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Cardlay A/S

Public limited companyCVR 37447285Odense CActive

Cardlay A/S is a public limited company, based in Odense C, active in computer consultancy and computer facilities management, founded in 2016. The company made a loss in both 2024 and 2025, most recently DKK 41.5m. With 33 employees, the company is about 17 times larger than the industry median. Gross profit is higher than that of 89% of the companies in the industry in the database.

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Key figures · financial year 2025

Gross profitDKK 20.3m−49.9% vs. 2024
Net profit−DKK 41.5m−319.2% vs. 2024
EquityDKK 67.4m−2.2% vs. 2024
Employees33latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Gross profit fell 50% (2024 → 2025), to DKK 20.3m.
  • The loss grew: from DKK 9.9m to DKK 41.5m (2024 → 2025).
  • Equity fell 2% (2024 → 2025), to DKK 67.4m.

Employees

  • 10 fewer employees than a year earlier: 33 (07/2026) against 43 (07/2025).

Registrations, last 24 months

  • 19/12/2025: Moved to Kochsgade 31D, 3, 5000 Odense C
  • 01/01/2025: Industry changed to Computer consultancy and computer facilities management (622000)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 60m−DKK 40m−DKK 20mDKK 0DKK 20mDKK 40mDKK 60m202020212022202320242025
EquityNet profit
Financial figures for Cardlay A/S
202020212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit−6,046−7,450−3,79422,93240,53520,315−49.9%
Operating profit (EBIT)−23,300−26,504−52,137−20,334−3,488−30,131−763.8%
Profit before tax−23,913−27,094−52,654−20,936−5,415−32,062−492.1%
Net profit−20,619−22,696−47,259−16,859−9,909−41,534−319.2%
Total assets66,90373,72570,65177,12883,48276,099−8.8%
Equity56,54965,40263,15067,70768,91567,381−2.2%
Liabilities10,3548,3227,5019,42114,5688,718−40.2%
Cash and cash equivalents8,8544,1316,3962,8551,698762−55.1%
Average number of employees303647454445+2.3%

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 10mDKK 0DKK 10mDKK 20mDKK 30mDKK 40m202020212022202320242025
Gross profitMedian, the industry (1,974 companies)

Signals from the financial statements

calculated from the 2025 figures

  • Loss for 6 years in a row

    Net result has been negative in 2020–2025.

    How is this calculated?

    Net result is negative in the two or more latest annual reports in a row.

The signals are rules applied to the figures in the annual reports. They are not an assessment or credit rating of the company. See Data and method.

Annual reports

6 financial years
Annual reports for Cardlay A/S
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202510/07/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202430/06/2025The companyPDFXBRL
202301/01/2023 – 31/12/202318/06/2024The companyPDFXBRL
202201/01/2022 – 31/12/202230/06/2023The companyPDFXBRL
202101/01/2021 – 31/12/202125/05/2022The companyPDFXBRL
202001/01/2020 – 31/12/202028/05/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
0102030405008/2309/2310/2311/2312/2301/2402/2403/2404/2405/2406/2407/2408/2409/2410/2411/2412/2401/2502/2503/2504/2505/2506/2507/2508/2509/2510/2511/2512/2501/2602/2603/2604/2605/2606/2607/26
Employees

Position in the industry

1,974 companies in the database

Comparison with the other companies in computer consultancy and computer facilities management based on the latest financial year.

Gross profitDKK 20.3mNo. 211 of 1,969
Better than 89% of the companies in the industry
EquityDKK 67.4mNo. 44 of 1,974
Better than 98% of the companies in the industry
Number of employees33No. 101 of 1,974
Better than 95% of the companies in the industry

Industry median: gross profit DKK 2.1m, net profit DKK 235k, equity DKK 931k, 2 employees.

DKK 100kDKK 1.1mDKK 12.3mDKK 136.8mDKK 680.5mHere
Distribution of gross profit for 1,845 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with 20–49 employees9,922 companies in the comparison
No. 2,759of 9,892
Better than 72%
No. 534of 9,922
Better than 95%
Same industry and 20–49 employees152 companies in the comparison
No. 87of 152
Better than 43%
No. 4of 152
Better than 98%
Companies that are between 5 and 14 years old33,688 companies in the comparison
No. 1,998of 33,588
Better than 94%
No. 949of 33,687
Better than 97%
All companies of type A/S18,025 companies in the comparison
No. 5,847of 17,786
Better than 67%
No. 2,951of 18,024
Better than 84%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Computer consultancy and computer facilities management
Gross profit
  1. Cardlay A/SDKK 20.3m
  2. KMD A/SDKK 1.5bn
  3. Netcompany A/SDKK 1.1bn
Net profit
  1. Cardlay A/S−DKK 41.5m
  2. KMD A/SDKK 272.1m
  3. Netcompany A/SDKK 374.2m
Equity
  1. Cardlay A/SDKK 67.4m
  2. KMD A/SDKK 1.7bn
  3. Netcompany A/SDKK 902.7m
Employees
  1. Cardlay A/S33
  2. KMD A/S1,540
  3. Netcompany A/S2,464

Latest financial year per company. Choose up to three companies from the largest in the industry.

