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J.c. Finans A/S

Public limited companyCVR 66491617HorsensActive

J.c. Finans A/S is a public limited company, based in Horsens, active in other financial service activities n.e.c., founded in 1980. The company went from a profit in 2024 to a loss of DKK 399k in 2025. Gross profit is higher than that of 88% of the companies in the industry in the database.

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Key figures · financial year 2025

RevenueDKK 3.9m−4.8% vs. 2024
Net profit−DKK 399k−127% vs. 2024
EquityDKK 33.5m−0.8% vs. 2024
Employees2latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit fell 18% (2024 → 2025), to DKK 2.9m.
  • Revenue fell 5% (2024 → 2025), to DKK 3.9m.
  • Net profit went from a profit of DKK 1.5m to a loss of DKK 399k (2024 → 2025).

Employees

  • 1 fewer employees than a year earlier: 2 (07/2026) against 3 (07/2025).

Management and owners, last 24 months

  • New in management: Poul Balling Sørensen (chair of the board, 19/11/2024).
  • Stepped down: Karen Margrethe Johansen (chair of the board, 19/11/2024).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Other financial service activities n.e.c. (649990)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 10mDKK 0DKK 10mDKK 20mDKK 30mDKK 40m202020212022202320242025
EquityNet profit
Financial figures for J.c. Finans A/S
202020212022202320242025Change
Revenue3,9603,7563,7764,0004,0813,884−4.8%
Gross profit3,2203,1222,8853,4273,5092,889−17.7%
Operating profit (EBIT)2,3691,9971,6122,4312,6031,053−59.5%
Profit before tax2,3892,2491,9482,5201,843173−90.6%
Net profit1,8621,6151,4671,9761,477−399−127%
Total assets91,03086,51981,72080,51070,25368,393−2.6%
Equity37,47139,08640,55342,52933,76633,486−0.8%
Liabilities47,01440,49033,95730,47928,71126,587−7.4%
Cash and cash equivalents0007011330−100%
Average number of employees2222220%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 500kDKK 0DKK 500kDKK 1mDKK 1.5mDKK 2mDKK 2.5mDKK 3mDKK 3.5m202020212022202320242025
Gross profitMedian, the industry (739 companies)

Annual reports

6 financial years
Annual reports for J.c. Finans A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202517/04/2026The companyPDF not statedXBRL
202401/10/2023 – 30/09/202408/06/2025The companyPDFXBRL
202301/10/2022 – 30/09/202305/12/2023The companyPDFXBRL
202201/10/2021 – 30/09/202222/11/2022The companyPDFXBRL
202101/10/2020 – 30/09/202118/11/2021The companyPDFXBRL
202001/10/2019 – 30/09/202019/11/2020The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
011223308/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

739 companies in the database

Comparison with the other companies in other financial service activities n.e.c. based on the latest financial year.

Gross profitDKK 2.9mNo. 90 of 713
Better than 88% of the companies in the industry
EquityDKK 33.5mNo. 222 of 739
Better than 70% of the companies in the industry
Number of employees2No. 141 of 739
Better than 81% of the companies in the industry

Industry median: gross profit −DKK 23,925, net profit DKK 174k, equity DKK 10.2m, 1 employees.

DKK 100kDKK 2.8mDKK 77.4mDKK 2.2bnDKK 19.8bnHere
Distribution of gross profit for 270 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 23,393of 69,742
Better than 66%
No. 4,123of 69,964
Better than 94%
Same industry and fewer than 20 employees699 companies in the comparison
No. 77of 676
Better than 89%
No. 215of 699
Better than 69%
Companies that are at least 30 years old10,276 companies in the comparison
No. 6,710of 10,152
Better than 34%
No. 2,584of 10,275
Better than 75%
All companies of type A/S18,025 companies in the comparison
No. 13,757of 17,786
Better than 23%
No. 4,614of 18,024
Better than 74%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other financial service activities n.e.c.
Gross profit
  1. J.c. Finans A/SDKK 2.9m
  2. Kirkbi A/SDKK 60bn
  3. William Demant Invest A/SDKK 22bn
Net profit
  1. J.c. Finans A/S−DKK 399k
  2. Kirkbi A/SDKK 16.9bn
  3. William Demant Invest A/SDKK 1.1bn
Equity
  1. J.c. Finans A/SDKK 33.5m
  2. Kirkbi A/SDKK 151.9bn
  3. William Demant Invest A/SDKK 31.6bn
Employees
  1. J.c. Finans A/S2
  2. Kirkbi A/S176
  3. William Demant Invest A/S14

