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Terne Finans ApS

Private limited companyCVR 14749284RoskildeActive

Terne Finans ApS is a private limited company, based in Roskilde, active in management of real estate on a contract basis, founded in 1990. The company made a loss in both 2024 and 2025, most recently DKK 1m. 7 other companies in the database are registered at the same address.

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Key figures · financial year 2025

Gross profit−DKK 195k+11.2% vs. 2024
Net profit−DKK 1m+80.2% vs. 2024
EquityDKK 2.8m+127.5% vs. 2024
Employees2latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • The loss got smaller: from DKK 5.1m to DKK 1m (2024 → 2025).
  • Equity turned positive again: DKK 2.8m (2024 → 2025).

Registrations, last 24 months

  • 25/06/2026: Share capital changed from 24,500,000 DKK to 38,500,000 DKK

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2018–2025 · amounts in DKK thousand

Equity and net profit

−DKK 12m−DKK 10m−DKK 8m−DKK 6m−DKK 4m−DKK 2mDKK 0DKK 2m201820212022202320242025
EquityNet profit
Financial figures for Terne Finans ApS
201820212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit205−248−215−181−219−195+11.2%
Operating profit (EBIT)206−248––−686−1,814−164.3%
Profit before tax−197–––−5,016−1,006+79.9%
Net profit−197−8,155−92782−5,090−1,006+80.2%
Total assets42,33424,29826,85930,47426,14626,754+2.3%
Equity2,085−5,793−5,884−5,102−10,1922,802+127.5%
Liabilities33,22530,09132,74335,57636,33823,952−34.1%
Cash and cash equivalents232,849279931,085207−80.9%
Average number of employees–000220%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2018, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures. The register has no financial statements for 2019, 2020 (changed financial year or not filed).

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 500kDKK 0DKK 500kDKK 1mDKK 1.5mDKK 2mDKK 2.5m201820212022202320242025
Gross profitMedian, the industry (332 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Loss for 2 years in a row

    Net result has been negative in 2024–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Terne Finans ApS
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202514/07/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202416/07/2025The companyPDFXBRL
202301/01/2023 – 31/12/202316/07/2024The companyPDFXBRL
202201/01/2022 – 31/12/202219/07/2023The companyPDFXBRL
202101/01/2021 – 31/12/202104/08/2022The companyPDFXBRL
201801/01/2018 – 31/12/201828/06/2019The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
0112202/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/2608/26
Employees

Position in the industry

332 companies in the database

Comparison with the other companies in management of real estate on a contract basis based on the latest financial year.

Gross profit−DKK 195kNo. 311 of 328
Better than 5% of the companies in the industry
EquityDKK 2.8mNo. 184 of 332
Better than 45% of the companies in the industry
Number of employees2No. 192 of 332
Better than 42% of the companies in the industry

Industry median: gross profit DKK 2.6m, net profit DKK 401k, equity DKK 3.8m, 3 employees.

DKK 100kDKK 886kDKK 7.8mDKK 69.5mDKK 297.6m
Distribution of gross profit for 292 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 66,858of 69,742
Better than 4%
No. 20,161of 69,964
Better than 71%
Same industry and fewer than 20 employees278 companies in the comparison
No. 257of 274
Better than 6%
No. 143of 278
Better than 49%
Companies that are at least 30 years old10,276 companies in the comparison
No. 9,820of 10,152
Better than 3%
No. 7,325of 10,275
Better than 29%
All companies of type ApS66,508 companies in the comparison
No. 64,095of 66,379
Better than 3%
No. 16,603of 66,505
Better than 75%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Management of real estate on a contract basis
Gross profit
  1. Terne Finans ApS−DKK 195k
  2. Balder Danmark A/SDKK 615.8m
  3. Deas A/SDKK 348.2m
Net profit
  1. Terne Finans ApS−DKK 1m
  2. Balder Danmark A/SDKK 765.8m
  3. Deas A/S−DKK 84.5m
Equity
  1. Terne Finans ApSDKK 2.8m
  2. Balder Danmark A/SDKK 6.4bn
  3. Deas A/SDKK 45.9m
Employees
  1. Terne Finans ApS2
  2. Balder Danmark A/S108
  3. Deas A/S503

