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Kredinor A/S

Public limited companyCVR 38495232BallerupActive

Kredinor A/S is a public limited company, based in Ballerup, active in activities of collection agencies and credit bureaus, founded in 2017. The company went from a profit in 2024 to a loss of DKK 430k in 2025. Equity fell to DKK 378k in 2025. 8 other companies in the database are registered at the same address.

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Key figures · financial year 2025

Gross profitDKK 2.8m+11% vs. 2024
Net profit−DKK 430k−175.8% vs. 2024
EquityDKK 378k−53.2% vs. 2024
Employees10latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit rose 11% (2024 → 2025), to DKK 2.8m.
  • Net profit went from a profit of DKK 567k to a loss of DKK 430k (2024 → 2025).
  • Equity fell 53% (2024 → 2025), to DKK 378k.

Employees

  • 5 more employees than a year earlier: 10 (07/2026) against 5 (07/2025).

Management and owners, last 24 months

  • New in management: John Karl-Albert Abbe Fransson (board member, 12/12/2024) and Anna Malin Petre Gustavi (board member, 12/12/2024).
  • Stepped down: Stefan Pedersen Langva (board member, 12/12/2024).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Activities of collection agencies and credit bureaus (829100)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 600k−DKK 400k−DKK 200kDKK 0DKK 200kDKK 400kDKK 600kDKK 800k202020212022202320242025
EquityNet profit
Financial figures for Kredinor A/S
202020212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit−153886756362,5332,812+11%
Operating profit (EBIT)–337−26−474617−377−161.2%
Profit before tax−15331−34−476586−430−173.3%
Net profit−12258−34−476567−430−175.8%
Total assets2246991,3161,2482,9023,013+3.8%
Equity47305716241808378−53.2%
Liabilities1773946001,0072,0942,634+25.8%
Cash and cash equivalents1656959518141,7051,436−15.8%
Average number of employees012237+133.3%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 1mDKK 0DKK 1mDKK 2mDKK 3mDKK 4mDKK 5mDKK 6mDKK 7mDKK 8m202020212022202320242025
Gross profitMedian, the industry (36 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Equity fell sharply

    Equity fell 53% from 2024 to 2025 (DKK 808k to DKK 378k).

    How is this calculated?

    Equity has fallen by at least 30% from the previous annual report, and it was positive the year before.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Kredinor A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202512/05/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202429/04/2025The companyPDFXBRL
202301/01/2023 – 31/12/202307/06/2024The companyPDFXBRL
202201/01/2022 – 31/12/202223/06/2023The companyPDFXBRL
202101/01/2021 – 31/12/202120/06/2022The companyPDFXBRL
202001/01/2020 – 31/12/202030/06/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
024681008/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

36 companies in the database

Comparison with the other companies in activities of collection agencies and credit bureaus based on the latest financial year.

Gross profitDKK 2.8mNo. 24 of 36
Better than 34% of the companies in the industry
EquityDKK 378kNo. 27 of 36
Better than 26% of the companies in the industry
Number of employees10No. 21 of 36
Better than 43% of the companies in the industry

Industry median: gross profit DKK 7.9m, net profit DKK 599k, equity DKK 4.3m, 10 employees.

DKK 100kDKK 649kDKK 4.2mDKK 27.3mDKK 95.1mHere
Distribution of gross profit for 33 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 23,966of 69,742
Better than 66%
No. 45,084of 69,964
Better than 36%
Same industry and fewer than 20 employees25 companies in the comparison
No. 13of 25
Better than 50%
No. 16of 25
Better than 38%
Companies that are between 5 and 14 years old33,688 companies in the comparison
No. 13,701of 33,588
Better than 59%
No. 21,365of 33,687
Better than 37%
All companies of type A/S18,025 companies in the comparison
No. 13,840of 17,786
Better than 22%
No. 16,836of 18,024
Better than 7%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Activities of collection agencies and credit bureaus
Gross profit
  1. Kredinor A/SDKK 2.8m
  2. Lowell Danmark A/SDKK 177.4m
  3. Collectia A/SDKK 149m
Net profit
  1. Kredinor A/S−DKK 430k
  2. Lowell Danmark A/SDKK 42.6m
  3. Collectia A/SDKK 46m
Equity
  1. Kredinor A/SDKK 378k
  2. Lowell Danmark A/SDKK 271.9m
  3. Collectia A/SDKK 322m
Employees
  1. Kredinor A/S10
  2. Lowell Danmark A/S132
  3. Collectia A/S172

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Kredinor As100%
Kredinor A/S

Management

5 active registrations

Executive management

Executive management at Kredinor A/S
NameRoleAppointed
Karin WeisteDirector26/01/2022

