Gard (Denmark) ApS
Private limited companyCVR 45156338København ØActive
Gard (Denmark) ApS is a private limited company, based in København Ø, active in activities of insurance agents and brokers, founded in 2024. After a loss in 2024, the company made a profit of DKK 401k in 2025. The company is new and has been registered for 2 years. With 50 employees, the company is about 17 times larger than the industry median.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Net profit went from a loss of DKK 4,954 to a profit of DKK 401k (2024 → 2025).
- Equity rose 1,144% (2024 → 2025), to DKK 436k.
Employees
- 49 more employees than a year earlier: 50 (07/2026) against 1 (07/2025).
Management and owners, last 24 months
- New in management: Mikael Toke Hvolgaard (director, 18/12/2025), Lars Ivar Kallekleiv Lislegaard-Bækken (chair of the board, 18/12/2025) and Christen Guddal (board member, 18/12/2025) (+1).
- Stepped down: Christian Pritchard-Davies (director, 18/12/2025) and Mikael Toke Hvolgaard (board member, 12/02/2026).
Registrations, last 24 months
- 03/03/2025: Industry changed to Activities of insurance agents and brokers (662200)
- 03/03/2025: Moved to Amerika Plads 29, 3, 2100 København Ø
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2024–2025 · amounts in DKK thousandEquity and net profit
| 2024 | 2025 | Change | |
|---|---|---|---|
| Revenue | 0 | 8,936 | – |
| Operating profit (EBIT) | 0 | 525 | +437,400% |
| Profit before tax | 5 | 503 | +10,053.4% |
| Net profit | −5 | 401 | +8,194.5% |
| Total assets | 1,944 | 18,763 | +865% |
| Equity | 35 | 436 | +1,144.1% |
| Liabilities | – | 18,327 | – |
| Cash and cash equivalents | 508 | 11,995 | +2,262.3% |
| Average number of employees | 0 | 1 | – |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report.
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresLow equity ratio
Equity makes up 2% of total assets in 2025.
How is this calculated?
Equity ÷ total assets is below 10% in the latest annual report. Banks, insurers and some industries naturally have a low ratio.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
2 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 29/06/2026 | The company | PDF not statedXBRL |
| 2024 | 16/10/2024 – 31/12/2024 | 14/07/2025 | The company | PDF not statedXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
142 companies in the databaseComparison with the other companies in activities of insurance agents and brokers based on the latest financial year.
Industry median: gross profit DKK 3.8m, net profit DKK 489k, equity DKK 1.4m, 3 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with 50–199 employees4,467 companies in the comparison | not stated | No. 4,101of 4,466 Better than 8% |
| Same industry and 50–199 employees13 companies in the comparison | not stated | No. 11of 13 Better than 17% |
| Companies that are founded within the last five years16,662 companies in the comparison | not stated | No. 6,175of 16,661 Better than 63% |
| All companies of type ApS66,508 companies in the comparison | not stated | No. 39,502of 66,505 Better than 41% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Activities of insurance agents and brokers- Gard (Denmark) ApS–
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Gard (Denmark) ApSDKK 401k
- Aon Denmark A/SDKK 8.1m
- Marsh A/SDKK 80.1m
- Gard (Denmark) ApSDKK 436k
- Aon Denmark A/SDKK 120.6m
- Marsh A/SDKK 85.7m
- Gard (Denmark) ApS50
- Aon Denmark A/S162
- Marsh A/S142
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership Register- Gard AS100%
Management
3 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Mikael Toke Hvolgaard | Director | 18/12/2025 |
Board of directors
| Name | Role | Appointed |
|---|---|---|
| Lars Ivar Kallekleiv Lislegaard-Bækken | Chair of the board | 18/12/2025 |
| Christen Guddal | Board member | 18/12/2025 |
- Auditor
- KPMG P/S
- Founders
- Gard AS
Former management (2)
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| Christian Pritchard-Davies | Director | 16/10/2024 | 18/12/2025 |
| Mikael Toke Hvolgaard | Board member | 18/12/2025 | 12/02/2026 |
Signing rule: Selskabet tegnes af to bestyrelsesmedlemmer i forening eller af et bestyrelsesmedlem i forening med en direktør.
Address and production units
1 active production unitsAmerika Plads 29
2100 København Ø
| Production unit | Address | Employees | P number |
|---|---|---|---|
| Gard (Denmark) ApS | Amerika Plads 29, 3, 2100 København Ø | 50 | 1030767205 |
Purpose
Selskabets formål er forsikringsformidling for norske og udenlandske forsikringsselskaber inden for marine- og energiforsikring og andre relaterede aktiviteter.
The purpose is quoted from the register in Danish.
Changes year by year
13 registered events20262 changesaccounts 1 · management 1
- AccountsAnnual report for 2025 published
- ManagementMikael Toke Hvolgaard stepped down as board member
20258 changesmanagement 5 · accounts 1 · address 1 · industry 1
- ManagementMikael Toke Hvolgaard appointed board member
- ManagementMikael Toke Hvolgaard appointed director
- ManagementLars Ivar Kallekleiv Lislegaard-Bækken appointed chair of the board
- ManagementChristen Guddal appointed board member
- ManagementChristian Pritchard-Davies stepped down as director
- AccountsAnnual report for 2024 published
- AddressMoved to Amerika Plads 29, 3, 2100 København Ø
- IndustryIndustry changed to Activities of insurance agents and brokers (662200)
20243 changesfounded 1 · management 1 · ownership 1
- FoundedRegistered as Gard (Denmark) ApS
- ManagementChristian Pritchard-Davies appointed director
- OwnershipGard AS registered as owner (100%)
Related companies
Same industry in København
- Marsh Agency A/S260 employees
- Apc Forsikringsmæglere A/S181 employees
- Aon Denmark A/S162 employees
- Marsh A/S142 employees
- balticfinance Danmark A/S84 employees
- ABCforsikringsagentur A/S83 employees
Same people in management
- Alm. Brand Forsikring A/Svia Mikael Toke Hvolgaard
- Norli Liv og Pension Livsforsikring A/Svia Mikael Toke Hvolgaard
Largest in the industry
- Aon Denmark A/SDKK 198.2m
- Marsh A/SDKK 191.6m
- Apc Forsikringsmæglere A/SDKK 172.8m
- balticfinance Danmark A/SDKK 131.5m
- Howden Forsikringsmægler A/SDKK 74.5m
- Söderberg & Partners Forsikringsmæglere A/SDKK 59m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.