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Terne Invest i ApS50%
  • Terne Invest ApS50%
Terne Finans ApS

Management

2 active registrations

Executive management

Executive management at Terne Finans ApS
NameRoleAppointed
Benny Hemming AndersenDirector31/03/2014
Jan Jarman JørgensenDirector23/10/2015
Auditor
Carsten Eg Hansen
Founders
Preben Bang Henriksen. Aalborg ApS
Former management (7)
Former management at Terne Finans ApS
NameRoleAppointedResigned
Preben Bang HenriksenDirector01/10/199012/09/1991
Inge Lillian AndersenDirector01/10/199027/01/1992
Benny Hemming AndersenBoard member01/10/199022/04/2014
Søren Christian VedelBoard member30/09/199710/04/2014
Inge Lillian AndersenBoard member30/09/199715/01/2007
Jan Jarman JørgensenBoard member15/01/200722/04/2014
Søren Christian VedelCEO31/10/201331/03/2014

Signing rule: Selskabet tegnes af en direktør.

Address and production units

1 active production units

Byleddet 12
4000 Roskilde

Roskilde Municipality · Postcode 4000

Other companies at the address (7)

Production units
Production unitAddressEmployeesP number
TERNE FINANS ApSByleddet 12, 4000 Roskilde21003641605

Purpose

Selskabets formål er handel og industri, salg og udlejning af fast ejendom, finansiering og alle med de nævnte områder beslægtede områder.

The purpose is quoted from the register in Danish.

Changes year by year

36 registered events
20262 changesaccounts 1 · capital 1
  • Annual report for 2025 published
  • Share capital changed from 24,500,000 DKK to 38,500,000 DKK
20251 changeaccounts 1
  • Annual report for 2024 published
20241 changeaccounts 1
  • Annual report for 2023 published
20231 changeaccounts 1
  • Annual report for 2022 published
20221 changeaccounts 1
  • Annual report for 2021 published
20192 changesaddress 1 · accounts 1
  • Moved to Byleddet 12, 4000 Roskilde
  • Annual report for 2018 published
20181 changecapital 1
  • Share capital changed from 500,000 DKK to 24,500,000 DKK
20151 changemanagement 1
  • Jan Jarman Jørgensen appointed director
20146 changesname 1 · management 5
  • Name changed from TERNE FINANS A/S to TERNE FINANS ApS
  • Jan Jarman Jørgensen stepped down as board member
  • Benny Hemming Andersen stepped down as board member
  • Søren Christian Vedel stepped down as board member
  • Benny Hemming Andersen appointed director
  • Søren Christian Vedel stepped down as ceo
20131 changemanagement 1
  • Søren Christian Vedel appointed ceo
20072 changesmanagement 2
  • Jan Jarman Jørgensen appointed board member
  • Inge Lillian Andersen stepped down as board member
20041 changeaddress 1
  • Moved to Tuborg Boulevard 12, 2900 Hellerup
20002 changesaddress 2
  • Moved to Bolundsvej 11, Ll Valby, 4000 Roskilde
  • Moved to Gersonsvej 6, 2900 Hellerup
19973 changescapital 1 · management 2
  • Share capital changed from 220,000 DKK to 500,000 DKK
  • Inge Lillian Andersen appointed board member
  • Søren Christian Vedel appointed board member
19951 changecapital 1
  • Share capital changed from 80,000 DKK to 220,000 DKK
19941 changename 1
  • Name changed from AB BILER - ALM. BILER ApS to TERNE FINANS A/S
19922 changesname 1 · management 1
  • Name changed from PBH NR. 21.165 ApS to AB BILER - ALM. BILER ApS
  • Inge Lillian Andersen stepped down as director
19912 changesmanagement 1 · ownership 1
  • Preben Bang Henriksen stepped down as director
  • TERNE INVEST ApS registered as owner (50%)
19905 changesfounded 1 · management 3 · ownership 1
  • Registered as PBH NR. 21.165 ApS
  • Preben Bang Henriksen appointed director
  • Benny Hemming Andersen appointed board member
  • Inge Lillian Andersen appointed director
  • TERNE INVEST I ApS registered as owner (50%)

Related companies

Same industry in Roskilde

See all →

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

View in CVRReport a correction