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S.b. Aktuar-rådgivning A/S

Public limited companyCVR 20569786København KActive

S.b. Aktuar-rådgivning A/S is a public limited company, based in København K, active in other activities auxiliary to insurance and pension funding, founded in 1997. Net profit fell 6% from 2024 to 2025, ending at DKK 727k. 8 people are registered in the company's management and ownership.

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Key figures · financial year 2025

Gross profitDKK 5.4m−25.4% vs. 2024
Net profitDKK 727k−6.2% vs. 2024
EquityDKK 1.3m−1.8% vs. 2024
Employees3latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit fell 25% (2024 → 2025), to DKK 5.4m.
  • Net profit fell 6% (2024 → 2025), to DKK 727k.
  • Equity fell 2% (2024 → 2025), to DKK 1.3m.

Employees

  • 1 fewer employees than a year earlier: 3 (08/2026) against 4 (08/2025).

Management and owners, last 24 months

  • New in management: Aya Lone Hecht (board member, 01/01/2025).
  • Stepped down: Sverre Eske Lorenzen (board member, 01/01/2025).
  • New owners registered: Aya Lone Hecht (01/01/2025), Steen Ragn (01/01/2025) and Carsten Niemann (01/01/2025).
  • No longer registered as owner: Steen Ragn (31/12/2024), Sverre Eske Lorenzen (01/01/2025) and Carsten Niemann (31/12/2024) (+1).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Other activities auxiliary to insurance and pension funding (662900)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

DKK 0DKK 200kDKK 400kDKK 600kDKK 800kDKK 1mDKK 1.2m202020212022202320242025
EquityNet profit
Financial figures for S.b. Aktuar-rådgivning A/S
202020212022202320242025Change
Revenue9,0179,2238,9938,582not statednot stated–
Gross profit7,8568,2607,6187,5757,3025,447−25.4%
Operating profit (EBIT)965972969961995929−6.6%
Profit before tax957962961961995932−6.4%
Net profit746750749750775727−6.2%
Total assets4,2153,6994,1923,6811,8272,161+18.3%
Equity1,2551,2561,2551,2551,2801,257−1.8%
Liabilities2,9602,4432,9372,427547904+65.2%
Cash and cash equivalents1,5291,2781,6491,131206469+127.7%
Average number of employees555443−25%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

DKK 0DKK 2mDKK 4mDKK 6mDKK 8mDKK 10m202020212022202320242025
Gross profitMedian, the industry (41 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Profit for five years in a row

    Net result has been positive in 2021–2025.

    How is this calculated?

    Net result is positive in the five latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for S.b. Aktuar-rådgivning A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202513/03/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202414/03/2025The companyPDFXBRL
202301/01/2023 – 31/12/202301/03/2024The companyPDFXBRL
202201/01/2022 – 31/12/202224/02/2023The companyPDFXBRL
202101/01/2021 – 31/12/202127/02/2022The companyPDFXBRL
202001/01/2020 – 31/12/202005/03/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
01234509/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/2608/26
Employees

Position in the industry

41 companies in the database

Comparison with the other companies in other activities auxiliary to insurance and pension funding based on the latest financial year.

Gross profitDKK 5.4mNo. 20 of 37
Better than 47% of the companies in the industry
EquityDKK 1.3mNo. 24 of 41
Better than 43% of the companies in the industry
Number of employees3No. 26 of 41
Better than 38% of the companies in the industry

Industry median: gross profit DKK 7.1m, net profit DKK 888k, equity DKK 2.1m, 8 employees.

DKK 100kDKK 925kDKK 8.5mDKK 79mDKK 348.1mHere
Distribution of gross profit for 34 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 12,090of 69,742
Better than 83%
No. 30,598of 69,964
Better than 56%
Same industry and fewer than 20 employees31 companies in the comparison
No. 13of 30
Better than 59%
No. 16of 31
Better than 50%
Companies that are between 15 and 29 years old24,910 companies in the comparison
No. 9,247of 24,791
Better than 63%
No. 17,025of 24,909
Better than 32%
All companies of type A/S18,025 companies in the comparison
No. 11,605of 17,786
Better than 35%
No. 15,560of 18,024
Better than 14%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other activities auxiliary to insurance and pension funding
Gross profit
  1. S.b. Aktuar-rådgivning A/SDKK 5.4m
  2. Sos International A/SDKK 730.5m
  3. Falck Global Assistance A/SDKK 137.7m
Net profit
  1. S.b. Aktuar-rådgivning A/SDKK 727k
  2. Sos International A/SDKK 71.9m
  3. Falck Global Assistance A/SDKK 14.2m
Equity
  1. S.b. Aktuar-rådgivning A/SDKK 1.3m
  2. Sos International A/SDKK 386.5m
  3. Falck Global Assistance A/SDKK 41.4m
Employees
  1. S.b. Aktuar-rådgivning A/S3
  2. Sos International A/S452
  3. Falck Global Assistance A/S193

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Aya Lone Hecht20%
  • Steen Ragn33.33%
  • Carsten Niemann33.33%
S.b. Aktuar-rådgivning A/S

Management

4 active registrations

Executive management

Executive management at S.b. Aktuar-rådgivning A/S
NameRoleAppointed
Steen RagnDirector07/07/2008

