Gældshuset ApS
Private limited companyCVR 37870560KøgeActive
Gældshuset ApS is a private limited company, based in Køge, active in other activities auxiliary to financial services, except insurance and pension funding, founded in 2016. Equity was negative at the end of 2025 (−DKK 284k). The company went from a profit in 2024 to a loss of DKK 233k in 2025.
Key figures · financial year 2025
What has changed
calculated from recorded figures and datesFinancials: 2025 against 2024
- Gross profit fell 41% (2024 → 2025), to DKK 616k.
- Net profit went from a profit of DKK 42,442 to a loss of DKK 233k (2024 → 2025).
Registrations, last 24 months
- 01/01/2025: Industry changed to Other activities auxiliary to financial services, except insurance and pension funding (661900)
Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.
Financial statements
Financial years 2020–2025 · amounts in DKK thousandEquity and net profit
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change | |
|---|---|---|---|---|---|---|---|
| Revenue | not stated | not stated | not stated | not stated | not stated | not stated | – |
| Gross profit | 1,166 | 1,062 | 1,011 | 899 | 1,039 | 616 | −40.7% |
| Operating profit (EBIT) | 285 | 83 | −93 | 51 | 69 | −285 | −510% |
| Profit before tax | 280 | 114 | −153 | 28 | 55 | −295 | −640.7% |
| Net profit | 203 | 80 | −153 | 19 | 42 | −233 | −648% |
| Total assets | 573 | 403 | 401 | 363 | 403 | 246 | −38.9% |
| Equity | 243 | 120 | −113 | −94 | −51 | −284 | −452.5% |
| Liabilities | 330 | 280 | 508 | 451 | 451 | 530 | +17.6% |
| Cash and cash equivalents | 390 | 285 | 125 | 137 | 219 | 59 | −73.2% |
| Average number of employees | 2 | 2 | 2 | 2 | 2 | 2 | 0% |
Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.
Download the figures as CSV · free with an account, amounts in whole DKK
Signals from the financial statements
calculated from the 2025 figuresNegative equity
Equity was −DKK 284k at the end of 2025.
How is this calculated?
Equity in the latest annual report is below zero.
The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.
Annual reports
6 financial years| Financial year | Period | Published | Figures for | Documents |
|---|---|---|---|---|
| 2025 | 01/01/2025 – 31/12/2025 | 25/06/2026 | The company | PDF not statedXBRL |
| 2024 | 01/01/2024 – 31/12/2024 | 23/06/2025 | The company | PDFXBRL |
| 2023 | 01/01/2023 – 31/12/2023 | 21/06/2024 | The company | PDFXBRL |
| 2022 | 01/01/2022 – 31/12/2022 | 17/07/2023 | The company | PDFXBRL |
| 2021 | 01/01/2021 – 31/12/2021 | 22/06/2022 | The company | PDFXBRL |
| 2020 | 01/01/2020 – 31/12/2020 | 05/07/2021 | The company | PDFXBRL |
The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.
Employees
monthly figures from CVRPosition in the industry
136 companies in the databaseComparison with the other companies in other activities auxiliary to financial services, except insurance and pension funding based on the latest financial year.
Industry median: gross profit DKK 3.2m, net profit DKK 326k, equity DKK 2.7m, 4 employees.
Compared with similar companies
size, age and company form| Group | Gross profit | Equity |
|---|---|---|
| Companies with fewer than 20 employees69,967 companies in the comparison | No. 52,096of 69,742 Better than 25% | No. 64,459of 69,964 Better than 8% |
| Same industry and fewer than 20 employees112 companies in the comparison | No. 77of 111 Better than 31% | No. 104of 112 Better than 7% |
| Companies that are between 5 and 14 years old33,688 companies in the comparison | No. 26,683of 33,588 Better than 21% | No. 30,420of 33,687 Better than 10% |
| All companies of type ApS66,508 companies in the comparison | No. 50,126of 66,379 Better than 24% | No. 60,863of 66,505 Better than 8% |
The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.
