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GF Money ApS

Private limited companyCVR 38003399ValbyActive

GF Money ApS is a private limited company, based in Valby, active in activities of other credit companies, founded in 2016. Equity was negative at the end of 2025 (−DKK 22m). The company made a loss in both 2024 and 2025, most recently DKK 4m.

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Key figures · financial year 2025

Gross profitDKK 5.7m+60.4% vs. 2024
Net profit−DKK 4m+3.3% vs. 2024
Equity−DKK 22m−22.5% vs. 2024
Employees2latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit rose 60% (2024 → 2025), to DKK 5.7m.
  • The loss got smaller: from DKK 4.2m to DKK 4m (2024 → 2025).

Employees

  • 1 fewer employees than a year earlier: 2 (07/2026) against 3 (07/2025).

Registrations, last 24 months

  • 15/04/2026: Name changed from GF Money Consumer Finance Denmark ApS to GF Money ApS
  • 07/02/2025: Moved to Carl Jacobsens Vej 16C, 4, 2500 Valby
  • 01/01/2025: Industry changed to Activities of other credit companies (649230)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 25m−DKK 20m−DKK 15m−DKK 10m−DKK 5mDKK 0DKK 5m202020212022202320242025
EquityNet profit
Financial figures for GF Money ApS
202020212022202320242025Change
Revenue22,48515,302not statednot statednot statednot stated–
Gross profit8,085−3,7207,3411,6813,5485,690+60.4%
Operating profit (EBIT)6,437−4,7076,3416742,3544,317+83.4%
Profit before tax−694−10,7061,321−3,991−4,174−4,036+3.3%
Net profit−694−10,7063,004−3,991−4,174−4,036+3.3%
Total assets61,37940,69332,37942,34965,95675,642+14.7%
Equity−2,067−12,773−9,768−13,760−17,934−21,970−22.5%
Liabilities63,44553,46542,14756,10883,89097,612+16.4%
Cash and cash equivalents5,057818–––––
Average number of employees––2330−100%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 5mDKK 0DKK 5mDKK 10mDKK 15m202020212022202320242025
Gross profitMedian, the industry (24 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Negative equity

    Equity was −DKK 22m at the end of 2025.

    How is this calculated?

    Equity in the latest annual report is below zero.

  • Loss for 3 years in a row

    Net result has been negative in 2023–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for GF Money ApS
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202517/03/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202411/06/2025The companyPDFXBRL
202301/01/2023 – 31/12/202327/05/2024The companyPDFXBRL
202201/01/2022 – 31/12/202212/06/2023The companyPDFXBRL
202101/01/2021 – 31/12/202128/06/2022The companyPDFXBRL
202001/01/2020 – 31/12/202005/07/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
011223308/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

24 companies in the database

Comparison with the other companies in activities of other credit companies based on the latest financial year.

Gross profitDKK 5.7mNo. 15 of 24
Better than 39% of the companies in the industry
Equity−DKK 22mNo. 24 of 24
Better than 0% of the companies in the industry
Number of employees2No. 24 of 24
Better than 0% of the companies in the industry

Industry median: gross profit DKK 16.9m, net profit DKK 1.5m, equity DKK 12.2m, 9 employees.