Board of directors

Board of directors at S.b. Aktuar-rådgivning A/S
NameRoleAppointed
Steen RagnBoard member12/12/1997
Carsten NiemannBoard member31/05/2012
Aya Lone HechtBoard member01/01/2025
Founders
Ole Herman Block, Peter Westh Nielsen, Steen Ragn, Erik Scheel Larsen, Steffen Schapira
Former management (9)
Former management at S.b. Aktuar-rådgivning A/S
NameRoleAppointedResigned
Ole Herman BlockBoard member12/12/199731/05/2012
Ole Herman BlockDirector12/12/199701/07/2008
Ebbe Vagn ChristensenBoard member12/12/199714/06/2005
Peter Westh NielsenBoard member12/12/199714/06/2005
Erik Scheel LarsenBoard member12/12/199710/03/2000
Steffen SchapiraBoard member12/12/199730/05/2001
Carsten Stephan Anker NielsenBoard member30/05/200124/02/2023
Mette Magdalene HavningBoard member14/06/200531/05/2008
Sverre Eske LorenzenBoard member01/09/202001/01/2025

Signing rule: Selskabet tegnes af to medlemmer af bestyrelsen eller af direktionen.

Address and production units

1 active production units

Gammel Mønt 12
1117 København K

København Municipality · Postcode 1117

Production units
Production unitAddressEmployeesP number
S.B AKTUAR-RÅDGIVNING A/SGammel Mønt 12, 5, 1117 København K31004384999

Purpose

Selskabets formål er at drive rådgivnings-, konsulent- og aktuarvirksomhed indenfor økonomi, statistik, livs-, pensions- og skadesforsikring.

The purpose is quoted from the register in Danish.

Changes year by year

60 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20258 changesaccounts 1 · industry 1 · management 2 · ownership 4
  • Annual report for 2024 published
  • Industry changed to Other activities auxiliary to insurance and pension funding (662900)
  • Aya Lone Hecht appointed board member
  • Sverre Eske Lorenzen stepped down as board member
  • Aya Lone Hecht registered as owner (20%)
  • Carsten Niemann registered as owner (33.33%)
  • Steen Ragn registered as owner (33.33%)
  • Sverre Eske Lorenzen is no longer registered as owner
20244 changesownership 3 · accounts 1
  • Aya Lone Hecht is no longer registered as owner
  • Carsten Niemann is no longer registered as owner
  • Steen Ragn is no longer registered as owner
  • Annual report for 2023 published
20234 changesownership 2 · management 1 · accounts 1
  • Aya Lone Hecht registered as owner (10%)
  • Aya Lone Hecht is no longer registered as owner
  • Carsten Stephan Anker Nielsen stepped down as board member
  • Annual report for 2022 published
20221 changeaccounts 1
  • Annual report for 2021 published
20211 changeaccounts 1
  • Annual report for 2020 published
20206 changesmanagement 1 · ownership 5
  • Sverre Eske Lorenzen appointed board member
  • Carsten Niemann registered as owner (25%)
  • Steen Ragn registered as owner (25%)
  • Sverre Eske Lorenzen registered as owner (25%)
  • Carsten Niemann is no longer registered as owner
  • Steen Ragn is no longer registered as owner
20195 changesownership 5
  • Carsten Niemann registered as owner (33.33%)
  • Aya Lone Hecht registered as owner (5%)
  • Steen Ragn registered as owner (33.33%)
  • Carsten Niemann is no longer registered as owner
  • Steen Ragn is no longer registered as owner
20185 changesownership 5
  • Carsten Niemann registered as owner (33.33%)
  • Steen Ragn registered as owner (33.33%)
  • CARSTEN ANKER NIELSEN CONSULT ApS is no longer registered as owner
  • Carsten Niemann is no longer registered as owner
  • Steen Ragn is no longer registered as owner
20123 changesmanagement 2 · ownership 1
  • Carsten Niemann appointed board member
  • Ole Herman Block stepped down as board member
  • Carsten Niemann registered as owner (25%)
20084 changesmanagement 3 · industry 1
  • Steen Ragn appointed director
  • Ole Herman Block stepped down as director
  • Mette Magdalene Havning stepped down as board member
  • Industry changed to Other activities auxiliary to insurance and pension funding (662900)
20073 changesownership 2 · address 1
  • Steen Ragn registered as owner (33.33%)
  • CARSTEN ANKER NIELSEN CONSULT ApS registered as owner (33.33%)
  • Moved to Gammel Mønt 12, 5, 1117 København K
20053 changesmanagement 3
  • Mette Magdalene Havning appointed board member
  • Peter Westh Nielsen stepped down as board member
  • Ebbe Vagn Christensen stepped down as board member
20012 changesmanagement 2
  • Carsten Stephan Anker Nielsen appointed board member
  • Steffen Schapira stepped down as board member
20001 changemanagement 1
  • Erik Scheel Larsen stepped down as board member
19981 changename 1
  • Name changed from AKTUARKONTORET A/S to S.B. AKTUAR-RÅDGIVNING A/S
19978 changesfounded 1 · management 7
  • Registered as AKTUARKONTORET A/S
  • Ole Herman Block appointed board member
  • Steffen Schapira appointed board member
  • Erik Scheel Larsen appointed board member
  • Steen Ragn appointed board member
  • Peter Westh Nielsen appointed board member
  • Ebbe Vagn Christensen appointed board member
  • Ole Herman Block appointed director

Related companies

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.

View in CVRReport a correction