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Creditro A/S

Public limited companyCVR 39181169EsbjergActive

Creditro A/S is a public limited company, based in Esbjerg, active in other software publishing, founded in 2017. The company made a loss in both 2024 and 2025, most recently DKK 10.4m. With 35 employees, the company is about 9 times larger than the industry median. Equity grew to DKK 4m in 2025.

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Key figures · financial year 2025

Gross profitDKK 8.4m+8.5% vs. 2024
Net profit−DKK 10.4m−10.2% vs. 2024
EquityDKK 4m+385.5% vs. 2024
Employees35latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit rose 9% (2024 → 2025), to DKK 8.4m.
  • The loss grew: from DKK 9.4m to DKK 10.4m (2024 → 2025).
  • Equity rose 386% (2024 → 2025), to DKK 4m.

Employees

  • 6 more employees than a year earlier: 35 (07/2026) against 29 (07/2025).

Management and owners, last 24 months

  • New in management: Katrine Bech Pedersen (ceo, 26/05/2026), Karina Wellendorph (board member, 11/06/2026) and Lars Erik Jacobsen (board member, 17/08/2026) (+1).
  • Stepped down: Antti Matias Waris (board member, 11/06/2026), Elisabeth Vivancos Marin (board member, 11/06/2026) and Anders René Andersen (board member, 11/06/2026) (+2).
  • New owners registered: Visma Danmark Holding A/S (17/07/2026).
  • No longer registered as owner: Visma Danmark Holding A/S (16/07/2026).

Registrations, last 24 months

  • 30/09/2026: Moved to Bavnehøjvej 5, 6700 Esbjerg

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 12m−DKK 10m−DKK 8m−DKK 6m−DKK 4m−DKK 2mDKK 0DKK 2mDKK 4mDKK 6m202020212022202320242025
EquityNet profit
Financial figures for Creditro A/S
202020212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit5264,3943,12110,1457,7098,366+8.5%
Operating profit (EBIT)−802−508−9,921−6,634−11,608−10,887+6.2%
Profit before tax−825−510−10,054−6,848−11,831−10,864+8.2%
Net profit−574−510−8,227−5,486−9,394−10,353−10.2%
Total assets3,2907,81411,65111,85419,39325,200+29.9%
Equity8471,1855,6962108163,963+385.5%
Liabilities2,4436,6285,95511,64418,57721,237+14.3%
Cash and cash equivalents––2,2543,63963752+1,092.3%
Average number of employees516212827270%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

DKK 0DKK 2mDKK 4mDKK 6mDKK 8mDKK 10m202020212022202320242025
Gross profitMedian, the industry (499 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Loss for 6 years in a row

    Net result has been negative in 2020–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Creditro A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202513/05/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202416/06/2025The companyPDFXBRL
202301/01/2023 – 31/12/202328/06/2024The companyPDFXBRL
202201/01/2022 – 31/12/202204/04/2023The companyPDFXBRL
202101/01/2021 – 31/12/202118/07/2022The companyPDFXBRL
202001/01/2020 – 31/12/202013/07/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
0510152025303508/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

499 companies in the database

Comparison with the other companies in other software publishing based on the latest financial year.

Gross profitDKK 8.4mNo. 149 of 494
Better than 70% of the companies in the industry
EquityDKK 4mNo. 152 of 499
Better than 70% of the companies in the industry
Number of employees35No. 56 of 499
Better than 89% of the companies in the industry

Industry median: gross profit DKK 2.9m, net profit DKK 42,450, equity DKK 1.1m, 4 employees.

DKK 100kDKK 1.2mDKK 14.1mDKK 168.1mDKK 875.9mHere
Distribution of gross profit for 427 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 20–49 employees9,922 companies in the comparison
No. 6,374of 9,892
Better than 36%
No. 5,237of 9,922
Better than 47%
Same industry and 20–49 employees64 companies in the comparison
No. 55of 63
Better than 13%
No. 39of 64
Better than 40%
Companies that are between 5 and 14 years old33,688 companies in the comparison
No. 5,248of 33,588
Better than 84%
No. 7,112of 33,687
Better than 79%
All companies of type A/S18,025 companies in the comparison
No. 9,795of 17,786
Better than 45%
No. 12,395of 18,024
Better than 31%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other software publishing
Gross profit
  1. Creditro A/SDKK 8.4m
  2. Milestone Systems A/SDKK 2bn
  3. Visma e-conomic A/SDKK 880.2m
Net profit
  1. Creditro A/S−DKK 10.4m
  2. Milestone Systems A/SDKK 183.4m
  3. Visma e-conomic A/SDKK 456.2m
Equity
  1. Creditro A/SDKK 4m
  2. Milestone Systems A/SDKK 1.7bn
  3. Visma e-conomic A/SDKK 471.5m
Employees
  1. Creditro A/S35
  2. Milestone Systems A/S531
  3. Visma e-conomic A/S456

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Visma Danmark Holding A/S100%
Creditro A/S