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Jorl Holding ApS100%
J.c. Finans A/S

Management

4 active registrations

Executive management

Executive management at J.c. Finans A/S
NameRoleAppointed
Jan Carsten LøvbjergDirector31/03/2023

Board of directors

Board of directors at J.c. Finans A/S
NameRoleAppointed
Oliver LøvbjergBoard member18/11/2021
Jan Carsten LøvbjergBoard member31/03/2023
Poul Balling SørensenChair of the board19/11/2024
Former management (30)
Former management at J.c. Finans A/S
NameRoleAppointedResigned
Ole Willy Mandrup RasmussenBoard member10/12/198031/08/1999
Poul Jesper AndreasenBoard member10/12/198002/03/1993
Carsten LøvbjergChair of the board10/12/198021/09/1992
Carsten LøvbjergDirector10/12/198001/10/1988
Palle JensenChair of the board10/12/198007/01/2000
Morten BallingBoard member10/12/198002/03/1993
Carsten ClausenBoard member20/11/199731/08/1999
Kent KraghBoard member07/01/200021/08/2002
Kent KraghDirector07/01/200021/08/2002
Jan Carsten LøvbjergBoard member21/08/200201/10/2005
Evan HerrigChair of the board01/09/200202/08/2006
Erik Berg AndersenBoard member01/09/200227/08/2008
Jan Carsten LøvbjergDirector01/09/200218/11/2021
Erik LøvbjergBoard member13/10/200419/03/2014
Allan Ammentorp SørensenBoard member01/10/200523/02/2006
Erik Warthoe HansenBoard member01/10/200514/12/2012
Jens GlavindChair of the board02/08/200606/08/2018
Bent Lygum PoderBoard member02/08/200623/01/2007
Kim LütznerBoard member20/09/200723/08/2010
Jann DueBoard member27/08/200917/10/2018
Johnny MidtgaardBoard member27/06/201310/01/2018
Regitze LøvbjergBoard member25/03/201418/11/2021
Karen Margrethe JohansenBoard member04/05/201505/08/2018
Jan Carsten LøvbjergBoard member10/01/201817/11/2021
Karen Margrethe JohansenChair of the board06/08/201817/11/2021
Lars LanghoffBoard member14/11/201918/11/2021
Jan Carsten LøvbjergChair of the board18/11/202130/03/2023
Berit Tofte SchouDirector18/11/202131/03/2023
Karen Margrethe JohansenBoard member18/11/202130/03/2023
Karen Margrethe JohansenChair of the board31/03/202319/11/2024

Signing rule: Selskabet tegnes af direktøren i forening med bestyrelsesformanden eller af den samlede bestyrelse

Address and production units

1 active production units

Høegh Guldbergs Gade 3C
8700 Horsens

Horsens Municipality · Postcode 8700

Production units
Production unitAddressEmployeesP number
J C FINANS A/SHøegh Guldbergs Gade 3C, 8700 Horsens21002232252

Purpose

Selskabets formål er at drive virksomhed med køb, salg, handel, industri og leasing, at indgå forretninger på de finansielle markeder samt finansiering og i forbindelse hermed stående virksomhed

The purpose is quoted from the register in Danish.

