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Brugsforeningernes Låneforening A.m.b.a.

Cooperative society with limited liabilityCVR 30694899København VActive

Brugsforeningernes Låneforening A.m.b.a. is a cooperative society with limited liability, based in København V, active in other financial service activities n.e.c., founded in 2007. Net profit fell 58% from 2024 to 2025, ending at DKK 812k. 9 people are registered in the company's management and ownership.

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Key figures · financial year 2025

Gross profit−DKK 1.3m−996.5% vs. 2024
Net profitDKK 812k−58.3% vs. 2024
EquityDKK 79.2m+0.8% vs. 2024
Employees2latest month from CVR

What has changed

calculated from recorded figures and dates

Financials: 2025 against 2024

  • Net profit fell 58% (2024 → 2025), to DKK 812k.

Employees

  • 1 fewer employees than a year earlier: 2 (05/2026) against 3 (05/2025).

Registrations, last 24 months

  • 01/01/2025: Industry changed to Other financial service activities n.e.c. (649990)

Calculated from the latest two annual reports in sequence and from registrations in CVR. A figure that is missing in either year gives no line, and we derive no figures.

Financial statements

Financial years 2020–2025 · amounts in DKK thousand

Equity and net profit

−DKK 20mDKK 0DKK 20mDKK 40mDKK 60mDKK 80m202020212022202320242025
EquityNet profit
Financial figures for Brugsforeningernes Låneforening A.m.b.a.
202020212022202320242025Change
Revenuenot statednot statednot statednot statednot statednot stated–
Gross profit−1,350−2,087−3,011−1,110−115−1,259−996.5%
Profit before tax2,0272,963−2,8218242,5001,371−45.2%
Net profit1,8683,015−2,4776411,944812−58.3%
Total assets168,908183,429179,603191,553154,037157,754+2.4%
Equity76,78279,67077,04477,46278,57979,224+0.8%
Liabilities92,126103,759102,559114,09275,45978,530+4.1%
Average number of employees000000–

Source: annual reports filed with the Danish Business Authority (XBRL). Figures for the company (not the group); change is the latest year against the year before. “–” means the figure is not stated in the annual report. Revenue is not stated for 2020, 2021, 2022, 2023, 2024, 2025: smaller companies may omit it, and we do not derive it from other figures.

Download the figures as CSV · free with an account, amounts in whole DKK

−DKK 3.5m−DKK 3m−DKK 2.5m−DKK 2m−DKK 1.5m−DKK 1m−DKK 500kDKK 0202020212022202320242025
Gross profitMedian, the industry (739 companies)

Annual reports

6 financial years
Annual reports for Brugsforeningernes Låneforening A.m.b.a.
Financial yearPeriodPublishedFigures forDocuments
202501/01/2025 – 31/12/202529/05/2026The companyPDF not statedXBRL
202401/01/2024 – 31/12/202412/07/2025The companyPDFXBRL
202301/01/2023 – 31/12/202310/06/2024The companyPDFXBRL
202201/01/2022 – 31/12/202203/07/2023The companyPDFXBRL
202101/01/2021 – 31/12/202115/07/2022The companyPDFXBRL
202001/01/2020 – 31/12/202030/06/2021The companyPDFXBRL

The figures from all the annual reports are shown on this page. The documents themselves (PDF and XBRL, the machine-readable edition) are downloaded with a Pro account: sign in or create a free account, and then choose Pro. XBRL is the edition the figures on the page are read from.

Employees

monthly figures from CVR
0123412/1905/2008/2009/2012/2002/2105/2106/2109/2112/2103/2205/2206/2209/2212/2203/2304/2306/2308/2309/2312/2302/2403/2405/2406/2408/2409/2411/2402/2505/2508/2511/2512/2502/2605/26
Employees

Position in the industry

739 companies in the database

Comparison with the other companies in other financial service activities n.e.c. based on the latest financial year.

Gross profit−DKK 1.3mNo. 680 of 713
Better than 5% of the companies in the industry
EquityDKK 79.2mNo. 126 of 739
Better than 83% of the companies in the industry
Number of employees2No. 539 of 739
Better than 27% of the companies in the industry

Industry median: gross profit −DKK 23,925, net profit DKK 174k, equity DKK 10.2m, 1 employees.

