddressMoved to Greve Strandvej 7, 2670 Greve
20156 changesownership 6
- OwnershipJan Moustgaard registered as owner (33.33%)
- OwnershipJan Moustgaard is no longer registered as owner
- OwnershipChristina Hagman registered as owner (50%)
- OwnershipChristina Hagman is no longer registered as owner
- OwnershipHUSEJERNES KREDITLÅN HOLDING ApS registered as owner (50%)
- OwnershipMOUSTGAARD MANAGEMENT ApS registered as owner (33.33%)
20104 changesname 1 · management 3
- NameName changed from HUSEJERNES KREDITLÅN A/S to HUSEJERNES KREDITLÅN PANTEBREVSSELSKAB A/S
- ManagementJan Moustgaard appointed chair of the board
- ManagementBirgitta Saugmann appointed board member
- ManagementAllan Hagman stepped down as board member
20083 changesmanagement 2 · industry 1
- ManagementAllan Hagman appointed board member
- ManagementJens Christian Hagman stepped down as board member
- IndustryIndustry changed to Anden finansiel formidling undtagen forsikring og pensionsforsikring, i.a.n. (649900)
20041 changeaddress 1
- AddressMoved to Greve Strandvej 7, 2670 Greve
20001 changeindustry 1
- IndustryIndustry changed to Finansieringsvirksomhed i øvrigt (652395)
19961 changecapital 1
- CapitalShare capital changed from 300,000 DKK to 500,000 DKK
19932 changesmanagement 2
- ManagementTorben Chris Halling Fansby Salomon stepped down as chair of the board
- ManagementAlice Irene Salomon stepped down as board member
199015 changesname 1 · management 13 · founded 1
- NameName changed from DRAS NR. 1271 A/S to HUSEJERNES KREDITLÅN A/S
- ManagementAnnalise Stege stepped down as board member
- ManagementLise-Lotte Lyng Andersen stepped down as chair of the board
- ManagementDan Rybak stepped down as board member
- ManagementDan Rybak stepped down as director
- FoundedRegistered as DRAS NR. 1271 A/S
- ManagementTorben Chris Halling Fansby Salomon appointed chair of the board
- ManagementAnnalise Stege appointed board member
- ManagementLise-Lotte Lyng Andersen appointed chair of the board
- ManagementDan Rybak appointed board member
- ManagementChristina Hagman appointed board member
- ManagementChristina Hagman appointed director
- ManagementAlice Irene Salomon appointed board member
- ManagementDan Rybak appointed director
- ManagementJens Christian Hagman appointed board member
Related companies
Same industry in Greve
- Hjorten Holding ApS2 employees
- Amber Star ApS2 employees
- Sebisa ApS2 employees
- Trolle Fortuna ApS2 employees
- Equus Administration ApS2 employees
Same people in management
- Jysk A/Svia Alex Michael Ankjær-Jensen
- Sport 24 A/Svia Alex Michael Ankjær-Jensen
- AFRY Denmark A/Svia Alex Michael Ankjær-Jensen
- Jeld-wen Danmark A/Svia Alex Michael Ankjær-Jensen
- Zizzi Denmark ApSvia Alex Michael Ankjær-Jensen
- Snedkermester Arne Pedersen A/Svia Alex Michael Ankjær-Jensen
Largest in the industry
- Kirkbi A/SDKK 60bn
- William Demant Invest A/SDKK 22bn
- Lars Larsen Group A/SDKK 17.2bn
- KK Group Holding A/SDKK 2.6bn
- KIRKBI Investment Management A/SDKK 984m
- Jens Enggaard Holding ApSDKK 979.3m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.