Board of directors

Board of directors at Kredinor A/S
NameRoleAppointed
Mats Göran GöranssonBoard member15/08/2024
Rolf Eek-JohansenChair of the board15/08/2024
John Karl-Albert Abbe FranssonBoard member12/12/2024
Anna Malin Petre GustaviBoard member12/12/2024
Founders
Digital Beyond ApS
Former management (12)
Former management at Kredinor A/S
NameRoleAppointedResigned
Torben ZimmermannCEO16/03/201728/02/2018
Tirana Koser AkramDirector28/02/201831/10/2019
Michael John BrandtDirector01/11/201926/01/2022
Michael John BrandtChair of the board26/01/202218/08/2023
Karin WeisteBoard member26/01/202218/08/2023
Torben PedersenBoard member26/01/202218/08/2023
Charlotte SurénChair of the board18/08/202329/11/2023
Jakob Bølgen BronebakkBoard member18/08/202330/11/2023
Lars Henrik JohansonBoard member18/08/202315/08/2024
Charlotte SurénBoard member30/11/202325/01/2024
Lisa Stéphanie Legallais-HansenChair of the board30/11/202315/08/2024
Stefan Pedersen LangvaBoard member25/01/202412/12/2024

Signing rule: Virksomheden tegnes af en direktør alene, bestyrelsesformanden alene eller to bestyrelsesmedlemmer i forening.

Address and production units

1 active production units

Lautruphøj 5
2750 Ballerup

Ballerup Municipality · Postcode 2750

Other companies at the address (8)

Production units
Production unitAddressEmployeesP number
Kredinor A/SLautruphøj 5, 2750 Ballerup101022279447

Purpose

Selskabets formål er at drive inkassovirksomhed og anden hermed beslægtet virksomhed efter ledelsens skøn.

The purpose is quoted from the register in Danish.

Changes year by year

51 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20252 changesaccounts 1 · industry 1
  • Annual report for 2024 published
  • Industry changed to Activities of collection agencies and credit bureaus (829100)
202410 changesmanagement 9 · accounts 1
  • John Karl-Albert Abbe Fransson appointed board member
  • Anna Malin Petre Gustavi appointed board member
  • Stefan Pedersen Langva stepped down as board member
  • Rolf Eek-Johansen appointed chair of the board
  • Mats Göran Göransson appointed board member
  • Lisa Stéphanie Legallais-Hansen stepped down as chair of the board
  • Lars Henrik Johanson stepped down as board member
  • Annual report for 2023 published
  • Stefan Pedersen Langva appointed board member
  • Charlotte Surén stepped down as board member
202316 changesmanagement 10 · name 1 · ownership 4 · accounts 1
  • Lisa Stéphanie Legallais-Hansen appointed chair of the board
  • Charlotte Surén appointed board member
  • Jakob Bølgen Bronebakk stepped down as board member
  • Charlotte Surén stepped down as chair of the board
  • Name changed from Intellecto A/S to Kredinor A/S
  • Lars Henrik Johanson appointed board member
  • Charlotte Surén appointed chair of the board
  • Jakob Bølgen Bronebakk appointed board member
  • Karin Weiste stepped down as board member
  • Torben Pedersen stepped down as board member
  • Michael John Brandt stepped down as chair of the board
  • KREDINOR AS registered as owner (100%)
  • MUSLING HOLDING ApS is no longer registered as owner
  • Digital Beyond ApS is no longer registered as owner
  • KNW Holding ApS is no longer registered as owner
  • Annual report for 2022 published
202213 changesaddress 1 · accounts 1 · name 1 · capital 1 · management 5 · ownership 4
  • Moved to Lautruphøj 5, 2750 Ballerup
  • Annual report for 2021 published
  • Name changed from Columbus Financial Services ApS to Intellecto A/S
  • Share capital changed from 50,000 DKK to 500,001 DKK
  • Karin Weiste appointed board member
  • Torben Pedersen appointed board member
  • Karin Weiste appointed director
  • Michael John Brandt appointed chair of the board
  • Michael John Brandt stepped down as director
  • MUSLING HOLDING ApS registered as owner (33.33%)
  • Digital Beyond ApS registered as owner (33.33%)
  • KNW Holding ApS registered as owner (33.33%)
  • Digital Beyond ApS is no longer registered as owner
20211 changeaccounts 1
  • Annual report for 2020 published
20192 changesmanagement 2
  • Michael John Brandt appointed director
  • Tirana Koser Akram stepped down as director
20183 changesaddress 1 · management 2
  • Moved to Strandvejen 58, 1, 2900 Hellerup
  • Tirana Koser Akram appointed director
  • Torben Zimmermann stepped down as ceo
20173 changesfounded 1 · management 1 · ownership 1
  • Registered as Columbus Financial Services ApS
  • Torben Zimmermann appointed ceo
  • Digital Beyond ApS registered as owner (100%)

Related companies

Same people in management

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See all →

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.

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