Changes year by year

81 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20252 changesaccounts 1 · industry 1
  • Annual report for 2024 published
  • Industry changed to Other financial service activities n.e.c. (649990)
20242 changesmanagement 2
  • Poul Balling Sørensen appointed chair of the board
  • Karen Margrethe Johansen stepped down as chair of the board
20237 changesaccounts 1 · management 6
  • Annual report for 2023 published
  • Karen Margrethe Johansen appointed chair of the board
  • Jan Carsten Løvbjerg appointed director
  • Jan Carsten Løvbjerg appointed board member
  • Berit Tofte Schou stepped down as director
  • Jan Carsten Løvbjerg stepped down as chair of the board
  • Karen Margrethe Johansen stepped down as board member
20222 changesaccounts 1 · address 1
  • Annual report for 2022 published
  • Moved to Høegh Guldbergs Gade 3C, 8700 Horsens
202110 changesmanagement 9 · accounts 1
  • Jan Carsten Løvbjerg appointed chair of the board
  • Oliver Løvbjerg appointed board member
  • Karen Margrethe Johansen appointed board member
  • Berit Tofte Schou appointed director
  • Lars Langhoff stepped down as board member
  • Regitze Løvbjerg stepped down as board member
  • Jan Carsten Løvbjerg stepped down as director
  • Annual report for 2021 published
  • Karen Margrethe Johansen stepped down as chair of the board
  • Jan Carsten Løvbjerg stepped down as board member
20201 changeaccounts 1
  • Annual report for 2020 published
20191 changemanagement 1
  • Lars Langhoff appointed board member
20187 changesmanagement 6 · address 1
  • Jann Due stepped down as board member
  • Karen Margrethe Johansen appointed chair of the board
  • Jens Glavind stepped down as chair of the board
  • Karen Margrethe Johansen stepped down as board member
  • Moved to Høegh Guldbergs Gade 3C, 8700 Horsens
  • Jan Carsten Løvbjerg appointed board member
  • Johnny Midtgaard stepped down as board member
20151 changemanagement 1
  • Karen Margrethe Johansen appointed board member
20142 changesmanagement 2
  • Regitze Løvbjerg appointed board member
  • Erik Løvbjerg stepped down as board member
20131 changemanagement 1
  • Johnny Midtgaard appointed board member
20121 changemanagement 1
  • Erik Warthoe Hansen stepped down as board member
20111 changeownership 1
  • JORL HOLDING ApS registered as owner (100%)
20101 changemanagement 1
  • Kim Lützner stepped down as board member
20092 changesmanagement 1 · merger 1
  • Jann Due appointed board member
  • Merger registered in CVR
20083 changesmanagement 1 · address 1 · industry 1
  • Erik Berg Andersen stepped down as board member
  • Moved to Rådhustorvet 11, 2. b, 8700 Horsens
  • Industry changed to Anden finansiel formidling undtagen forsikring og pensionsforsikring, i.a.n. (649900)
20072 changesmanagement 2
  • Kim Lützner appointed board member
  • Bent Lygum Poder stepped down as board member
20064 changesmanagement 4
  • Bent Lygum Poder appointed board member
  • Jens Glavind appointed chair of the board
  • Evan Herrig stepped down as chair of the board
  • Allan Ammentorp Sørensen stepped down as board member
20054 changesmanagement 3 · address 1
  • Allan Ammentorp Sørensen appointed board member
  • Erik Warthoe Hansen appointed board member
  • Jan Carsten Løvbjerg stepped down as board member
  • Moved to Vejlevej 27, 8700 Horsens
20041 changemanagement 1
  • Erik Løvbjerg appointed board member
20026 changesmanagement 6
  • Jan Carsten Løvbjerg appointed director
  • Erik Berg Andersen appointed board member
  • Evan Herrig appointed chair of the board
  • Jan Carsten Løvbjerg appointed board member
  • Kent Kragh stepped down as board member
  • Kent Kragh stepped down as director
20004 changesaddress 1 · management 3
  • Moved to Strandkærvej 5, 8700 Horsens
  • Kent Kragh appointed board member
  • Kent Kragh appointed director
  • Palle Jensen stepped down as chair of the board
19992 changesmanagement 2
  • Carsten Clausen stepped down as board member
  • Ole Willy Mandrup Rasmussen stepped down as board member
19971 changemanagement 1
  • Carsten Clausen appointed board member
19951 changecapital 1
  • Share capital changed from 80,000 DKK to 500,000 DKK
19932 changesmanagement 2
  • Poul Jesper Andreasen stepped down as board member
  • Morten Balling stepped down as board member
19921 changemanagement 1
  • Carsten Løvbjerg stepped down as chair of the board
19881 changemanagement 1
  • Carsten Løvbjerg stepped down as director
19807 changesfounded 1 · management 6
  • Registered as J.C. FINANS A/S
  • Poul Jesper Andreasen appointed board member
  • Morten Balling appointed board member
  • Palle Jensen appointed chair of the board
  • Carsten Løvbjerg appointed director
  • Carsten Løvbjerg appointed chair of the board
  • Ole Willy Mandrup Rasmussen appointed board member

Related companies

Same industry in Horsens

See all →

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

View in CVRReport a correction