DKK 433kDKK 3.4mDKK 26.6mDKK 208mDKK 820mHere
Distribution of gross profit for 22 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 11,446of 69,742
Better than 84%
No. 69,798of 69,964
Better than 0%
Same industry and fewer than 20 employees15 companies in the comparison
No. 6of 15
Better than 64%
No. 15of 15
Better than 0%
Companies that are between 5 and 14 years old33,688 companies in the comparison
No. 7,707of 33,588
Better than 77%
No. 33,527of 33,687
Better than 0%
All companies of type ApS66,508 companies in the comparison
No. 12,033of 66,379
Better than 82%
No. 66,337of 66,505
Better than 0%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Activities of other credit companies
Gross profit
  1. GF Money ApSDKK 5.7m
  2. Volkswagen Semler Finans Danmark A/SDKK 1.6bn
  3. Mercedes-benz Finans Danmark A/SDKK 572m
Net profit
  1. GF Money ApS−DKK 4m
  2. Volkswagen Semler Finans Danmark A/SDKK 192.3m
  3. Mercedes-benz Finans Danmark A/SDKK 98m
Equity
  1. GF Money ApS−DKK 22m
  2. Volkswagen Semler Finans Danmark A/SDKK 1.6bn
  3. Mercedes-benz Finans Danmark A/SDKK 439.6m
Employees
  1. GF Money ApS2
  2. Volkswagen Semler Finans Danmark A/S129
  3. Mercedes-benz Finans Danmark A/S21

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • GF Money O.Y.100%
GF Money ApS

Management

3 active registrations

Executive management

Executive management at GF Money ApS
NameRoleAppointed
Mika Nestori PihlavaDirector01/09/2016
Karl David ÖhlundCEO17/09/2020
Anna Vadimovna WiedebaumDirector20/07/2021
Auditor
Kreston CM Statsautoriseret Revisions interessentskab
Founders
GF Money O.Y.
Former management (3)
Former management at GF Money ApS
NameRoleAppointedResigned
Hanne Leena VikströmDirector01/09/201601/07/2018
Tommy OlsenDirector01/06/201829/07/2020
Sami SimilaDirector01/06/201820/07/2021

Signing rule: Selskabet tegnes af en direktør alene eller af den samlede direktion.

Address and production units

1 active production units

Carl Jacobsens Vej 16C
2500 Valby

København Municipality · Postcode 2500

Other companies at the address (2)

Production units
Production unitAddressEmployeesP number
GF Money ApSCarl Jacobsens Vej 16C, 4, 2500 Valby21021743735

Purpose

Selskabets formål er at drive virksomhed med pengeudlån og andre finansielle aktiviteter samt al virksomhed, som efter ledelsens skøn er beslægtet hermed.

The purpose is quoted from the register in Danish.

Changes year by year

25 registered events
20262 changesname 1 · accounts 1
  • Name changed from GF Money Consumer Finance Denmark ApS to GF Money ApS
  • Annual report for 2025 published
20253 changesaccounts 1 · address 1 · industry 1
  • Annual report for 2024 published
  • Moved to Carl Jacobsens Vej 16C, 4, 2500 Valby
  • Industry changed to Activities of other credit companies (649230)
20242 changesaccounts 1 · address 1
  • Annual report for 2023 published
  • Moved to Carl Jacobsens Vej 16, 1. 6, 2500 Valby
20231 changeaccounts 1
  • Annual report for 2022 published
20221 changeaccounts 1
  • Annual report for 2021 published
20214 changesmanagement 2 · accounts 1 · address 1
  • Anna Vadimovna Wiedebaum appointed director
  • Sami Simila stepped down as director
  • Annual report for 2020 published
  • Moved to Carl Jacobsens Vej 16, 1. 6, 2500 Valby
20202 changesmanagement 2
  • Karl David Öhlund appointed ceo
  • Tommy Olsen stepped down as director
20184 changesmanagement 3 · name 1
  • Hanne Leena Vikström stepped down as director
  • Tommy Olsen appointed director
  • Sami Simila appointed director
  • Name changed from NordCredit ApS to GF Money Consumer Finance Denmark ApS
20171 changeaddress 1
  • Moved to Carl Jacobsens Vej 16, 1. 6, 2500 Valby
20165 changesaddress 1 · founded 1 · management 2 · ownership 1
  • Moved to Bredgade 30, 1260 København K
  • Registered as NordCredit ApS
  • Hanne Leena Vikström appointed director
  • Mika Nestori Pihlava appointed director
  • GF Money O.Y. registered as owner (100%)

Related companies

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

View in CVRReport a correction