Compare with the industry
Other activities auxiliary to financial services, except insurance and pension funding- Gældshuset ApSDKK 616k
- BEC Financial Technologies a.m.b.a.DKK 2.1bn
- Mastercard Payment Services Denmark A/SDKK 609.7m
- Gældshuset ApS−DKK 233k
- BEC Financial Technologies a.m.b.a.DKK 39.7m
- Mastercard Payment Services Denmark A/SDKK 747m
- Gældshuset ApS−DKK 284k
- BEC Financial Technologies a.m.b.a.DKK 1.4bn
- Mastercard Payment Services Denmark A/SDKK 1.5bn
- Gældshuset ApS2
- BEC Financial Technologies a.m.b.a.851
- Mastercard Payment Services Denmark A/S276
Latest financial year per company. Choose up to three companies from the largest in the industry.
Owners and group
from the Public Ownership Register- Leo Holding 2019 ApS100%
Management
1 active registrationsExecutive management
| Name | Role | Appointed |
|---|---|---|
| Berthel Philippe Lehmann | Director | 01/07/2016 |
- Founders
- Berthel Philippe Lehmann
Signing rule: Selskabet tegnes af en direktør alene.
Address and production units
1 active production unitsSundvej 12E
4600 Køge
Køge Municipality · Postcode 4600
Other companies at the address (1)
- Demin ApSManufacture of other plastic products
| Production unit | Address | Employees | P number |
|---|---|---|---|
| Gældshuset ApS | Sundvej 12E, 4600 Køge | 2 | 1021591633 |
Purpose
Selskabets formål er at yde gældsrådgivning, hvor vi vælger private kunder med uoverskuelig gæld til at få lavet en aftale/akkordløsning/gældssanering til afvikling af gælden samt anden hermed forbundet aktivitet.
The purpose is quoted from the register in Danish.
Changes year by year
18 registered events20261 changeaccounts 1
- AccountsAnnual report for 2025 published
20252 changesaccounts 1 · industry 1
- AccountsAnnual report for 2024 published
- IndustryIndustry changed to Other activities auxiliary to financial services, except insurance and pension funding (661900)
20241 changeaccounts 1
- AccountsAnnual report for 2023 published
20232 changesaccounts 1 · address 1
- AccountsAnnual report for 2022 published
- AddressMoved to Sundvej 12E, 4600 Køge
20221 changeaccounts 1
- AccountsAnnual report for 2021 published
20211 changeaccounts 1
- AccountsAnnual report for 2020 published
20195 changesownership 2 · name 1 · capital 1 · address 1
- OwnershipLeo Holding 2019 ApS registered as owner (100%)
- OwnershipBerthel Philippe Lehmann is no longer registered as owner
- NameName changed from Gældshuset IVS to Gældshuset ApS
- CapitalShare capital changed from 1 DKK to 40,000 DKK
- AddressMoved to Høffdingsvej 34, 2500 Valby
20171 changename 1
- NameName changed from Budgethusets Gældsrådgivning IVS to Gældshuset IVS
20164 changesaddress 1 · founded 1 · management 1 · ownership 1
- AddressMoved to Høffdingsvej 34, 2500 Valby
- FoundedRegistered as Budgethusets Gældsrådgivning IVS
- ManagementBerthel Philippe Lehmann appointed director
- OwnershipBerthel Philippe Lehmann registered as owner (100%)
Related companies
Same people in management
- Leops ApSvia Berthel Philippe Lehmann
- Lundstrøm ApSvia Berthel Philippe Lehmann
Largest in the industry
- BEC Financial Technologies a.m.b.a.DKK 2.1bn
- Mastercard Payment Services Denmark A/SDKK 609.7m
- VP Securities A/SDKK 534.2m
- Pleo Financial Services A/SDKK 259m
- Framm ApSDKK 131.9m
- Scalepoint Technologies Denmark A/SDKK 107.5m
Source and updates
The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.