DKK 100kDKK 2.8mDKK 77.4mDKK 2.2bnDKK 19.8bn
Distribution of gross profit for 270 companies in the industry (latest financial year, logarithmic scale). Amber bar: where this company sits.

Compared with similar companies

size, age and company form
Rank among similar companies
GroupGross profitEquity
Companies with fewer than 20 employees69,967 companies in the comparison
No. 68,915of 69,742
Better than 1%
No. 2,185of 69,964
Better than 97%
Same industry and fewer than 20 employees699 companies in the comparison
No. 645of 676
Better than 5%
No. 121of 699
Better than 83%
Companies that are between 15 and 29 years old24,910 companies in the comparison
No. 24,549of 24,791
Better than 1%
No. 1,639of 24,909
Better than 93%
All companies of type ABA312 companies in the comparison
No. 309of 311
Better than 1%
No. 41of 312
Better than 87%

The rank is calculated among companies in the database with a figure for the latest financial year, and is shown only for groups of at least ten companies.

Compare with the industry

Other financial service activities n.e.c.
Gross profit
  1. Brugsforeningernes Låneforening A.m.b.a.−DKK 1.3m
  2. Kirkbi A/SDKK 60bn
  3. William Demant Invest A/SDKK 22bn
Net profit
  1. Brugsforeningernes Låneforening A.m.b.a.DKK 812k
  2. Kirkbi A/SDKK 16.9bn
  3. William Demant Invest A/SDKK 1.1bn
Equity
  1. Brugsforeningernes Låneforening A.m.b.a.DKK 79.2m
  2. Kirkbi A/SDKK 151.9bn
  3. William Demant Invest A/SDKK 31.6bn
Employees
  1. Brugsforeningernes Låneforening A.m.b.a.2
  2. Kirkbi A/S176
  3. William Demant Invest A/S14

Latest financial year per company. Choose up to three companies from the largest in the industry.

Management

8 active registrations

Board of directors

Board of directors at Brugsforeningernes Låneforening A.m.b.a.
NameRoleAppointed
Karsten FrandsenBusiness manager07/06/2022
Jan Brian LundsgaardBoard member02/05/2023
Bent LarsenBoard member11/09/2023
Michael Nørskov KlausenDeputy chair07/05/2024
Johan EggebrechtChair of the board07/05/2024
Henrik HornemannBoard member07/05/2024
Henrik Lausten ChristensenBoard member07/05/2024
Simon JørgensenBoard member07/05/2024
Former management (31)
Former management at Brugsforeningernes Låneforening A.m.b.a.
NameRoleAppointedResigned
Klaus Kryder JacobsenBusiness manager08/05/200708/02/2012
Per Søren PedersenBoard member08/05/200705/05/2009
Jørgen Møller NielsenBoard member08/05/200706/05/2014
Bjarne Raagaard JørgensenBoard member08/05/200705/05/2009
Palle StrandeBoard member15/04/200809/03/2009
Morten MelinBoard member09/03/200904/05/2010
Jan SandgaardBoard member05/05/200906/05/2014
Jesper Kirkegaard AndersenBoard member05/05/200904/05/2010
Arne Ole BiglerBoard member04/05/201006/05/2014
Claus Robert LundbergBoard member04/05/201007/05/2019
Niels KristoffersenBusiness manager10/01/201226/06/2017
Leo CorduaChair of the board01/05/201206/05/2014
Hans Henrik LarsenBoard member01/05/201201/05/2012
Niels KristoffersenBoard member06/05/201402/05/2017
Niels Henrik DalgaardChair of the board06/05/201408/05/2023
Bjarne Dybdahl AndersenDeputy chair06/05/201401/05/2018
Richard HaagensenBoard member06/05/201403/05/2016
Palle JørgensenBoard member06/05/201416/06/2020
Martin Bundgaard AndersenBoard member06/05/201402/05/2023
Jan Brian LundsgaardBoard member03/05/201602/05/2017
Arne Haahr HansenBoard member02/05/201711/09/2023
Villy BredvigBoard member02/05/201707/05/2023
Johan EggebrechtBusiness manager27/06/201707/06/2022
Knud Erik PedersenBoard member01/05/201812/08/2020
Mogens JuhlBoard member07/05/201902/05/2023
Torben Falk AndreassenBoard member12/08/202002/05/2023
Jens Kristian SørensenBoard member12/08/202007/05/2024
Michael Nørskov KlausenBoard member05/01/202306/05/2024
Jens FriisBoard member02/05/202307/05/2024
Villy BredvigDeputy chair08/05/202307/05/2024
Michael Haaning BjergChair of the board08/05/202307/05/2024