Management

6 active registrations

Executive management

Executive management at Creditro A/S
NameRoleAppointed
Katrine Bech PedersenCEO26/05/2026

Board of directors

Board of directors at Creditro A/S
NameRoleAppointed
Christina KarlssonBoard member01/03/2024
Hjalmar WahlanderBoard member01/03/2024
Karina WellendorphBoard member11/06/2026
Lars Erik JacobsenBoard member17/08/2026
Alicia Myklebost HalaasChair of the board17/08/2026
Founders
Porteføljeselskabet ApS
Former management (22)
Former management at Creditro A/S
NameRoleAppointedResigned
Peter Miro Hauge JensenCEO21/12/201724/03/2021
Peter Miro Hauge JensenBoard member22/12/201709/03/2022
Ronni Holmberg BaslundBoard member22/12/201709/03/2022
Tina Mørup KehletChair of the board22/12/201717/08/2018
Mathias Røntved GajhedeBoard member17/08/201812/02/2021
Finn Sten Spandet JakobsenBoard member17/08/201801/03/2024
Britta Balleby PontiChair of the board17/08/201811/03/2021
Erwin Kronborg TøtBoard member12/02/202110/03/2021
Nis Peter DallBoard member12/02/202109/03/2022
Erwin Kronborg TøtChair of the board11/03/202108/03/2022
Ronni Holmberg BaslundCEO24/03/202130/06/2022
Erwin Kronborg TøtBoard member09/03/202201/03/2024
Patrick Teglstrup RasmussenBoard member09/03/202212/09/2022
Lars EngborkBoard member09/03/202201/05/2024
Mikael WestööChair of the board09/03/202215/10/2024
Patrick Teglstrup RasmussenCEO01/07/202212/09/2022
Jacob TinsfeldtCEO12/09/202212/09/2024
Antti Matias WarisBoard member01/03/202411/06/2026
Elisabeth Vivancos MarinBoard member01/03/202411/06/2026
Anders René AndersenBoard member01/05/202411/06/2026
Asmita Faranaz VeljiCEO13/09/202426/05/2026
Lars Erik JacobsenChair of the board15/10/202416/08/2026

Signing rule: Selskabet tegnes af bestyrelsesformanden i forening med 1 direktør, eller af 2 bestyrelsesmedlemmer i forening, eller af 1 direktør i forening med 1 medlem af bestyrelsen.

Address and production units

2 active production units

Bavnehøjvej 5
6700 Esbjerg

Esbjerg Municipality · Postcode 6700

Other companies at the address (4)

Production units
Production unitAddressEmployeesP number
Creditro Copenhagen A/SGærtorvet 14, 5. 1, 1799 København V191025016498
Creditro A/SBavnehøjvej 5, 6700 Esbjerg151023163442

Purpose

Selskabets formål er udvikling, drift og salg af it-systemer, samt indsamling og videresalg af kreditoplysninger.

The purpose is quoted from the register in Danish.