Owners and group

from the Public Ownership Register
Owners
  • Cardlay Holding ApS100%
Cardlay A/S

Management

5 active registrations

Executive management

Executive management at Cardlay A/S
NameRoleAppointed
Jørgen Christian JuulDirector12/02/2016

Board of directors

Board of directors at Cardlay A/S
NameRoleAppointed
Jørgen Christian JuulBoard member25/05/2016
Thorleif KrarupBoard member01/11/2019
Torben Frigaard RasmussenChair of the board01/11/2019
Nicolai Fink GundersenBoard member26/05/2021
Founders
Cardlay Holding ApS
Former management (8)
Former management at Cardlay A/S
NameRoleAppointedResigned
Morten Lund NielsenChair of the board25/05/201615/08/2016
Ken Villum Guldbrandt KlausenBoard member25/05/201619/12/2017
Thorleif KrarupChair of the board16/08/201631/10/2019
Morten Lund NielsenBoard member16/08/201619/12/2017
Lars AndersenBoard member19/12/201726/03/2021
Johan WolfBoard member19/12/201729/06/2023
Torben Frigaard RasmussenBoard member07/06/201931/10/2019
Francisco Javier Perez SanchezBoard member26/05/202120/02/2023

Signing rule: Selskabet tegnes af tre bestyrelsesmedlemmer eller af direktøren og bestyrelsesformanden i forening.

Address and production units

2 active production units

Kochsgade 31D
5000 Odense C

Odense Municipality · Postcode 5000

Production units
Production unitAddressEmployeesP number
Cardlay A/SLangebrogade 4, 1411 København K191025519325
Cardlay A/SKochsgade 31D, 3, 5000 Odense C141021150831

Purpose

Selskabets formål er at drive IT-konsulentvirksomhed samt al virksomhed, som efter bestyrelsens skøn er beslægtet hermed.

The purpose is quoted from the register in Danish.

Changes year by year

40 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20253 changesaddress 1 · accounts 1 · industry 1
  • Moved to Kochsgade 31D, 3, 5000 Odense C
  • Annual report for 2024 published
  • Industry changed to Computer consultancy and computer facilities management (622000)
20241 changeaccounts 1
  • Annual report for 2023 published
20233 changesaccounts 1 · management 2
  • Annual report for 2022 published
  • Johan Wolf stepped down as board member
  • Francisco Javier Perez Sanchez stepped down as board member
20221 changeaccounts 1
  • Annual report for 2021 published
20214 changesaccounts 1 · management 3
  • Annual report for 2020 published
  • Francisco Javier Perez Sanchez appointed board member
  • Nicolai Fink Gundersen appointed board member
  • Lars Andersen stepped down as board member
20201 changeaddress 1
  • Moved to Billedskærervej 17, 5230 Odense M
20197 changesaddress 2 · management 5
  • Moved to Cortex Park 26E, 1, 5230 Odense M
  • Torben Frigaard Rasmussen appointed chair of the board
  • Thorleif Krarup appointed board member
  • Torben Frigaard Rasmussen stepped down as board member
  • Thorleif Krarup stepped down as chair of the board
  • Moved to Langebrogade 4, 1411 København K
  • Torben Frigaard Rasmussen appointed board member
20181 changeaddress 1
  • Moved to Langebrogade 5, 1411 København K
20175 changesmanagement 4 · address 1
  • Lars Andersen appointed board member
  • Johan Wolf appointed board member
  • Morten Lund Nielsen stepped down as board member
  • Ken Villum Guldbrandt Klausen stepped down as board member
  • Moved to Cortex Park 26, 5230 Odense M
201613 changescapital 2 · management 7 · name 1 · address 1 · founded 1 · ownership 1
  • Share capital changed from 600,000 DKK to 2,266,700 DKK
  • Morten Lund Nielsen appointed board member
  • Thorleif Krarup appointed chair of the board
  • Morten Lund Nielsen stepped down as chair of the board
  • Name changed from Cardlay ApS to Cardlay A/S
  • Share capital changed from 50,000 DKK to 600,000 DKK
  • Ken Villum Guldbrandt Klausen appointed board member
  • Morten Lund Nielsen appointed chair of the board
  • Jørgen Christian Juul appointed board member
  • Moved to Cortex Park 26, 5230 Odense M
  • Registered as Cardlay ApS
  • Jørgen Christian Juul appointed director
  • Cardlay Holding ApS registered as owner (100%)

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Same people in management

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Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026. The company is protected against advertising; contact details are not shown, and the data must not be used for marketing.

View in CVRReport a correction