Signing rule: Låneforeningen tegnes af formanden og ledelsen i forening eller 2 medlemmer af bestyrelsen i forening med formanden eller ledelsen. Godkendelse af udlån op til kr. 1 mill. kan besluttes af ledelsen samt formand eller ledelsen og 2 medlemmer af bestyrelsen eller formanden og to bestyrelsesmedlemmer. Beslutninger kan træffes via e- mail korrespondance. Telefonmøde kan aftales hvis 2 medlemmer af bestyrelsen kræver det. Alle udlån over kr. 1 mill. kan besluttes ved indstilling gennem e-mail, telefonmøde eller ordinært bestyrelsesmøde. Afstemning kan også foregå per e-mail, ved telefonmøde eller ordinært bestyrelsesmøde. Telefonmøde eller ordinært bestyrelsesmøde skal aftales hvis 2 medlemmer af bestyrelsen kræver det. Ved godkendelse af lån over kr. 1 mill. skal 6 ud af 7 bestyrelsesmedlemmer godkende låneudbetalingen.

Address and production units

1 active production units

Stampesgade 6
1702 København V

København Municipality · Postcode 1702

Production units
Production unitAddressEmployeesP number
BRUGSFORENINGERNES LÅNEFORENING A.M.B.A.Stampesgade 6, 1702 København V21013394039

Purpose

Foreningens formål er, at yde lån til Brugsforeninger og virksomheder (herefter kaldet Virksomhederne), der er medlem af foreningerne Lokal- og Dagligbrugsens Kædeforening (LDK), Superbrugsens Kædeforening (SBK) samt Dobbeltsupermarkedernes Brancheforening (DSM) og som får leveret varer fra Coop Norden Danmark A/S i henhold til franchiseaftalen indgået mellem parterne. Det er en betingelse for at opnå lån, at låntager er medlem af Låneforeningen. Der ydes lån til markedsrente, således at Låneforeningens udlån vil være konkurrencedygtige i forhold til alternativ bankfinansiering. Låneforeningen optager et lån i en bank/sparekasse og genudlåner beløbet til Virksomhederne. Renten på lånet er baseret på den opnåede lånerente i banken/sparekassen og tillagt en rentemarginal, som betaling for løbende omkostninger i relation til udlånet og driften af Låneforeningen. Rentemarginalen fastsættes af bestyrelsen. afgørelser er endelige. Låneforeningen kan udstede garantier i forbindelse med tredieparts udlån til en virksomhed eller i forbindelse med garantier for andre forpligtigelser som en Virksomhed har. En garanti stillet af Låneforeningen skal sidestilles med et udlån i alle henseender. Låneforeningen kan opkræve en garantiprovision, som fastsættes af bestyrelsen. Lån og garantier ydes på baggrund af ansøgning samt efterfølgendeundersøgelse af Virksomheden. Bestyrelsen behandler alle låneansøgninger og dennes afgørelser er endelige.

The purpose is quoted from the register in Danish.