Changes year by year

108 registered events
202613 changesaddress 1 · management 9 · ownership 2 · accounts 1
  • Moved to Bavnehøjvej 5, 6700 Esbjerg
  • Alicia Myklebost Halaas appointed chair of the board
  • Lars Erik Jacobsen appointed board member
  • Lars Erik Jacobsen stepped down as chair of the board
  • VISMA DANMARK HOLDING A/S registered as owner (100%)
  • VISMA DANMARK HOLDING A/S is no longer registered as owner
  • Karina Wellendorph appointed board member
  • Anders René Andersen stepped down as board member
  • Antti Matias Waris stepped down as board member
  • Elisabeth Vivancos Marin stepped down as board member
  • Katrine Bech Pedersen appointed ceo
  • Asmita Faranaz Velji stepped down as ceo
  • Annual report for 2025 published
20251 changeaccounts 1
  • Annual report for 2024 published
202417 changesmanagement 12 · accounts 1 · ownership 4
  • Lars Erik Jacobsen appointed chair of the board
  • Mikael Westöö stepped down as chair of the board
  • Asmita Faranaz Velji appointed ceo
  • Jacob Tinsfeldt stepped down as ceo
  • Annual report for 2023 published
  • Anders René Andersen appointed board member
  • Lars Engbork stepped down as board member
  • Antti Matias Waris appointed board member
  • Hjalmar Wahlander appointed board member
  • Christina Karlsson appointed board member
  • Elisabeth Vivancos Marin appointed board member
  • Erwin Kronborg Tøt stepped down as board member
  • Finn Sten Spandet Jakobsen stepped down as board member
  • VISMA DANMARK HOLDING A/S registered as owner (90%)
  • IT Ventures ApS is no longer registered as owner
  • MBKH ApS is no longer registered as owner
  • VISMA DANMARK HOLDING A/S is no longer registered as owner
20238 changesownership 6 · address 1 · accounts 1
  • VISMA DANMARK HOLDING A/S registered as owner (66.67%)
  • IT Ventures ApS registered as owner (5%)
  • MBKH ApS registered as owner (15%)
  • MBKH ApS is no longer registered as owner
  • IT Ventures ApS is no longer registered as owner
  • VISMA DANMARK HOLDING A/S is no longer registered as owner
  • Moved to Østervangsvej 4C, 1. th, 6715 Esbjerg N
  • Annual report for 2022 published
202223 changesmanagement 13 · accounts 1 · ownership 8 · capital 1
  • Jacob Tinsfeldt appointed ceo
  • Patrick Teglstrup Rasmussen stepped down as ceo
  • Patrick Teglstrup Rasmussen stepped down as board member
  • Annual report for 2021 published
  • Patrick Teglstrup Rasmussen appointed ceo
  • Ronni Holmberg Baslund stepped down as ceo
  • BASLUND TECHNOLOGIES ApS is no longer registered as owner
  • Share capital changed from 2,046,392 DKK to 2,302,191 DKK
  • Mikael Westöö appointed chair of the board
  • Erwin Kronborg Tøt appointed board member
  • Patrick Teglstrup Rasmussen appointed board member
  • Lars Engbork appointed board member
  • Nis Peter Dall stepped down as board member
  • Peter Miro Hauge Jensen stepped down as board member
  • Ronni Holmberg Baslund stepped down as board member
  • MBKH ApS registered as owner (20%)
  • IT Ventures ApS registered as owner (10%)
  • BASLUND TECHNOLOGIES ApS registered as owner (15%)
  • VISMA DANMARK HOLDING A/S registered as owner (50%)
  • Erwin Kronborg Tøt stepped down as chair of the board
  • IT Ventures ApS is no longer registered as owner
  • BASLUND TECHNOLOGIES ApS is no longer registered as owner
  • MBKH ApS is no longer registered as owner
202113 changesaccounts 1 · capital 1 · ownership 2 · address 1 · management 8
  • Annual report for 2020 published
  • Share capital changed from 2,003,892 DKK to 2,046,392 DKK
  • Ronni Holmberg Baslund registered as owner (15%)
  • Ronni Holmberg Baslund is no longer registered as owner
  • Moved to Bavnehøjvej 6, st, 6700 Esbjerg
  • Ronni Holmberg Baslund appointed ceo
  • Peter Miro Hauge Jensen stepped down as ceo
  • Erwin Kronborg Tøt appointed chair of the board
  • Britta Balleby Ponti stepped down as chair of the board
  • Erwin Kronborg Tøt stepped down as board member
  • Nis Peter Dall appointed board member
  • Erwin Kronborg Tøt appointed board member
  • Mathias Røntved Gajhede stepped down as board member
20206 changesownership 4 · address 1 · industry 1
  • IT Ventures ApS registered as owner (20%)
  • PORTEFØLJESELSKABET ApS is no longer registered as owner
  • Moved to Sankt Annæ Plads 13, 1250 København K
  • Industry changed to Other software publishing (582900)
  • BASLUND TECHNOLOGIES ApS registered as owner (25%)
  • Ronni Holmberg Baslund is no longer registered as owner
20195 changesaddress 1 · ownership 4
  • Moved to Vester Farimagsgade 1, 2, 1606 København V
  • PORTEFØLJESELSKABET ApS registered as owner (20%)
  • Ronni Holmberg Baslund registered as owner (25%)
  • PORTEFØLJESELSKABET ApS is no longer registered as owner
  • Ronni Holmberg Baslund is no longer registered as owner
20185 changesaddress 1 · management 4
  • Moved to Dampfærgevej 27, 5, 2100 København Ø
  • Finn Sten Spandet Jakobsen appointed board member
  • Britta Balleby Ponti appointed chair of the board
  • Mathias Røntved Gajhede appointed board member
  • Tina Mørup Kehlet stepped down as chair of the board
201717 changesname 1 · capital 1 · management 4 · ownership 9 · status 1 · founded 1
  • Name changed from Creditro ApS to Creditro A/S
  • Share capital changed from 50,000 DKK to 2,003,892 DKK
  • Peter Miro Hauge Jensen appointed board member
  • Tina Mørup Kehlet appointed chair of the board
  • Ronni Holmberg Baslund appointed board member
  • PORTEFØLJESELSKABET ApS registered as owner (33.33%)
  • MBKH ApS registered as owner (33.33%)
  • Ronni Holmberg Baslund registered as owner (15%)
  • Tina Mørup Kehlet is no longer registered as owner
  • Peter Miro Hauge Jensen is no longer registered as owner
  • Status changed to active
  • Peter Miro Hauge Jensen appointed ceo
  • Ronni Holmberg Baslund registered as owner (25%)
  • Ronni Holmberg Baslund is no longer registered as owner
  • Tina Mørup Kehlet registered as owner (33.33%)
  • Peter Miro Hauge Jensen registered as owner (25%)
  • Registered as Creditro ApS

Related companies

Same industry in Esbjerg

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Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.

View in CVRReport a correction