Changes year by year

74 registered events
20261 changeaccounts 1
  • Annual report for 2025 published
20252 changesaccounts 1 · industry 1
  • Annual report for 2024 published
  • Industry changed to Other financial service activities n.e.c. (649990)
202411 changesaccounts 1 · management 10
  • Annual report for 2023 published
  • Simon Jørgensen appointed board member
  • Henrik Hornemann appointed board member
  • Johan Eggebrecht appointed chair of the board
  • Michael Nørskov Klausen appointed deputy chair
  • Henrik Lausten Christensen appointed board member
  • Villy Bredvig stepped down as deputy chair
  • Michael Haaning Bjerg stepped down as chair of the board
  • Jens Friis stepped down as board member
  • Jens Kristian Sørensen stepped down as board member
  • Michael Nørskov Klausen stepped down as board member
202313 changesmanagement 12 · accounts 1
  • Bent Larsen appointed board member
  • Arne Haahr Hansen stepped down as board member
  • Annual report for 2022 published
  • Villy Bredvig appointed deputy chair
  • Michael Haaning Bjerg appointed chair of the board
  • Niels Henrik Dalgaard stepped down as chair of the board
  • Villy Bredvig stepped down as board member
  • Jens Friis appointed board member
  • Jan Brian Lundsgaard appointed board member
  • Torben Falk Andreassen stepped down as board member
  • Mogens Juhl stepped down as board member
  • Martin Bundgaard Andersen stepped down as board member
  • Michael Nørskov Klausen appointed board member
20222 changesaccounts 1 · industry 1
  • Annual report for 2021 published
  • Industry changed to Anden finansiel formidling undtagen forsikring og pensionsforsikring, i.a.n. (649900)
20212 changesaddress 1 · accounts 1
  • Moved to Stampesgade 6, 1702 København V
  • Annual report for 2020 published
20204 changesmanagement 4
  • Jens Kristian Sørensen appointed board member
  • Torben Falk Andreassen appointed board member
  • Knud Erik Pedersen stepped down as board member
  • Palle Jørgensen stepped down as board member
20192 changesmanagement 2
  • Mogens Juhl appointed board member
  • Claus Robert Lundberg stepped down as board member
20182 changesmanagement 2
  • Knud Erik Pedersen appointed board member
  • Bjarne Dybdahl Andersen stepped down as deputy chair
20174 changesmanagement 4
  • Villy Bredvig appointed board member
  • Arne Haahr Hansen appointed board member
  • Jan Brian Lundsgaard stepped down as board member
  • Niels Kristoffersen stepped down as board member
20162 changesmanagement 2
  • Jan Brian Lundsgaard appointed board member
  • Richard Haagensen stepped down as board member
201410 changesmanagement 10
  • Niels Kristoffersen appointed board member
  • Martin Bundgaard Andersen appointed board member
  • Palle Jørgensen appointed board member
  • Richard Haagensen appointed board member
  • Bjarne Dybdahl Andersen appointed deputy chair
  • Niels Henrik Dalgaard appointed chair of the board
  • Leo Cordua stepped down as chair of the board
  • Arne Ole Bigler stepped down as board member
  • Jan Sandgaard stepped down as board member
  • Jørgen Møller Nielsen stepped down as board member
20123 changesmanagement 3
  • Hans Henrik Larsen appointed board member
  • Hans Henrik Larsen stepped down as board member
  • Leo Cordua appointed chair of the board
20104 changesmanagement 4
  • Claus Robert Lundberg appointed board member
  • Arne Ole Bigler appointed board member
  • Jesper Kirkegaard Andersen stepped down as board member
  • Morten Melin stepped down as board member
20096 changesmanagement 6
  • Jesper Kirkegaard Andersen appointed board member
  • Jan Sandgaard appointed board member
  • Bjarne Raagaard Jørgensen stepped down as board member
  • Per Søren Pedersen stepped down as board member
  • Morten Melin appointed board member
  • Palle Strande stepped down as board member
20082 changesindustry 1 · management 1
  • Industry changed to Investeringsforeninger (643010)
  • Palle Strande appointed board member
20074 changesfounded 1 · management 3
  • Registered as BRUGSFORENINGERNES LÅNEFORENING A.M.B.A.
  • Jørgen Møller Nielsen appointed board member
  • Bjarne Raagaard Jørgensen appointed board member
  • Per Søren Pedersen appointed board member

Related companies

Same people in management

Source and updates

The information comes from the Danish Central Business Register (Danish Business Authority) and from annual reports filed with the Danish Business Authority. Last synchronised 24/10/2026.

View in CVRReport a correction